Payday Loans in Lake City, Michigan

Payday Loan Companies in Lake City, MI

Company nameAddressZip codePhone number
Bowman & Rogers 705 S, Lakeshore Dr 49651 +1 (231) 839 - 7248
Chemical Bank 127 Main St 49651 +1 (231) 839 - 4328
Wexford Community Credit Union 4817 S Morey Rd 49651 +1 (231) 839 - 2081

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Lake City, MI, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Roseville, MI, Payday Loans in Royal Oak, MI, Payday Loans in Saginaw, MI, Payday Loan Without a Credit Check in Saint Clair Shores, MI, Payday Loans in Southfield, MI, Bad Credit Loans in Sterling Heights, MI, Payday Loans in Taylor, MI and Payday Loans in Troy, MI. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Lake City, MI.

Beautiful sights of Lake City, MI

Payday Loans Available in Lake City, MI By The Following ZIP Codes:

49651

Are Payday Loans Legal In Lake City, Michigan?

Loan Rates and Fees, Laws and Regulations in Michigan.

Michigan Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)369
Maximum Loan Amount$600
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15%-11% (depending on the number of $100 transactions)

Lake City, MI payday loan calculator

F.A.Q.

Can I be charged late fees for not repaying my payday loan in Lake City, Michigan on time?

Yes, you may be charged late fees if you are unable to repay your payday loan in Lake City, Michigan on time. These fees are typically a percentage of the unpaid balance and are capped at a certain amount by state law.

Can a payday lender in Lake City, Michigan garnish my wages if I default on my loan?

Yes, a payday lender in Lake City, Michigan can garnish your wages if you default on your loan. However, the amount garnished cannot exceed 25% of your disposable income or the amount by which your disposable income exceeds 30 times the federal minimum hourly wage, whichever is less.

How Many Cash Advance Companies are in Lake City, MI?

With the help of our service, you will be able to find 3 cash advance companies in Lake City, MI

What Cash Advance Companies in Lake City, MI are the most popular?

You should check Bowman & Rogers, Chemical Bank, and Wexford Community Credit Union. Also, you can start your application online on our website.