Payday Loans in Elk Falls, Kansas

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No payday loan companies in Elk Falls, KS. Consider companies in other cities:

Company nameAddressZip codePhone number
Fidelity Bank - Revolutsia 2721 E Central Ave Suite 119, Wichita, KS 67214 +1 (800) 658 - 1637
First National Bank & Trust 225 State St, Phillipsburg, KS 67661 +1 (785) 543 - 6511
Commerce Bank - Kansas State Student Union 918 N 17th St, Kansas State Student Union, Manhattan, KS 66506 +1 (785) 537 - 1234
Advance America 433 East Chestnut, Junction City, KS 66441 +1 (785) 238 - 1633
Advance America 602 State St, Emporia, KS 66801 +1 (620) 342 - 9797
CheckSmart 4996 Roe Ave, Roeland Park, KS 66205 +1 (913) 362 - 4100
ATM - Bank Midwest 1506 S Main St, Ottawa, KS 66067 +1 (800) 867 - 2265
Perfect Payday Loan 6709 W 119th St, Overland Park, KS 66209 +1 (866) 829 - 4551
Pishny Financial Services 1521 E Fulton St, Garden City, KS 67846 +1 (620) 276 - 3437
Western Union Check Into Cash, 1004 W 8th St Ste 80, Wellington, KS 67152 +1 (620) 399 - 8914

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Elk Falls, KS, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan Companies in Wichita, KS, Payday Loans in Hutchinson, KS, Payday Loans in Kansas City, KS, Payday Loan Companies in Lawrence, KS, Short-term Loans in Leavenworth, KS, Payday Loan Without a Credit Check in Leawood, KS, Same Day Loans in Lenexa, KS and Short-term Loans in Manhattan, KS. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Elk Falls, KS.

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Payday Loans Available in Elk Falls, KS By The Following ZIP Codes:

67345

Are Payday Loans Legal In Elk Falls, Kansas?

Loan Rates and Fees, Laws and Regulations in Kansas.

Payday loans made to Elk Falls, Kansas residents may only be for $500 for the first loan and $300 for each additional loan. The lender must give a monthly statement in which the borrower will see how much money was borrowed, how much was repaid, and how much the total cost of the loan is. The Kansas Finance Charge on payday loans is a standard $15 per $100 borrowed. The APR for payday loans in Elk Falls, Kansas is 391%.

Multiple payday advances are not allowed and banks cannot make loans to the same borrower for more than $500 on the borrower’s written agreement. There must be at least 7 days between successive loans and the lender must return a payment made before deducting finance charges if the lender could not reasonably have expected the advance to be paid.

Kansas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$500
Minimum Loan Term7 days
Maximum Loan Term30 days
Number of Rollovers AllowedNot specified
Finance Charges15% of the amount advanced

Elk Falls, KS payday loan calculator

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Look for Short-Term Loans in Other Cities:

Hutchinson Kansas City Lawrence Leavenworth Leawood Lenexa Manhattan Olathe Overland Park Salina Shawnee Topeka Wichita
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Customer Notice: Cash advance loans should be used for short-term personal requirements primarily, not as long-term budgetary remedies. Clients together with credit score issues ought to look for credit advice. Subject to state regulations, qualification, credit check, underwriting and approval. Rates, terms and conditions apply

Client Guidance: Payday loans are generally designed as a temporary financial bridge that allows individuals to borrow a modest amount of money until their next paycheck arrives. This type of loan is often used as an immediate financial remedy for unforeseen expenses, especially for those lacking a financial cushion or significant savings. If you find yourself struggling to manage your finances and considering a payday loan, it's crucial to consult with a qualified financial advisor. It's also important to familiarize yourself with the specific payday loan laws in your jurisdiction.

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