Payday Loans in Roseland, Louisiana

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No payday loan companies in Roseland, LA. Consider companies in other cities:

Company nameAddressZip codePhone number
Courtesy Loans 943 E Madison Ave, Bastrop, LA 71220 +1 (318) 283 - 0304
Security Finance 3000 D Thibaut Dr Suite E, Donaldsonville, LA 70346 +1 (225) 746 - 1400
Iberiabank 8838 US-165, Oberlin, LA 70655 +1 (337) 639 - 4318
Sabine State Bank 121 University Pkwy, Leesville, LA 71446 +1 (337) 239 - 1000
Tower Loan 229 SW Main St, Bunkie, LA 71322 +1 (318) 346 - 6311
Baton Rouge Financial Services, LLC 9564 Florida Blvd A, Baton Rouge, LA 70815 +1 (225) 932 - 9995
EZ Cash 4438 Youree Dr C, Shreveport, LA 71105 +1 (318) 868 - 1070
Community Acceptance Corporation 12388 LA-44, Gonzales, LA 70737 +1 (225) 647 - 2871
Approved Cash 558 Lapalco Blvd, Gretna, LA 70056 +1 (504) 393 - 7266
Capital One Bank 500 E Askew St, Tallulah, LA 71282 +1 (318) 574 - 1512

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Roseland, LA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Lake Charles, LA, Payday Loans in Marrero, LA, No Credit Check Loans in Metairie, LA, Payday Loan Without a Credit Check in Monroe, LA, Short-term Loans in New Iberia, LA, Payday Loans in New Orleans, LA, Payday Loans in Prairieville, LA and Same Day Loans in Shreveport, LA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Roseland, LA.

Payday Loans Available in Roseland, LA By The Following ZIP Codes:

70456

Are Payday Loans Legal In Roseland, Louisiana?

Loan Rates and Fees, Laws and Regulations in Louisiana.

Louisiana Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$350
Minimum Loan TermNot Specified
Maximum Loan Term30 days
Number of Rollovers AllowedNot specified
Finance Charges16.75% of the amount advanced

Roseland, LA payday loan calculator

The Ins and Outs of Payday Loans in Roseland, Louisiana

When unexpected expenses arise, and you’re struggling to make ends meet, payday loans in Roseland, Louisiana, can be a financial lifeline. However, it’s essential to understand how these loans work and what to expect before signing up. In this article, we’ll cover everything you need to know about payday loans in Roseland, Louisiana.

What are Payday Loans?

A Payday loan is a type of loan that you can get to help you cover expenses until your next payday. These loans are typically due on your next pay cycle, with repayment terms ranging from two to four weeks.

Although payday loans are much easier to obtain than traditional loans, they are not without their downsides. Payday loans often come with high-interest rates, which can trap you in a cycle of debt if you’re not careful.

How Do Payday Loans Work in Roseland, Louisiana?

Payday loans are legal in Louisiana, and Roseland is no exception. In Roseland, the maximum amount you can borrow is $350, with a repayment term of up to 30 days.

When you take out a payday loan, you’ll need to provide proof of income and employment. The payday lender will then determine how much money you can borrow based on your income and the lender’s policies. If approved, you’ll receive the loan amount in cash or directly deposited into your bank account.

When your loan is due, the lender will automatically withdraw the loan amount, plus fees and interest, from your bank account. If you’re unable to repay the loan on time, you’ll be charged additional fees and interest, and the debt may be sent to a collection agency.

Pros and Cons of Payday Loans

Before taking out a payday loan, it’s essential to weigh the pros and cons carefully. Here are some of the pros and cons of payday loans:

  • Pros:
    • You can obtain the funds quickly and easily.
    • You don’t need perfect credit to apply for a payday loan.
    • You can use the loan for any purpose.
  • Cons:
    • Payday loans have high-interest rates, which can be difficult to repay.
    • If you’re unable to repay the loan on time, you will be charged additional fees and interest, and the debt may be sent to a collection agency.
    • Payday loans can lead to a cycle of debt if you’re not careful.

Apply Now on TheGuaranteedLoans Website

If you need a payday loan in Roseland, Louisiana, consider using TheGuaranteedLoans. We are not direct lenders, but we connect you with potential lenders who can offer you the loan you need. Our online application process is simple, and you can receive a loan decision in minutes.

It’s important to note that TheGuaranteedLoans is not a lender and does not offer payday loans or any other type of loan. We are a connector service that facilitates your connection with potential lenders, making it easier for you to find the loan you need.

Interesting Facts About Payday Loans in Roseland, Louisiana

Here are some interesting facts and statistics about payday loans in Roseland, Louisiana:

  • The average interest rate for payday loans in Louisiana is 391%.
  • In 2019, Louisiana borrowers took out over 2 million payday loans.
  • Payday loans are legal in Louisiana, but some cities and counties have enacted legislation to limit or prohibit them.

Conclusion

Payday loans in Roseland, Louisiana, can be a helpful financial tool for those who need to cover unexpected expenses. However, it’s essential to use them responsibly and understand the risks involved. Always read the terms and conditions carefully before signing up for a payday loan, and consider using TheGuaranteedLoans for a quick and easy application process.

F.A.Q.

Are there any restrictions on the number of payday loans I can have at one time in Roseland, Louisiana?

Yes, borrowers are only allowed to have one outstanding payday loan at a time in Roseland, Louisiana.

What are the penalties for defaulting on a payday loan in Roseland, Louisiana?

If you default on a payday loan in Roseland, Louisiana, the lender may charge a fee of up to 5% of the unpaid loan amount. Additionally, the lender may also file a civil suit against you to collect the debt.