Payday Loans in Ventura, Iowa

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No payday loan companies in Ventura, IA. Consider companies in other cities:

Company nameAddressZip codePhone number
Northwest Bank 5801 Sunnybrook Dr, Sioux City, IA 51106 +1 (712) 224 - 4000
State Bank Of Toledo 100 E High St, Toledo, IA 52342 +1 (641) 484 - 2980
Quik Pawn 3700, 101 W Taylor St suite d, Creston, IA 50801 +1 (641) 782 - 9882
American State Bank 16 20th St SE, Sioux Center, IA 51250 +1 (712) 722 - 4847
Thrivent Financial-Stensland/Truesdell/Fopma/Severson 619 Elm Ave 4, Story City, IA 50248 +1 (515) 733 - 0739
Two River Investment Services 214 N Main St, Burlington, IA 52601 +1 (319) 758 - 8438
Lincoln Savings Bank 508 Main St, Reinbeck, IA 50669 +1 (319) 788 - 6441
PCSB Bank 501 W Taylor St, Creston, IA 50801 +1 (641) 782 - 8482
First Class Community Credit Union 2051 Westown Pkwy, West Des Moines, IA 50265 +1 (515) 224 - 4300
North Star Community Credit Union 1167, 216 Moorehead Ave, Ida Grove, IA 51445 +1 (712) 364 - 3000

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Ventura, IA, you can try to find different companies in big cities near by. Check out the following pages here: Quick Loan in Cedar Rapids, IA, Bad Credit Loans in Council Bluffs, IA, Bad Credit Loans in Davenport, IA, Emergency Loan in Des Moines, IA, Payday Loans in Dubuque, IA, Payday Loan Without a Credit Check in Iowa City, IA, Payday Loans in Marion, IA and Payday Loans in Sioux City, IA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Ventura, IA.

Beautiful sights of Ventura, IA

Payday Loans Available in Ventura, IA By The Following ZIP Codes:

50482

Are Payday Loans Legal In Ventura, Iowa?

Loan Rates and Fees, Laws and Regulations in Iowa.

Iowa Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)337
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges$15 on the first $100 + >$10 on subsequent $100

Ventura, IA payday loan calculator

Payday Loans in Ventura, Iowa

Are you struggling to make ends meet before your next paycheck? Perhaps you have unexpected bills or a surprise expense that you just can’t cover. In situations like these, payday loans can provide a helpful solution. In this article, we’ll explore payday loans in Ventura, Iowa, including how they work, the laws and regulations surrounding them, and where you can go to apply.

How Payday Loans Work

Payday loans are short-term loans that typically range from $100 to $500. They are designed to help you cover unexpected expenses until your next paycheck comes in. The application process is simple and straightforward. You’ll need to provide proof of income, such as a pay stub, and a valid ID. You’ll also need to give the lender access to your checking account, so they can deposit the funds and withdraw the repayment amount on the agreed-upon date.

Most payday loans have a repayment term of two weeks, although some lenders may offer longer terms. However, keep in mind that the longer the term, the more interest and fees you’ll pay over time.

Payday Loan Laws in Iowa

While payday loans are legal in Iowa, lenders must follow strict regulations to protect borrowers from getting trapped in a cycle of debt. For example, lenders cannot charge more than $15 in fees for every $100 borrowed, and the total amount borrowed cannot exceed $500. Borrowers are also limited to one loan at a time, and lenders must provide a written agreement that outlines the terms and conditions of the loan.

Applying for a Payday Loan in Ventura, Iowa

If you’re considering a payday loan in Ventura, Iowa, you have a few options for where to apply. Many lenders operate online and allow you to complete the entire application process from the comfort of your own home. Alternatively, you can visit a local lender in person to apply. Be sure to shop around and compare rates and fees from multiple lenders before making a decision.

At TheGuaranteedLoans, we offer a convenient online application process that connects you with potential lenders in your area. Simply fill out our secure online form and we’ll match you with lenders who may be able to meet your needs. Keep in mind that we are a connector service, not a direct lender. This means that we do not provide the loans ourselves, but rather we facilitate the connection between borrowers and potential lenders.

Interesting Facts and Statistics

  • More than 300,000 Iowans take out payday loans each year, according to a 2014 report from the Iowa Policy Project.
  • The average payday loan in Iowa is $341, with 337% APR, according to the Center for Responsible Lending.
  • The Iowa payday loan industry generates an estimated $37 million in fees and interest annually, according to the Iowa Division of Banking.

Apply Now

If you’re interested in applying for a payday loan in Ventura, Iowa, TheGuaranteedLoans can help. Our online application process is fast, secure, and easy to use. Simply fill out the form on our website and we’ll match you with potential lenders who meet your needs. Keep in mind that we are a connector service, not a direct lender, and we’re here to help you find the best loan options available. Get started today and take the first step towards financial peace of mind.

F.A.Q.

Can I rollover or extend a payday loan in Ventura, Iowa?

Rolling over or extending a payday loan in Ventura, Iowa is not allowed. If you are unable to repay your loan on the agreed-upon date, you may be able to work out a payment plan with your lender.

Are there any restrictions on the use of payday loan funds in Ventura, Iowa?

Yes, in Ventura, Iowa, payday loan funds must be used for personal, family, or household purposes only. They cannot be used for business or investment purposes.