Payday Loans in Estherwood, Louisiana

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No payday loan companies in Estherwood, LA. Consider companies in other cities:

Company nameAddressZip codePhone number
Tower Loan 505 Church St, Many, LA 71449 +1 (318) 256 - 6304
United Credit of Tallulah 308 N Cedar St, Tallulah, LA 71282 +1 (318) 574 - 1163
World Finance 708 E Madison Ave, Bastrop, LA 71220 +1 (318) 283 - 9900
American Cash Advance 3210 Ryan St, Lake Charles, LA 70601 +1 (337) 433 - 8211
Fast Auto & Payday Loans Inc 604 Center St, New Iberia, LA 70560 +1 (337) 364 - 6197
Franklin Check Services 406 Carter St, Vidalia, LA 71373 +1 (318) 336 - 6161
Security Finance 518 Depot St, Tallulah, LA 71282 +1 (318) 574 - 9265
Check Cashers Inc 1430 Weber St Ste A, Franklin, LA 70538 +1 (337) 828 - 5626
Finance America of Louisiana 110 Edwards St, Mansfield, LA 71052 +1 (318) 872 - 2172
Advance Payday LLC 400 Richard St, Breaux Bridge, LA 70517 +1 (337) 332 - 1771

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Estherwood, LA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Lake Charles, LA, Online Loans in Marrero, LA, Emergency Loan in Metairie, LA, Payday Loan Companies in Monroe, LA, Payday Loans in New Iberia, LA, Payday Loans in New Orleans, LA, Payday Loans in Prairieville, LA and Payday Loans in Shreveport, LA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Estherwood, LA.

Beautiful sights of Estherwood, LA

Payday Loans Available in Estherwood, LA By The Following ZIP Codes:

70534

Are Payday Loans Legal In Estherwood, Louisiana?

Loan Rates and Fees, Laws and Regulations in Louisiana.

Louisiana Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$350
Minimum Loan TermNot Specified
Maximum Loan Term30 days
Number of Rollovers AllowedNot specified
Finance Charges16.75% of the amount advanced

Estherwood, LA payday loan calculator

Payday Loans in Estherwood, Louisiana: An Overview

Payday loans are short-term loans that have become popular throughout the United States, including Estherwood, Louisiana. These loans are meant to provide individuals with quick access to cash between paychecks. Unlike traditional loans, payday loans are typically much easier to qualify for and can be approved in a matter of minutes.

How Do Payday Loans Work?

Payday loans are meant to be a short-term solution to financial emergencies such as unexpected car repairs, medical bills, or other unexpected expenses. In Estherwood, Louisiana, payday loans are legal. To qualify for a payday loan, you typically must have a job or a source of regular income, be 18 years of age or older, and have a checking account. After filling out an online application, which can only take a few minutes, lenders can approve the loan in as little as 24 hours.

What Are the Benefits of Payday Loans?

  • Quick application process
  • No credit check required
  • Easy to qualify for
  • Funds can be deposited into your account within 24 hours

These loans can be an excellent option for people who need quick cash. However, it’s important to note that they can come with high fees and interest rates. It’s essential to read all loan terms and conditions carefully before agreeing to the loan.

What Are the Risks of Payday Loans?

  • High fees and interest rates
  • May lead to a cycle of debt
  • Not a long-term solution for financial problems
  • Can damage your credit score if not repaid on time

Due to the high fees and interest rates, it’s essential to only take out a payday loan if it’s absolutely necessary. Many people have found themselves in a cycle of debt due to taking out multiple payday loans.

Interesting Facts About Payday Loans in Estherwood, Louisiana

  • In Louisiana, payday loans can have an interest rate of up to 780% APR.
  • In 2018, approximately 437,000 payday loans were issued in Louisiana, with an average loan amount of $350.
  • Payday loans are regulated in Louisiana, with loans capped at $350 and a maximum of 60 days to repay.

Apply Now

If you live in Estherwood, Louisiana, and are considering a payday loan, we encourage you to fill out an online application on our website. We are a connector service, not a direct lender, and we will facilitate your connection with potential lenders. Remember to read all terms and conditions carefully before agreeing to the loan.

At TheGuaranteedLoans, we understand that life can throw unexpected curveballs your way, and we’re here to help you navigate through any financial hardships you may face. Apply now and get your loan decision in minutes.

F.A.Q.

Can I extend or renew a payday loan in Estherwood, Louisiana?

in Estherwood, Louisiana, borrowers are not allowed to extend or renew a payday loan. If a borrower is unable to repay the loan on the due date, the lender must offer a repayment plan that allows the borrower to pay off the loan in four installments over a period of 60 days.

What if I can't repay my payday loan in Estherwood, Louisiana?

If a borrower is unable to repay a payday loan in Estherwood, Louisiana, the lender must offer a repayment plan as described above. If the borrower still cannot repay the loan, the lender may pursue legal action to recover the outstanding balance, but they are not allowed to use criminal charges or threats of criminal charges to collect on the loan.