Payday Loans in Mount Airy, Louisiana

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No payday loan companies in Mount Airy, LA. Consider companies in other cities:

Company nameAddressZip codePhone number
Allied Cash Advance 1712 SW Railroad Ave, Hammond, LA 70403 +1 (985) 542 - 4926
Cash-In-Deal Inc 212 Main St, Columbia, LA 71418 +1 (318) 649 - 6110
Jadd Tax & Loan 112 Edwards St, Mansfield, LA 71052 +1 (318) 575 - 0928
ABC FAST CASH INC. 1601 US-90, Morgan City, LA 70380 +1 (985) 399 - 2274
National Loan Co 314 Dixie Plz, Natchitoches, LA 71457 +1 (318) 354 - 8888
King Payday Loan LLC 2218 Williams Blvd, Kenner, LA 70062 +1 (504) 305 - 4731
Cash 2 U 1948 W Main St, Lutcher, LA 70071 +1 (225) 869 - 0539
Check Lenders of Baton Rouge 7744 Florida Blvd, Baton Rouge, LA 70806 +1 (225) 930 - 0041
1st Franklin Financial 801 S Arkansas St Suite 1, Springhill, LA 71075 +1 (318) 539 - 2935
Security Finance 1624 5th St, Natchitoches, LA 71457 +1 (318) 238 - 4105

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Mount Airy, LA, you can try to find different companies in big cities near by. Check out the following pages here: Guaranteed Loans in Prairieville, LA, Payday Loans in Shreveport, LA, Payday Loans in Baton Rouge, LA, Bad Credit Loans in Bossier City, LA, Payday Loan for Houma, LA, Payday Loan Companies in Kenner, LA, Payday Loans in Lafayette, LA and Payday Loans in Lake Charles, LA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Mount Airy, LA.

Are Payday Loans Legal In Mount Airy, Louisiana?

Loan Rates and Fees, Laws and Regulations in Louisiana.

Louisiana Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$350
Minimum Loan TermNot Specified
Maximum Loan Term30 days
Number of Rollovers AllowedNot specified
Finance Charges16.75% of the amount advanced

Mount Airy, LA payday loan calculator

Payday Loans in Mount Airy, Louisiana: A Comprehensive Guide

If you’re considering taking out a payday loan in Mount Airy, Louisiana, it’s essential to understand the local laws and regulations. While payday loans can provide a quick and convenient source of cash, they also come with high interest rates and fees, which can lead to a potential debt cycle. In this guide, we’ll provide you with all the information you need to make an informed decision about payday loans in Mount Airy, Louisiana.

What Are Payday Loans?

Payday loans are short-term loans, typically due on your next payday. They often come with high interest rates and fees and are designed to provide quick cash to individuals who may not have access to other forms of credit. In Mount Airy, Louisiana, payday loans are legal, but there are specific guidelines that lenders must follow.

How Do Payday Loans Work in Mount Airy, Louisiana?

In Mount Airy, Louisiana, lenders can loan up to $350 for a maximum of 60 days. The interest rate can be as high as 16.75% of the amount borrowed and an additional $10 documentation fee. If a borrower fails to repay the loan on time, the lender can charge a maximum fee of $25, but they cannot prosecute the borrower criminally.

What Are the Requirements for Getting a Payday Loan in Mount Airy, Louisiana?

To obtain a payday loan in Mount Airy, Louisiana, you must be at least 18 years old and have a valid ID, Social Security Number, and proof of income. Lenders may also require a checking account and proof of residency. Additionally, lenders must provide a written agreement that outlines the terms and conditions of the loan, including a disclosure of all fees and interest charges.

Benefits of Payday Loans in Mount Airy, Louisiana

Payday loans can be a helpful source of cash if used responsibly. Here are some benefits of payday loans in Mount Airy, Louisiana:

  • Quick access to cash
  • No credit check
  • No collateral required

However, it’s essential to remember that payday loans come with high-interest rates and fees. Be sure to understand the terms and conditions of your loan before signing any agreements.

Apply Now

If you’re interested in obtaining a payday loan in Mount Airy, Louisiana, TheGuaranteedLoans can help you find a lender. Our online application process is quick and secure. Simply fill out an application, and we’ll connect you with potential lenders who meet your needs. Remember, we’re a connection service, not a direct lender. We strive to make the loan process as easy and stress-free as possible. Apply now to get the cash you need!

Interesting Facts and Statistics About Payday Loans in Mount Airy, Louisiana

  • According to a report by the Louisiana Budget Project, 57% of Louisiana residents have less than $500 in savings.
  • In 2019, the Louisiana legislature passed a law capping payday loan interest rates at 36% APR for military service members and their families.
  • According to the Center for Responsible Lending, the average cost of a payday loan in Louisiana is 435% APR.

Remember, it’s essential to use payday loans responsibly and only for emergencies or unexpected expenses. Be sure to read and understand the terms and conditions of any loan before signing any agreements.

F.A.Q.

Can I get a payday loan if I'm unemployed in Mount Airy, Louisiana?

It may be possible to get a payday loan if you are unemployed in Mount Airy, Louisiana, but it will depend on the lender's requirements and policies. Some lenders may require proof of income or other forms of financial stability to qualify for a loan.

Are there any restrictions on how payday loan funds can be used in Mount Airy, Louisiana?

No, there are no specific restrictions on how payday loan funds can be used in Mount Airy, Louisiana. Borrowers are free to use the funds as they see fit, whether it is to cover unexpected expenses, pay bills, or make purchases.