Payday Loans in Montgomery, Michigan

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No payday loan companies in Montgomery, MI. Consider companies in other cities:

Company nameAddressZip codePhone number
Huntington Bank 7405 Lewis Ave, Temperance, MI 48182 +1 (734) 847 - 3818
Vibe Credit Union 44575 Twelve Mile Rd, Novi, MI 48377 +1 (248) 735 - 9500
Access 2 Cash 137 N Main St, Three Rivers, MI 49093 +1 (269) 273 - 9100
Compass Credit Union 115 S Stone Rd, Fremont, MI 49412 +1 (866) 399 - 3762
Shelby State Bank 180 N Division Ave, Hesperia, MI 49421 +1 (231) 854 - 6455
Lake-Osceola State Bank 217 S Chestnut St, Reed City, MI 49677 +1 (231) 832 - 0022
First Merchants Bank 15 E Center St, Petersburg, MI 49270 +1 (734) 279 - 1415
Walmart Money Center 6065 Gull Rd, Kalamazoo, MI 49048 +1 (269) 373 - 1314
Chemical Bank 715 S Cedar St, Imlay City, MI 48444 +1 (810) 724 - 0518
Chemical Bank 521 W Main St, Gaylord, MI 49735 +1 (989) 732 - 3502

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Montgomery, MI, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Battle Creek, MI, Payday Loans in Bay City, MI, Payday Loan for Bedford, MI, Bad Credit Loans in Dearborn, MI, Payday Loans in Dearborn Heights, MI, Emergency Loan in Detroit, MI, Payday Loans in East Lansing, MI and Payday Loans in Eastpointe, MI. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Montgomery, MI.

Beautiful sights of Montgomery, MI

Payday Loans Available in Montgomery, MI By The Following ZIP Codes:

49255

Are Payday Loans Legal In Montgomery, Michigan?

Loan Rates and Fees, Laws and Regulations in Michigan.

Michigan Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)369
Maximum Loan Amount$600
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15%-11% (depending on the number of $100 transactions)

Montgomery, MI payday loan calculator

Payday loans can be a useful tool for consumers who need quick access to funds to cover unexpected expenses. If you live in Montgomery, Michigan, you’re in luck — payday loans are legal in the state of Michigan, and there are plenty of lenders available to choose from.

What Are Payday Loans?

Payday loans are short-term loans that typically have high interest rates and fees. They are designed to be repaid on the borrower’s next payday, hence the name “payday loans.” These loans are generally small, ranging from a few hundred dollars to a few thousand dollars.

Although payday loans can be useful in certain situations, they do come with some risks. The high interest rates and fees associated with these loans can be difficult to repay, and if you can’t make your payments on time, you can end up in a cycle of debt that’s hard to break out of.

How Do Payday Loans Work?

To get a payday loan in Montgomery, Michigan, you’ll need to apply with a lender. Most payday loan applications are completed online, but some lenders may have physical storefronts where you can apply in person.

When you apply for a payday loan, you’ll need to provide some basic information about yourself, including your name, address, and income. You’ll also need to provide your bank account information so the lender can deposit the loan funds and withdraw the repayment on your next payday.

After you submit your application, the lender will review it and determine whether to approve your loan. If you’re approved, you’ll typically receive your funds the same day or the next business day. You’ll then need to repay the loan in full, plus interest and fees, on your next payday.

Benefits of Payday Loans

  • Quick access to cash
  • No credit check required
  • Can be approved even with bad credit

Risks of Payday Loans

  • High interest rates and fees
  • Can lead to a cycle of debt
  • May be difficult to repay on time

Interesting Facts About Payday Loans in Montgomery, Michigan

  • In Michigan, the maximum amount you can borrow with a payday loan is $600.
  • The loan term for a payday loan cannot exceed 31 days in Michigan.
  • In Michigan, lenders are not allowed to charge more than 15% of the loan amount in fees.
  • Michigan also has a database that lenders must check before approving a payday loan to ensure the borrower doesn’t have any outstanding payday loans with other lenders.

Apply Now

If you need a payday loan in Montgomery, Michigan, TheGuaranteedLoans can help. We are a connector service that works with a network of potential lenders to help match you with a loan that meets your needs. Simply fill out our online application to get started. Remember, TheGuaranteedLoans is not a direct lender, but we will facilitate your connection with potential lenders so you can get the cash you need.

F.A.Q.

What are payday loans in Montgomery, Michigan?

Payday loans in Montgomery, Michigan are short-term loans that are intended to provide individuals with immediate access to funds in the event of a financial emergency. These loans are typically repaid on the borrower's next payday, hence the name "payday loans."

How do payday loans work in Montgomery, Michigan?

in Montgomery, Michigan, payday loans are typically offered by lenders who provide the borrower with a cash advance, which is then repaid on the borrower's next payday. The borrower typically provides the lender with a post-dated check or agrees to have the amount withdrawn from their bank account on the due date.