Payday Loans in Hersey, Michigan

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No payday loan companies in Hersey, MI. Consider companies in other cities:

Company nameAddressZip codePhone number
Allied Cash Advance 18675 E 10 Mile Rd, Roseville, MI 48066 +1 (586) 778 - 8160
Western Union 603 E Savidge St, Spring Lake, MI 49456 +1 (800) 325 - 6000
BlueOx Credit Union - Battle Creek 115 Riverside Dr, Battle Creek, MI 49015 +1 (800) 648 - 8035
Check `n Go 37521 Harper Ave, Charter Twp of Clinton, MI 48036 +1 (586) 468 - 6663
Huntington Bank 1555 Demille Rd, Lapeer, MI 48446 +1 (810) 882 - 6095
Bell Title Agency 45 S Jebavy Dr, Ludington, MI 49431 +1 (231) 425 - 4003
Huntington Bank 120 N Forest St, Standish, MI 48658 +1 (989) 846 - 5207
Thrivent Financial 202 E Cedar Ave suite b, Gladwin, MI 48624 +1 (989) 486 - 4174
Parkside Credit Union 36525 Plymouth Rd, Livonia, MI 48150 +1 (734) 525 - 0700
Cash Plus 803 N Euclid Ave # 1, Bay City, MI 48706 +1 (989) 686 - 2000

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Hersey, MI, you can try to find different companies in big cities near by. Check out the following pages here: Quick Loan in Novi, MI, Payday Loans in Pontiac, MI, Quick Loan in Portage, MI, Online Loans in Roseville, MI, Payday Loans in Royal Oak, MI, Payday Loans in Saginaw, MI, Same Day Loans in Saint Clair Shores, MI and Online Loans in Southfield, MI. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Hersey, MI.

Beautiful sights of Hersey, MI

Payday Loans Available in Hersey, MI By The Following ZIP Codes:

49639

Are Payday Loans Legal In Hersey, Michigan?

Loan Rates and Fees, Laws and Regulations in Michigan.

Michigan Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)369
Maximum Loan Amount$600
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15%-11% (depending on the number of $100 transactions)

Hersey, MI payday loan calculator

Payday Loans in Hersey, Michigan: What You Need to Know

Payday loans are a common form of borrowing for people who need cash quickly. If you live in Hersey, Michigan, you may be considering a payday loan but aren’t sure where to start. In this article, we’ll cover all the basics you need to know about payday loans in Hersey, Michigan, so you can make an informed decision that’s right for your financial situation.

What Are Payday Loans?

A payday loan is a type of short-term borrowing where a lender provides a borrower with a cash advance to be paid back on the borrower’s next payday. These loans are typically used for emergency expenses, such as medical bills or car repairs, when a person needs cash quickly and doesn’t have the funds available to cover the cost.

Are Payday Loans Legal in Hersey, Michigan?

If you’re considering a payday loan in Hersey, you’ll be happy to know that these loans are legal in the state of Michigan. However, there are some regulations in place to protect borrowers. According to Michigan law, payday lenders can’t lend more than $600 to an individual and can’t charge more than 15% interest on the loan amount.

How to Apply for a Payday Loan in Hersey, Michigan

If you’ve decided that a payday loan is the right option for you, the next step is to apply. There are many payday loan lenders in Hersey, Michigan, and you can apply either in person or online. Before you apply, make sure you have the following information:

  • Your name, address, and social security number
  • Your employer’s name and address
  • Your bank account information
  • Your driver’s license or state ID

Once you have this information ready, you can start your application. The lender will ask you for some basic information about your income and expenses to determine how much you qualify for. If approved, you’ll receive the funds either in cash or directly deposited into your bank account.

What Are the Risks of Payday Loans?

While payday loans can be a helpful option in certain situations, there are also risks to consider. Because these loans are short-term and often have high interest rates, they can be difficult to pay back if you’re not careful. In addition, some lenders may engage in predatory lending practices, charging excessive fees or pushing borrowers into multiple loans. If you’re considering a payday loan, be sure to read all the terms and conditions carefully before signing any paperwork and only borrow what you can afford to pay back.

Apply Now with TheGuaranteedLoans

If you’re ready to apply for a payday loan in Hersey, Michigan, TheGuaranteedLoans can help. As a connector service, we work with a network of trusted lenders to facilitate your application and help you find the right loan for your needs. Our online application process is fast and easy, and you can get connected with a lender in minutes. Apply now to get the cash you need, when you need it.

Interesting Payday Loan Facts and Statistics in Hersey, Michigan:

  • In 2020, Michigan residents borrowed over $391 million in payday loans
  • The average payday loan in Michigan is for $555
  • 83% of payday loans in Michigan are used to cover recurring expenses, such as rent or utilities
  • The average interest rate on payday loans in Michigan is 369%

Remember: payday loans are a helpful option for people who need cash quickly, but they also come with risks. Before applying, be sure you understand all the terms and conditions and only borrow what you can afford to pay back.

F.A.Q.

What is the repayment period for payday loans in Hersey, Michigan?

The repayment period for payday loans in Hersey, Michigan is typically 14 days.

Can I have multiple payday loans at once in Hersey, Michigan?

in Hersey, Michigan, borrowers are not allowed to have more than one payday loan outstanding at any given time.