Payday Loans in Jones, Michigan

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No payday loan companies in Jones, MI. Consider companies in other cities:

Company nameAddressZip codePhone number
Quick Cash 206 S Michigan Ave, Big Rapids, MI 49307 +1 (231) 629 - 8800
Chemical Bank 112 S Cedar St, Kalkaska, MI 49646 +1 (231) 258 - 8683
Chemical Bank 97 River St, Elk Rapids, MI 49629 +1 (231) 264 - 5512
Honor Credit Union - Oshtemo 5713 Venture Park Dr, Kalamazoo, MI 49009 +1 (269) 372 - 4455
Olmsted and Mulhall - Wedbush Securities 100 W Crosstown Pkwy, Kalamazoo, MI 49001 +1 (269) 342 - 0111
Mercantile Bank of Michigan 806 N McEwan St, Clare, MI 48617 +1 (989) 386 - 7313
First Merchants Bank 2917 Lewis Ave, Ida, MI 48140 +1 (734) 269 - 3355
Security Credit Union 337 E 1st St, Imlay City, MI 48444 +1 (810) 235 - 2322
Check & Cash USA LLC 736 Perry Ave, Big Rapids, MI 49307 +1 (231) 527 - 7000
Check `n Go 10816 Belleville Rd, Belleville, MI 48111 +1 (734) 697 - 6328

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Jones, MI, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Portage, MI, Payday Loans in Roseville, MI, No Credit Check Loans in Royal Oak, MI, Payday Loans in Saginaw, MI, Payday Loans in Saint Clair Shores, MI, Payday Loan Companies in Southfield, MI, Payday Loans in Sterling Heights, MI and Payday Loans in Taylor, MI. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Jones, MI.

Beautiful sights of Jones, MI

Are Payday Loans Legal In Jones, Michigan?

Loan Rates and Fees, Laws and Regulations in Michigan.

Michigan Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)369
Maximum Loan Amount$600
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15%-11% (depending on the number of $100 transactions)

Jones, MI payday loan calculator

Understanding Payday Loans in Jones, Michigan

Payday loans are a short-term borrowing option that can provide some financial relief until your next paycheck. They are designed for individuals who need funds urgently but don’t have access to traditional loans due to poor credit scores or a lack of credit history. Payday loans are legal in Michigan, including the city of Jones.

How do Payday Loans Work?

Payday loans are typically small loans that range from $50 to $1,000. The lending period is usually two weeks, but can be up to a month. The loan amount plus interest and fees are due on the borrower’s next payday. When applying for a payday loan, the borrower must provide proof of income and valid identification. If approved, the funds are typically deposited into the borrower’s bank account the same day.

Why Consider Payday Loans?

Payday loans are an option for individuals who need quick cash. Unlike traditional loans, payday loans often have less stringent requirements and a faster approval process. Additionally, payday loans can help individuals avoid overdraft fees or late payment penalties. However, borrowers should be aware that payday loans often carry high-interest rates and fees, which can trap them in a cycle of debt. It is essential to read the loan agreement carefully, including the fine print, to understand the terms and conditions of the loan.

Interesting Facts and Statistics about Payday Loans in Jones, Michigan:

  • In Michigan, borrowers can take out up to $600 in payday loans per lender.
  • The average payday loan amount in Michigan is $375
  • According to the Michigan Department of Insurance and Financial Services, the average APR for a payday loan in Michigan is 369%
  • According to a study by the Center for Responsible Lending, the average payday loan borrower in Michigan takes out eight loans per year, with an average loan amount of $320. This results in an average of $2,600 in fees alone

Apply Now with TheGuaranteedLoans

At TheGuaranteedLoans, we understand that emergencies happen, and sometimes you need money fast. We are a connector service, not a direct lender. We will help you find a potential lender who can offer you the cash you need. Our application process is quick, secure, and confidential, and you will receive a decision within minutes. If approved, the funds will be deposited directly into your bank account.

Don’t wait, apply now with TheGuaranteedLoans and take the first step towards financial relief.

F.A.Q.

Are there alternatives to payday loans in Jones, Michigan?

Yes, there are alternatives to payday loans in Jones, Michigan, such as credit union loans, personal loans, or borrowing from friends or family. It is recommended to explore these options before taking out a payday loan.

Can I be charged with a crime for taking out a payday loan in Jones, Michigan?

No, taking out a payday loan in Jones, Michigan is not a criminal offense. However, if you engage in fraudulent activities or provide false information in order to obtain a payday loan, you may be charged with a crime.