Payday Loans in Yorktown, Iowa

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No payday loan companies in Yorktown, IA. Consider companies in other cities:

Company nameAddressZip codePhone number
Peoples State Bank 102 S Main St, Albia, IA 52531 +1 (641) 932 - 7887
Great Western Bank 120 S 68th St, West Des Moines, IA 50266 +1 (515) 226 - 0800
Farm Credit Services of America 345 Fair Meadow Dr, Webster City, IA 50595 +1 (515) 832 - 3435
First Security 412 Chickasaw St, Rudd, IA 50471 +1 (641) 395 - 2266
Erpelding, Voigt & Co., LLP 1801 US-71, Okoboji, IA 51355 +1 (712) 332 - 2443
Payday Express 1404 Hamilton Blvd, Sioux City, IA 51103 +1 (712) 252 - 1652
Check Into Cash 3200 E Agency St, Burlington, IA 52601 +1 (319) 754 - 1900
EZPAWN 303 - 1/2, Lincoln Way, Ames, IA 50010 +1 (515) 232 - 7105
State Bank Of Toledo 100 E High St, Toledo, IA 52342 +1 (641) 484 - 2980
United States Postal Service 100 E Main St, Luxemburg, IA 52056 +1 (800) 275 - 8777

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Yorktown, IA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Council Bluffs, IA, Payday Loans in Davenport, IA, Payday Loans in Des Moines, IA, Bad Credit Loans in Dubuque, IA, Payday Loan Companies in Iowa City, IA, Payday Loans in Marion, IA, Payday Loan for Sioux City, IA and No Credit Check Loans in Urbandale, IA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Yorktown, IA.

Payday Loans Available in Yorktown, IA By The Following ZIP Codes:

51656

Are Payday Loans Legal In Yorktown, Iowa?

Loan Rates and Fees, Laws and Regulations in Iowa.

Iowa Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)337
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges$15 on the first $100 + >$10 on subsequent $100

Yorktown, IA payday loan calculator

Payday Loans in Yorktown, Iowa: Everything You Need to Know

Payday loans have become increasingly popular in Iowa, including the small town of Yorktown. If you’re in need of quick cash, payday loans may be a viable option for you. But before you dive in, it’s important to understand the regulations surrounding payday loans in Iowa, as well as the potential consequences. Here’s everything you need to know about payday loans in Yorktown, Iowa.

What is a Payday Loan?

A payday loan is a short-term loan that can help you bridge the gap between paychecks. These loans are typically for small amounts, ranging from $100 to $500. They are meant to be repaid on your next payday, which is typically within two weeks.

Payday lenders in Yorktown, Iowa are legally allowed to charge up to $15 for every $100 borrowed, with a maximum loan amount of $500.

How to Apply for a Payday Loan in Yorktown, Iowa

If you decide that a payday loan is right for you, the application process is quite simple. You’ll need to provide some basic information and documentation, such as:

  • Your name, address, and phone number
  • Your employer’s name and contact information
  • Your most recent pay stub
  • Your checking account information

You can apply for a payday loan online or in person at a local lender. Keep in mind that TheGuaranteedLoans is a connector service, not a direct lender. We can help facilitate your connection with potential lenders in Yorktown, Iowa.

The Risks of Payday Loans

While payday loans can be a helpful tool, there are potential risks to consider. Due to the high fees and short repayment terms, borrowers may find themselves in a cycle of debt. If you’re unable to repay your loan on time, the lender may charge additional fees and interest, which can quickly add up.

It’s important to carefully evaluate your financial situation before taking out a payday loan. Consider whether you’ll be able to repay the loan on time and in full. If you’re unsure, it may be best to explore other options, such as a personal loan or credit card.

Interesting Facts and Statistics about Payday Loans in Yorktown, Iowa

  • According to the Iowa Division of Banking, there were 175 licensed payday loan locations in Iowa in 2020.
  • The average payday loan in Iowa is $307, with an average fee of $49.
  • Payday lenders in Iowa issued over 500,000 loans in 2020, with a total loan volume of over $160 million.
  • The average borrower in Iowa takes out eight payday loans per year.

Apply Now

If you’re in need of a payday loan in Yorktown, Iowa, TheGuaranteedLoans can help connect you with potential lenders. Our online application process is quick and easy. Simply provide some basic information, and we’ll match you with lenders who may be able to provide you with the funds you need. Remember, we’re a connector service, not a direct lender. We’ll help facilitate your connection with potential lenders, but the loan agreement will be between you and the lender.

Applying for a payday loan can be a helpful solution when you’re in need of quick cash. But it’s important to understand the potential risks and to carefully evaluate your financial situation. If you’re considering a payday loan, TheGuaranteedLoans is here to help.

F.A.Q.

Are there any alternatives to payday loans in Yorktown, Iowa?

Yes, there are alternatives to payday loans in Yorktown, Iowa, such as small personal loans from banks or credit unions, or assistance from social service agencies.

Is there any regulation of payday loans in Yorktown, Iowa?

Yes, payday lending is regulated by the Iowa Division of Banking, which sets maximum interest rates and fees, and requires lenders to disclose all terms and conditions of the loan to the borrower.