Payday Loans in Luzerne, Michigan

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No payday loan companies in Luzerne, MI. Consider companies in other cities:

Company nameAddressZip codePhone number
United Bay Community Credit Union 52800 N Main St, Mattawan, MI 49071 +1 (269) 668 - 6336
Instant Cash Petoskey 610 W Sheridan Rd Suite 4, Petoskey, MI 49770 +1 (231) 439 - 5577
Advance America 18345 Plymouth Rd, Detroit, MI 48228 +1 (313) 270 - 2966
Huntington Bank 19100 Hall Rd, Charter Twp of Clinton, MI 48038 +1 (586) 416 - 4400
Dolex Dollar Express 114 West E 16th St, Holland, MI 49423 +1 (888) 246 - 2527
Advance America 4928 West US Hwy 10, Ludington, MI 49431 +1 (231) 843 - 1144
Check and Cash 1048 S Stephenson Ave, Iron Mountain, MI 49801 +1 (906) 779 - 2900
Genisys Credit Union 659 State Rd, Vassar, MI 48768 +1 (989) 823 - 8433
Instant Cash Niles 1703 Oak St, Niles, MI 49120 +1 (269) 687 - 4330
Superior National Bank & Trust ATM 501 US-41, Baraga, MI 49908

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Luzerne, MI, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Livonia, MI, Payday Loans in Macomb, MI, Bad Credit Loans in Madison Heights, MI, Guaranteed Loans in Midland, MI, Payday Loan Companies in Muskegon, MI, Payday Loans in Novi, MI, Payday Loans in Pontiac, MI and Payday Loan for Portage, MI. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Luzerne, MI.

Beautiful sights of Luzerne, MI

Payday Loans Available in Luzerne, MI By The Following ZIP Codes:

48636

Are Payday Loans Legal In Luzerne, Michigan?

Loan Rates and Fees, Laws and Regulations in Michigan.

Michigan Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)369
Maximum Loan Amount$600
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15%-11% (depending on the number of $100 transactions)

Luzerne, MI payday loan calculator

Understanding Payday Loans in Luzerne, Michigan

If you are a resident of Luzerne, Michigan, and are facing a financial emergency, you may be considering taking out a payday loan. Payday loans are a popular option for those who need quick access to cash, but they can also come with high fees and interest rates. In this article, we will discuss payday loans in Luzerne, Michigan, and what you should consider before taking one out.

What are Payday Loans?

Payday loans are short-term loans that are typically due on your next payday. They are typically small loans, ranging from $100 to $1,500, and are used to cover unexpected expenses such as car repairs or medical bills. Payday loans are designed to be a quick and easy solution to your financial needs, but they can also come with high fees and interest rates.

How do Payday Loans Work in Luzerne, Michigan?

Payday loans are legal in Michigan, but they are subject to certain regulations. In Luzerne, Michigan, payday lenders are required to be licensed by the state and are subject to certain restrictions and regulations.

To take out a payday loan in Luzerne, Michigan, you must have a valid ID, proof of income, and a checking account. You will also be required to sign a loan agreement that outlines the terms of the loan, including the amount, fees, and interest rate.

The fees and interest rates for payday loans in Michigan are capped by the state. For loans up to $600, the fees cannot exceed 15% of the loan amount. For loans between $601 and $1,500, the fees cannot exceed 10% of the loan amount. The interest rate for payday loans is also capped at 36% per year.

What are the Pros and Cons of Payday Loans?

Payday loans can be a useful tool for those who need quick access to cash, but they are not without their risks. Here are some of the pros and cons of payday loans:

Pros:

  • Quick and easy access to cash
  • No credit check required
  • Can be used for any purpose

Cons:

  • High fees and interest rates
  • Can lead to a cycle of debt if not repaid on time
  • May require access to your checking account

Interesting Facts and Statistics about Payday Loans in Luzerne, Michigan

– In 2019, there were over 1.2 million payday loans issued in Michigan.
– The average payday loan amount in Michigan is $433.
– The average interest rate for payday loans in Michigan is 369%.

Apply Now

If you are considering a payday loan in Luzerne, Michigan, TheGuaranteedLoans can help. We are a connecting service that can connect you with potential lenders who may be able to meet your financial needs. Simply fill out our online application, and we will match you with lenders who may be able to provide you with a loan. Remember, TheGuaranteedLoans is not a direct lender, and we do not make credit decisions.

F.A.Q.

What is the repayment period for payday loans in Luzerne, Michigan?

The repayment period for payday loans in Luzerne, Michigan is typically 14 days.

Can I have multiple payday loans at once in Luzerne, Michigan?

in Luzerne, Michigan, borrowers are not allowed to have more than one payday loan outstanding at any given time.