Payday Loans in West Bend, Iowa

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No payday loan companies in West Bend, IA. Consider companies in other cities:

Company nameAddressZip codePhone number
TruBank 1401 N Jefferson Way, Indianola, IA 50125 +1 (515) 961 - 5880
Community 1st Credit Union 999 N 18th St, Centerville, IA 52544 +1 (641) 856 - 4444
Hometown Cash Advance 304 W Burlington Ave, Fairfield, IA 52556 +1 (641) 472 - 0600
Chicago Central & Commerce CU 3848 Lafayette Rd, Evansdale, IA 50707 +1 (319) 232 - 6404
Consumer Credit Counseling Services 102 N 4th St, Forest City, IA 50436 +1 (641) 421 - 7619
Doc's Payday Loans 109 N 13th St, Centerville, IA 52544 +1 (641) 856 - 2274
Community 1st Credit Union 1008 W Bell Ave 103 Suite 103, Knoxville, IA 50138 +1 (641) 828 - 6775
Preferred Auto Sales 2198 Varnishtree Ave, Lockridge, IA 52635 +1 (319) 696 - 3366
MidWestOne Bank 926 Ave G, Fort Madison, IA 52627 +1 (319) 372 - 3991
Logan State Bank 125 N Willow Rd, Missouri Valley, IA 51555 +1 (712) 642 - 2310

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in West Bend, IA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Sioux City, IA, Payday Loans in Urbandale, IA, Payday Loans in Waterloo, IA, Payday Loans in West Des Moines, IA, Payday Loans in Ames, IA, Payday Loans in Ankeny, IA, Payday Loans in Bettendorf, IA and Payday Loans in Cedar Falls, IA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in West Bend, IA.

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Payday Loans Available in West Bend, IA By The Following ZIP Codes:

50597

Are Payday Loans Legal In West Bend, Iowa?

Loan Rates and Fees, Laws and Regulations in Iowa.

Iowa Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)337
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges$15 on the first $100 + >$10 on subsequent $100

West Bend, IA payday loan calculator

Advise to read before applying

Are you in need of fast cash to cover unexpected expenses? Consider getting a payday loan in West Bend, Iowa. While some may have negative opinions about these loans, they are legal in Iowa and can be a great option for those who need money right away.

What is a Payday Loan?

A payday loan is a type of short-term loan that is usually due on the borrower’s next payday. These loans typically have relatively high interest rates and fees compared to other types of loans, but they can provide quick access to cash for those who need it.

How Do Payday Loans Work in West Bend, Iowa?

In West Bend, Iowa, payday loans are regulated by the Iowa Division of Banking. Iowa law allows payday lenders to charge a maximum fee of $15 for every $100 borrowed, up to $445. Lenders are also required to check a borrower’s income and other financial information before approving a loan. Payday loans in Iowa must have a repayment period of at least 14 days and cannot exceed 31 days.

What Are the Requirements for a Payday Loan in West Bend, Iowa?

While requirements may vary depending on the lender, most payday lenders in West Bend, Iowa require that borrowers be at least 18 years old and have a steady source of income. Some lenders may also require a valid ID, proof of residence, or a bank account.

What Are the Benefits of Payday Loans in West Bend, Iowa?

The biggest benefit of payday loans is that they offer fast access to cash when you need it most. Unlike traditional loans, which may take weeks to process, payday loans can often be approved on the same day and provide funding within a few business days. Payday loans can also offer more flexibility than other types of loans, as they are typically available to borrowers with less-than-perfect credit.

What Are the Risks of Payday Loans in West Bend, Iowa?

Payday loans come with a heftier price tag than other types of loans. The fees and interest rates associated with these loans can often make it difficult for borrowers to repay on time, leading to a cycle of debt. Additionally, borrowers who default on their loans may face additional fees and penalties that can add up quickly.

Apply Now

Are you in need of fast cash? Apply now for a payday loan through TheGuaranteedLoans. Our online application is quick and easy, and we connect borrowers with potential lenders who can provide the funds they need. Please keep in mind that TheGuaranteedLoans is not a direct lender – we simply connect borrowers with potential lenders who can provide the loan they need.

Interesting Facts and Statistics About Payday Loans in West Bend, Iowa

  • As of 2014, there were more than 200 payday lenders operating in Iowa.
  • The average payday loan amount in Iowa is $273.
  • According to a report from the Iowa Policy Project, the average payday loan borrower in Iowa takes out eight payday loans per year, with an average APR of 273.75%.
  • In Iowa, the average payday loan borrower earns less than $30,000 per year.

In conclusion, payday loans can be a useful resource for those who need fast cash. However, borrowers should be aware of the risks associated with these loans and should only take out what they can realistically repay. If you’re considering a payday loan in West Bend, Iowa, be sure to do your research and only work with reputable lenders who comply with all state regulations.

F.A.Q.

How much can I borrow with a payday loan in West Bend, Iowa?

The maximum amount that you can borrow with a payday loan in West Bend, Iowa is $500.

What are the interest rates and fees associated with payday loans in West Bend, Iowa?

Payday loans in West Bend, Iowa have a maximum annual percentage rate (APR) of 36%. There may also be additional fees, such as origination fees and late payment fees.

Look for Short-Term Loans in Other Cities:

Ames Ankeny Bettendorf Cedar Falls Cedar Rapids Council Bluffs Davenport Des Moines Dubuque Iowa City Marion Ottumwa Sioux City Urbandale Waterloo West Des Moines
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Customer Notice: Cash advance loans should be used for short-term personal requirements primarily, not as long-term budgetary remedies. Clients together with credit score issues ought to look for credit advice. Subject to state regulations, qualification, credit check, underwriting and approval. Rates, terms and conditions apply

Client Guidance: Payday loans are generally designed as a temporary financial bridge that allows individuals to borrow a modest amount of money until their next paycheck arrives. This type of loan is often used as an immediate financial remedy for unforeseen expenses, especially for those lacking a financial cushion or significant savings. If you find yourself struggling to manage your finances and considering a payday loan, it's crucial to consult with a qualified financial advisor. It's also important to familiarize yourself with the specific payday loan laws in your jurisdiction.

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