Payday Loans in West Grove, Iowa

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in West Grove, IA. Consider companies in other cities:

Company nameAddressZip codePhone number
Employees Credit Union 2714 E Central Ave, Estherville, IA 51334 +1 (712) 362 - 5897
Community State Bank 1812 Hwy Blvd, Spencer, IA 51301 +1 (712) 262 - 3030
Woodhouse Chevy Buick Service & Parts 1951 US-30 Suite 2, Missouri Valley, IA 51555 +1 (712) 396 - 1972
Federal Home Loan Bank of Des Moines 909 Locust St, Des Moines, IA 50309 +1 (800) 544 - 3452
Check Into Cash 2584 Hubbell Ave, Des Moines, IA 50317 +1 (515) 262 - 4233
Cornerstone Financial Group 604 W Adams St 1, Creston, IA 50801 +1 (641) 782 - 5577
Farmers State Bank 1306 5th St, Gilbertville, IA 50634 +1 (319) 287 - 3961
Advance America 620 Lincoln Way Ste. 3, Ames, IA 50010 +1 (515) 233 - 0606
U.S. Bank ATM - Cedar Rapids Amana 504 39th Ave, Amana, IA 52203 +1 (800) 872 - 2657
Advance America 901 S Center St #2, Marshalltown, IA 50158 +1 (641) 753 - 1025

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in West Grove, IA, you can try to find different companies in big cities near by. Check out the following pages here: Bad Credit Loans in Waterloo, IA, Payday Loan for West Des Moines, IA, Bad Credit Loans in Ames, IA, No Credit Check Loans in Ankeny, IA, Payday Loans in Bettendorf, IA, Payday Loan Companies in Cedar Falls, IA, Payday Loans in Cedar Rapids, IA and Payday Loans in Council Bluffs, IA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in West Grove, IA.

Are Payday Loans Legal In West Grove, Iowa?

Loan Rates and Fees, Laws and Regulations in Iowa.

Iowa Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)337
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges$15 on the first $100 + >$10 on subsequent $100

West Grove, IA payday loan calculator

Understanding Payday Loans in West Grove, Iowa

Are you in need of quick cash to cover an unexpected expense? Have you considered a payday loan? These types of loans are a popular choice for those in need of short-term financial assistance. However, with so many lenders available, it can be difficult to know where to turn.

If you’re looking for payday loans in West Grove, Iowa, you’ll be glad to know that they are legal in the state. Let’s take a look at what you need to know to make an informed decision.

What is a Payday Loan?

A payday loan is a type of short-term loan that is typically due on your next payday. The amount you can borrow varies depending on the lender, but is usually a few hundred dollars. The loan is designed to help you cover unexpected expenses, such as car repairs or medical bills, until your next paycheck.

Payday loans are often criticized for their high interest rates and fees. However, if used responsibly, they can be a helpful financial tool.

What Are the Requirements for a Payday Loan in West Grove, Iowa?

Before you can apply for a payday loan in West Grove, Iowa, there are a few requirements you must meet:

  • You must be 18 years of age or older
  • You must have a valid government-issued ID
  • You must have a steady source of income
  • You must have an active bank account

Keep in mind that these are just the basic requirements. Lenders will also consider your credit history and other factors when deciding whether to approve your loan.

How Do I Apply for a Payday Loan in West Grove, Iowa?

If you meet the requirements, you can apply for a payday loan in West Grove, Iowa by visiting a local lender or applying online. Many lenders offer online applications for added convenience. Simply provide the requested information, including your personal and financial details, and wait for a decision.

What Are the Costs?

The costs associated with payday loans can vary depending on the lender. Typically, you can expect to pay a fee of around $15 for every $100 borrowed. This fee is due when the loan is due, along with the amount borrowed. If you are unable to repay the loan on time, you may be charged additional fees and interest.

Pros and Cons of Payday Loans

Like any financial product, there are pros and cons to payday loans. Here are a few to consider:

Pros:

  • Quick access to cash
  • Easy application process
  • No collateral required

Cons:

  • High interest rates and fees
  • Can lead to a cycle of debt
  • Not a long-term financial solution

Interesting Facts and Statistics

Here are some interesting facts and statistics about payday loans in West Grove, Iowa:

  • The average payday loan in Iowa is $308
  • There are more payday lending storefronts in Iowa than McDonald’s locations
  • One in four payday loans in Iowa are rolled over at least once

Apply Now

If you’re in need of quick cash, TheGuaranteedLoans can help connect you with potential lenders for payday loans in West Grove, Iowa. Simply fill out our online application and wait for a decision. Keep in mind that we are a connector service and not a direct lender. We do not make credit decisions or guarantee loan approval.

Conclusion

Payday loans can be a helpful financial tool when used responsibly. If you’re considering a payday loan in West Grove, Iowa, be sure to understand the costs and risks involved. Take time to shop around and compare rates from multiple lenders before making a decision.

F.A.Q.

Are there any restrictions on the number of payday loans a borrower can take out in West Grove, Iowa?

Yes, in West Grove, Iowa, a borrower is limited to taking out a maximum of two payday loans at any given time.

Can a lender require a borrower to provide collateral for a payday loan in West Grove, Iowa?

No, a lender cannot require a borrower to provide collateral for a payday loan in West Grove, Iowa. Payday loans are unsecured loans, which means they do not require collateral.