Payday Loans in Viola, Iowa

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No payday loan companies in Viola, IA. Consider companies in other cities:

Company nameAddressZip codePhone number
Vogel Bancshares Inc 105 Albany Ave SE, Orange City, IA 51041 +1 (712) 737 - 4818
State Bank of Wapello 306 N 2nd St, Wapello, IA 52653 +1 (319) 523 - 2131
First Class Community Credit Union 2051 Westown Pkwy, West Des Moines, IA 50265 +1 (515) 224 - 4300
Fidelity Bank & Trust 102 Bierman Rd, Epworth, IA 52045 +1 (563) 876 - 9090
Regions Bank 202 W 1st St, Monticello, IA 52310 +1 (319) 820 - 0600
Plymouth County Abstract Co 126 Central Ave S, Le Mars, IA 51031 +1 (712) 546 - 4564
Hometown Credit Union 301 Maple St STE 3, Shenandoah, IA 51601 +1 (712) 246 - 4449
Rabo AgriFinance 426 S 17th St, Ames, IA 50010 +1 (855) 420 - 7192
Auto-Kraft Inc. 204 N Church St 7703, Pleasantville, IA 50225 +1 (515) 848 - 3395
DuTrac Community Credit Union 2900 S 25th St suite a, Clinton, IA 52732 +1 (563) 242 - 1080

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Viola, IA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan Without a Credit Check in West Des Moines, IA, Payday Loan Companies in Ames, IA, 24-Hour Loan in Ankeny, IA, Emergency Loan in Bettendorf, IA, Payday Loans in Cedar Falls, IA, Same Day Loans in Cedar Rapids, IA, Payday Loans in Council Bluffs, IA and Payday Loans in Davenport, IA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Viola, IA.

Are Payday Loans Legal In Viola, Iowa?

Loan Rates and Fees, Laws and Regulations in Iowa.

Iowa Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)337
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges$15 on the first $100 + >$10 on subsequent $100

Viola, IA payday loan calculator

Payday Loans in Viola, Iowa – An Overview

Payday loans are a popular type of loan that people use to tide themselves over until their next paycheck. While these loans can be helpful in certain situations, they can also be dangerous if you don’t understand how they work. In this article, we will be taking a closer look at payday loans in Viola, Iowa, and what you need to know before you take one out.

How Payday Loans Work

A payday loan is a type of short-term loan that is meant to be paid back within a few weeks or months. These loans typically have high interest rates and fees and are meant to be used as a last resort for people who are in a financial emergency. To take out a payday loan, you will need to provide the lender with proof of income and a checking account so they can deposit the loan and withdraw it when it is due.

Payday Loan Regulations in Iowa

Payday loans are legal in Iowa. However, there are certain regulations that lenders must follow in order to operate in the state. Lenders may not charge more than $15 for each $100 borrowed, and the maximum loan amount is $500. Additionally, lenders are required to provide borrowers with written contracts that outline all of the loan terms and conditions. These contracts must clearly state the interest rate and all fees associated with the loan.

The Pros and Cons of Payday Loans

Before you take out a payday loan, it’s important to weigh the pros and cons. One advantage of these loans is that they are easy to obtain, even for people with bad credit. Additionally, payday loans are a quick way to get cash when you’re in a financial emergency. However, there are also several disadvantages to taking out a payday loan. The interest rates and fees are typically much higher than other types of loans, which can make it difficult to pay the loan back on time. Additionally, if you are unable to pay back the loan, you may be hit with additional fees and penalties.

Interesting Facts about Payday Loans in Viola, Iowa

  • Viola, Iowa has a population of approximately 600 people.
  • There are several payday loan lenders located in Viola.
  • Payday loans have been available in Iowa since 1995.

Apply Now

If you’re in need of a payday loan in Viola, Iowa, TheGuaranteedLoans can help connect you with potential lenders. We are a connector service, not a direct lender, which means that we work with a network of trusted lenders to help you find a loan that works for you. To get started, simply fill out our online application. We’ll ask you for some basic information, such as your name and contact information, and then we’ll match you with lenders who may be able to help.

If you have any questions about the payday loan process or how TheGuaranteedLoans can help, please don’t hesitate to reach out to us. Our team is here to help you find the financial assistance you need!

F.A.Q.

Are there any restrictions on the number of times a borrower can renew a payday loan in Viola, Iowa?

Yes, in Viola, Iowa, a borrower can only renew a payday loan twice. After the second renewal, the borrower must pay off the loan in full or enter into a payment plan with the lender.

Can a payday loan lender in Viola, Iowa provide a borrower with a grace period before repayment is due?

Yes, a payday loan lender in Viola, Iowa can provide a borrower with a grace period before repayment is due. However, the lender is not required to do so, and the length of the grace period is at the discretion of the lender.