Payday Loans in Lafitte, Louisiana

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Lafitte, LA. Consider companies in other cities:

Company nameAddressZip codePhone number
Magee Financial Corporation 515 Gause Blvd, Slidell, LA 70458 +1 (985) 641 - 3100
Cash 2 U 750 E Laurel Ave Ste 3, Eunice, LA 70535 +1 (337) 466 - 3733
Tower Loan 2168 Charity St, Abbeville, LA 70510 +1 (337) 898 - 1034
Ferriday Finance Co Inc 215 Mickey Gilley Ave, Ferriday, LA 71334 +1 (318) 757 - 2354
Express Check Advance 148 S 10th St, Oakdale, LA 71463 +1 (318) 335 - 3771
PDQ Credit 2021 S Railroad St, Lutcher, LA 70071 +1 (225) 869 - 9199
Hold A Check 904 N Collins Blvd, Covington, LA 70433 +1 (985) 892 - 5047
Alexander Financial Services 850 Court St, Port Allen, LA 70767 +1 (225) 343 - 4090
Magnolia Loans 910 N Main St, Jennings, LA 70546 +1 (337) 898 - 6000
Advance America 5011 Lapalco Blvd Ste. 103, Marrero, LA 70072 +1 (504) 340 - 0136

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Lafitte, LA, you can try to find different companies in big cities near by. Check out the following pages here: Online Loans in Houma, LA, Bad Credit Loans in Kenner, LA, Payday Loans in Lafayette, LA, Payday Loans in Lake Charles, LA, Payday Loans in Marrero, LA, Payday Loans in Metairie, LA, Same Day Loans in Monroe, LA and 24-Hour Loan in New Iberia, LA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Lafitte, LA.

Beautiful sights of Lafitte, LA

Payday Loans Available in Lafitte, LA By The Following ZIP Codes:

70067

Are Payday Loans Legal In Lafitte, Louisiana?

Loan Rates and Fees, Laws and Regulations in Louisiana.

Louisiana Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$350
Minimum Loan TermNot Specified
Maximum Loan Term30 days
Number of Rollovers AllowedNot specified
Finance Charges16.75% of the amount advanced

Lafitte, LA payday loan calculator

Payday loans have become increasingly popular in recent years, attracting borrowers who need quick cash to cover immediate expenses. If you reside in Lafitte, Louisiana, you’ve probably come across payday loans now and then.

What are Payday Loans?

Payday loans are essentially short-term, small-dollar loans that you can take out if you urgently require cash to cover an unforeseen expense. They typically range between $100 and $500, although they can be higher in some instances.

The loan application process is relatively straightforward. You can apply for a payday loan in-person at a loan office or submit an online application through a lender’s website. You’ll need to provide proof of employment and income and present a postdated check or electronic authorization that the lender can use to withdraw funds from your checking account on the due date.

Applying for a Payday Loan in Lafitte, Louisiana

Payday loans are entirely legal in Louisiana, and Lafitte has several licensed lenders where you can apply for payday loans. If you decide that a payday loan is your best option for covering an unexpected expense, you can head over to one of the following local payday loan locations in Lafitte:

  • Ace Cash Express
    3620 General De Gaulle Dr, New Orleans, LA 70114
    (504) 367-1355
  • Cash America Pawn
    607 Terry Pkwy, Gretna, LA 70056
    (504) 366-8216
  • Easy Money
    601 Terry Pkwy, Gretna, LA 70056
    (855) 736-7845

When applying for a payday loan, it’s crucial to only borrow what you can repay. Payday loans typically come with high interest rates and fees that can be difficult to pay off and can lead to a debt cycle if you’re not careful.

Things to Consider Before Applying for a Payday Loan

Before you apply for a payday loan, you should be aware of the potential risks and drawbacks that come with these types of loans. Here are some key factors to keep in mind:

  • High interest rates: Payday loans have high interest rates, typically ranging between 300% and 400% APR. This means that if you borrow $100, you could end up paying back $400 or more in interest and fees over the loan term.
  • Short repayment terms: Payday loans usually have short repayment terms, often due on your next payday. This means the loan term could be as little as two weeks, making it challenging to repay the loan in full within that timeframe, especially if you have other bills and expenses to cover.
  • Debt cycle: Because payday loans come with high fees and interest rates, you could end up in a debt cycle where you’re borrowing more to pay back the previous loan. This can lead to a dangerous cycle of debt that can be challenging to escape.

Interesting Facts About Payday Loans in Lafitte, Louisiana

  • Almost half of Louisiana households are financially insecure: According to the Corporation for Enterprise Development, 48% of Louisiana households are asset-limited, income-constrained, and employed (ALICE). This means that they have trouble making ends meet, let alone saving for future expenses.
  • Louisiana has some of the highest poverty rates in the US: Louisiana has one of the highest poverty rates in the country, with a poverty rate of 19.8% in 2019, according to the US Census Bureau.
  • The average payday loan in Louisiana is $350: According to the Louisiana Office of Financial Institutions, the average payday loan size in Louisiana is $350.

Apply Now with TheGuaranteedLoans

If you need a quick source of funds and decide that a payday loan is the best option for you, TheGuaranteedLoans is here to help. We are a lender connector service that matches borrowers with potential lenders online, making the process more accessible and quicker.

Applying for a loan through our online platform is entirely free, and you’ll receive instant feedback on whether or not you’ve been approved. If a lender approves your application, you could have the funds in your bank account within one business day. However, please note that TheGuaranteedLoans is not a direct lender, and we do not guarantee loan approval or any specific loan terms.

The Bottom Line

Payday loans can be a useful resource when you need quick cash to cover an unforeseen expense. If you can repay the loan on time, in full, and without relying on another payday loan, it can be a viable option. However, it’s essential to weigh the potential risks and drawbacks associated with payday loans, including high fees, interest rates, and short repayment terms.

By doing your due diligence and researching potential lenders, you can make an informed decision and ensure that you don’t fall into a debt cycle.

F.A.Q.

What rights do I have as a payday loan borrower in Lafitte, Louisiana?

As a payday loan borrower in Lafitte, Louisiana, you have the right to a clear and concise loan agreement that specifies the terms of the loan, including the APR, fees, and repayment schedule. You also have the right to receive written notice at least three days before the loan is due, and you have the right to cancel the loan without penalty within 24 hours of receiving the notice.

Are there any alternatives to payday loans in Lafitte, Louisiana?

Yes, there are several alternatives to payday loans in Lafitte, Louisiana. For example, you may be able to borrow money from a friend or family member, or you may be able to use a credit card or personal loan from a bank or credit union. Additionally, some employers offer short-term, low-interest loans to employees, and there are also nonprofit organizations that offer financial assistance to those in need. It's important to explore all of your options before taking out a payday loan.