Payday Loans in Woden, Iowa

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No payday loan companies in Woden, IA. Consider companies in other cities:

Company nameAddressZip codePhone number
Bank of the West 717 8th St, Boone, IA 50036 +1 (515) 432 - 1220
Siouxland Economic Development Corp. 617 Pierce St 202, Sioux City, IA 51101 +1 (712) 279 - 6430
Bank Iowa - Shenandoah 701 W Sheridan Ave, Shenandoah, IA 51601 +1 (712) 246 - 1311
Easy Cash Solutions 1417 4th St SW, Mason City, IA 50401 +1 (641) 423 - 0920
Ruhnke Brothers Full Service 319 E State St 2739, Algona, IA 50511 +1 (515) 295 - 3654
Farmers & Merchants Savings 200 N Devoe St, Lone Tree, IA 52755 +1 (319) 629 - 4222
Thrivent Financial 626 Broad St, Story City, IA 50248 +1 (515) 733 - 0033
Hardin County Abstract & Title 1300 Edgington Ave, Eldora, IA 50627 +1 (641) 858 - 5555
United States Postal Service 313 Main St E, Rockwell, IA 50469 +1 (800) 275 - 8777
Town & Country Credit Union 1414 Chatburn Ave, Harlan, IA 51537 +1 (712) 755 - 3881

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Woden, IA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Dubuque, IA, Guaranteed Loans in Iowa City, IA, No Credit Check Loans in Marion, IA, Payday Loans in Sioux City, IA, Payday Loans in Urbandale, IA, Payday Loan Without a Credit Check in Waterloo, IA, Payday Loans in West Des Moines, IA and Payday Loans in Ames, IA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Woden, IA.

Beautiful sights of Woden, IA

Payday Loans Available in Woden, IA By The Following ZIP Codes:

50484

Are Payday Loans Legal In Woden, Iowa?

Loan Rates and Fees, Laws and Regulations in Iowa.

Iowa Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)337
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges$15 on the first $100 + >$10 on subsequent $100

Woden, IA payday loan calculator

Understanding Payday Loans in Woden, Iowa

In the state of Iowa, payday loans are legal and regulated under the Iowa Code Ann. 533D et seq. This means that Woden residents looking to access quick cash can do so through payday loans, subject to certain regulations.

What are Payday Loans in Woden, Iowa?

Payday loans are a form of short-term lending that helps borrowers cover emergency expenses or unexpected bills. In Woden, Iowa, payday loans are available to Iowa residents who are at least 18 years old and have a regular source of income.

Payday lenders in Woden typically offer small loans that amount to less than $500. These loans usually come with high interest rates and fees, and are intended to be paid back within a short repayment period, often within 14 days or the borrower’s next payday.

How to Get a Payday Loan in Woden, Iowa

To qualify for a payday loan in Woden, Iowa, you must meet specific criteria set by the lender. This usually includes providing proof of income, identification, and a valid checking account.

Once you have provided all the necessary documentation, the lender will assess your creditworthiness to determine your eligibility for a loan. If approved, you will be required to sign a loan agreement that outlines the terms and conditions of the loan, including the repayment period and the interest rate.

Benefits of Payday Loans in Woden, Iowa

Payday loans can provide residents of Woden, Iowa with access to quick cash to help cover unexpected expenses or bills. These loans can be a lifeline for those who are facing financial difficulties or emergencies, especially if they have poor credit or limited access to traditional lending products.

Borrowers in need of fast cash can also apply for payday loans online, which makes the process easier and more convenient.

Risks of Payday Loans in Woden, Iowa

While payday loans can provide immediate financial relief, they come with high interest rates and fees that can add up quickly. Borrowers must be sure they can afford to repay the loan on time to avoid defaulting and incurring additional charges.

Another risk associated with payday loans is the cycle of debt they can create. Borrowers who are unable to repay their loans on time may take out new loans to cover the original loan, which can result in a cycle of debt that is difficult to break.

Interesting Facts and Statistics about Payday Loans in Woden, Iowa

  • According to reports by the Iowa Division of Banking, about 300,000 borrowers in Iowa take out payday loans every year.
  • The average payday loan borrower in Iowa takes out 12 loans per year.
  • The maximum amount you can borrow through a payday loan in Iowa is $500, and the maximum loan term is 31 days.
  • Iowa has a cap on interest rates for payday loans. Lenders cannot charge more than $15 for the first $100 borrowed, and $10 for every $100 after that.

Apply Now for a Payday Loan in Woden, Iowa

At TheGuaranteedLoans, we offer a quick and easy way to connect with lenders who offer payday loans in Woden, Iowa. All you need to do is fill out our online application form, and we will match you with potential lenders based on your needs and eligibility.

It’s important to note that we are not a direct lender. Instead, we are a connector service that helps you find the right lender for your financial needs. We will never charge you any fees for our service, and our application process is secure and confidential.

If you are in need of a payday loan in Woden, Iowa, apply now through our website and get the financial help you need.

F.A.Q.

Can I get a payday loan if I have bad credit in Woden, Iowa?

Yes, you can get a payday loan if you have bad credit in Woden, Iowa. Payday lenders typically do not conduct a traditional credit check and base their decision on your income and ability to repay the loan.

How do I apply for a payday loan in Woden, Iowa?

To apply for a payday loan in Woden, Iowa, you can visit a storefront lender or apply online. You will need to provide proof of income, a valid government-issued ID, and a checking account in good standing.