Payday Loans in Harsens Island, Michigan

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No payday loan companies in Harsens Island, MI. Consider companies in other cities:

Company nameAddressZip codePhone number
Cash Connection 7627 E 9 Mile Rd, Warren, MI 48091 +1 (586) 757 - 4500
Check n Go 33455 Van Dyke Ave, Sterling Heights, MI 48312 +1 (586) 977 - 2711
Advance America 310 W Genesee Ave, Saginaw, MI 48602 +1 (989) 771 - 4901
Thrivent Financial 202 E Cedar Ave suite b, Gladwin, MI 48624 +1 (989) 486 - 4174
Cash Connection 37125 Gratiot Ave, Charter Twp of Clinton, MI 48036 +1 (586) 465 - 1459
Sullivan & Sullivan CPAs, dba Ruhlman Melvin Tax & Accounting Services 4021 Huron St, North Branch, MI 48461 +1 (810) 688 - 4710
Check & Cash USA LLC 501 W Mitchell St b, Petoskey, MI 49770 +1 (231) 348 - 2300
Instant Cash 865 Dickinson St SE, Grand Rapids, MI 49507 +1 (616) 261 - 4500
Amerifirst Home Mortgage - Cheboygan 11493 N Straits Hwy, Cheboygan, MI 49721 +1 (231) 627 - 5000
Chase Bank 898 W Houghton Lake Dr, Prudenville, MI 48651 +1 (989) 366 - 5394

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Harsens Island, MI, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan Companies in Midland, MI, Payday Loans in Muskegon, MI, Online Loans in Novi, MI, Payday Loan Without a Credit Check in Pontiac, MI, Payday Loan Without a Credit Check in Portage, MI, Online Loans in Roseville, MI, Same Day Loans in Royal Oak, MI and Payday Loans in Saginaw, MI. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Harsens Island, MI.

Beautiful sights of Harsens Island, MI

Payday Loans Available in Harsens Island, MI By The Following ZIP Codes:

48028

Are Payday Loans Legal In Harsens Island, Michigan?

Loan Rates and Fees, Laws and Regulations in Michigan.

Michigan Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)369
Maximum Loan Amount$600
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15%-11% (depending on the number of $100 transactions)

Harsens Island, MI payday loan calculator

Payday Loans in Harsens Island, Michigan: A Comprehensive Guide

If you live in Harsens Island, Michigan and you’re in need of a quick cash solution to cover unexpected expenses, payday loans may be a viable option for you. Payday loans are a type of short-term loan that could help you get the money you need, when you need it. Here’s a complete guide to payday loans in Harsens Island, Michigan.

How Payday Loans Work in Harsens Island, Michigan

Payday loans are legal in Michigan and regulated by the Michigan Department of Insurance and Financial Services. The loans are designed to provide quick access to cash to cover unexpected bills and expenses. Unlike traditional loans, payday loans are generally due within a few weeks – usually on the borrower’s next payday.

In Harsens Island, Michigan, payday lenders are required to be licensed and follow certain rules. The maximum loan amount is up to $600, and borrowers can only have one outstanding loan at a time. The lender is also prohibited from charging more than 15% of the total loan amount in interest or fees.

Applying for a Payday Loan in Harsens Island, Michigan

Payday loan applications in Harsens Island are typically completed entirely online, meaning there’s no need to visit a physical location or print any forms. To apply, you’ll need to provide the following information:

  • Your name, address, and contact information
  • Your employment status and income
  • Your checking account information
  • A valid government-issued ID

Once you’ve submitted your application, the lender will review your information to determine if you qualify for a loan. Approvals typically take only a few minutes, and if you’re approved, you could receive your funds as soon as the next business day.

Interest Rates and Fees for Payday Loans in Harsens Island, Michigan

The maximum interest rate that payday lenders can charge in Michigan is 15%. This means that if you borrow $100, you’ll be charged no more than $15 in interest and fees. If you’re unable to repay your loan on time, you may be charged additional fees or interest, and your loan could be rolled over for another payday period.

Benefits of Payday Loans in Harsens Island, Michigan

One of the main benefits of payday loans is that they provide a quick source of cash when you need it most. The application process is fast and easy, and you can receive your funds quickly – often within 24 hours. Additionally, payday loan lenders don’t typically require collateral or a credit check, so these loans can be a viable option for people who don’t have other financing options.

Drawbacks of Payday Loans in Harsens Island, Michigan

While payday loans can provide quick access to funds, they can also be costly and trap borrowers in a cycle of debt. The interest rates and fees associated with these loans can be high, and if you’re unable to repay the loan on time, you may be charged additional fees and interest. This can lead to a situation where you’re forced to take out more loans to cover the previous ones, leading to a cycle of debt that can be difficult to break.

Interesting Facts and Statistics about Payday Loans in Harsens Island, Michigan

  • According to a 2019 report from the Michigan Department of Insurance and Financial Services, there were 555,047 payday loans issued in Michigan in 2018.
  • The average loan amount in Michigan was $370, and the average borrower paid $489 in fees and interest.
  • Michigan has some of the strongest payday loan regulations in the country, including maximum loan amounts, interest rate caps, and restrictions on rolling over loans.

Apply Now

If you’re in need of a payday loan in Harsens Island, Michigan, TheGuaranteedLoans can help. We’re a connector service that can connect you with potential lenders who may be able to provide you with the funds you need. To get started, simply fill out our online application – it’s fast, easy, and secure. Remember, we’re a connector service, not a direct lender, and we’ll work to find you the best possible loan terms from our network of lenders.

F.A.Q.

How long do I have to pay back a payday loan in Harsens Island, Michigan?

The repayment term for a payday loan in Harsens Island, Michigan is 14 days.

Can I be arrested for not paying back a payday loan in Harsens Island, Michigan?

No, you cannot be arrested for not paying back a payday loan in Harsens Island, Michigan. However, your lender may take legal action to collect the debt.