Payday Loans in Pullman, Michigan

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No payday loan companies in Pullman, MI. Consider companies in other cities:

Company nameAddressZip codePhone number
Chemical Bank 807 N McEwan St, Clare, MI 48617 +1 (989) 386 - 3411
EZ Money Check Cashing 300 E Parkdale Ave, Manistee, MI 49660 +1 (231) 398 - 9648
STEVE BARTSHE - STATE FARM INSURANCE AGENCY 234 S Main St, Eaton Rapids, MI 48827 +1 (517) 663 - 0600
Alpena Alcona Area Credit Union 111 S Church St, Lincoln, MI 48742 +1 (989) 736 - 8912
Advance America 1576 N. Wright Ave, Alma, MI 48801 +1 (989) 466 - 1974
Century Bank and Trust- Reading Office 108 N Main St, Reading, MI 49274 +1 (517) 283 - 2148
Cash Giant Of Eastpointe 14871 E 8 Mile Rd, Eastpointe, MI 48021 +1 (586) 871 - 2069
Advance America 3035 E Michigan Ave, Jackson, MI 49202 +1 (517) 784 - 0159
Approved Cash 318 S Saginaw Rd, Midland, MI 48640 +1 (989) 835 - 8680
Lake Michigan Credit Union 435 S Westnedge Ave, Kalamazoo, MI 49007 +1 (269) 978 - 1316

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Pullman, MI, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Royal Oak, MI, Payday Loan for Saginaw, MI, Payday Loans in Saint Clair Shores, MI, Payday Loan for Southfield, MI, Quick Loan in Sterling Heights, MI, No Credit Check Loans in Taylor, MI, Guaranteed Loans in Troy, MI and Short-term Loans in Warren, MI. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Pullman, MI.

Beautiful sights of Pullman, MI

Are Payday Loans Legal In Pullman, Michigan?

Loan Rates and Fees, Laws and Regulations in Michigan.

Michigan Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)369
Maximum Loan Amount$600
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15%-11% (depending on the number of $100 transactions)

Pullman, MI payday loan calculator

Payday loans are a popular form of borrowing for many Americans. If you are in Pullman, Michigan and are considering taking out a payday loan, you’re in luck! These loans are legal in Michigan and provide a quick and convenient way to obtain short-term funding.

What is a Payday Loan?

A payday loan is a type of short-term, high-interest loan. They are designed to help you cover unexpected expenses or bridge the gap between paychecks. The loans are typically for small amounts, and you will usually have to pay them back on your next payday.

Payday loans are controversial due to their high interest rates and fees. However, they can be a good option if you find yourself in a financial emergency and don’t have other options available. It’s important to be aware of the risks and to only borrow what you can afford to repay.

How Do Payday Loans Work?

The process for getting a payday loan is typically straightforward. You will need to provide proof of income and a valid ID, and you will have to sign a loan agreement. The lender will then give you cash or deposit the money into your bank account.

When your payday loan is due, the lender will automatically withdraw the money from your bank account. This can be helpful if you tend to forget payment due dates, but it can also lead to overdraft fees if you don’t have enough money in your account.

Michigan law limits the amount you can borrow with a payday loan. You can only borrow up to $600 per loan, and you can only have two payday loans at a time. The loan term must be between 7 and 31 days.

Interest Rates and Fees for Payday Loans in Pullman, Michigan

The interest rates and fees for payday loans in Pullman, Michigan are regulated by state law. The maximum interest rate that lenders can charge is 15% of the first $100 of the loan amount, 14% of the second $100, 13% of the third $100, 12% of the fourth $100, and 11% of the fifth and sixth $100.

Lenders can also charge an additional finance charge of up to $15 for every $100 borrowed. This means that if you borrow $100, you could be charged a total of $30 in fees and interest.

Potential Risks and Alternatives to Payday Loans

While payday loans can be a convenient option for obtaining quick funding, they are not without risks. The high interest rates and fees can quickly add up, making it difficult to repay the loan in a timely manner.

If you find yourself repeatedly taking out payday loans, it may be time to reevaluate your financial situation. Consider working with a credit counseling service to help you manage your debt and develop a plan for achieving financial stability.

Interesting Facts and Statistics about Payday Loans in Pullman, Michigan

  • In 2019, the average payday loan in Michigan was $474.
  • Approximately 62% of payday loan borrowers in Michigan are women.
  • Michigan has one of the highest payday loan usury rates in the country.
  • In 2018, the payday lending industry in Michigan made over $135 million in fees alone.

Apply Now

If you are in need of a payday loan in Pullman, Michigan, TheGuaranteedLoans can help. We are a connector service that can connect you with potential lenders quickly and easily. Our online application process is simple and secure, and you can get started today!

It’s important to remember that we are not a direct lender and do not make lending decisions. We simply facilitate your connection with potential lenders. If you are approved for a loan, make sure to read the loan agreement carefully and only borrow what you can afford to repay.

Don’t let a financial emergency cause undue stress. Apply for a payday loan today and get the funding you need to cover your expenses.

F.A.Q.

Can I file for bankruptcy to discharge my payday loan debt in Pullman, Michigan?

Yes, you may be able to file for bankruptcy to discharge your payday loan debt in Pullman, Michigan, depending on your specific circumstances. It is recommended to consult with a bankruptcy attorney to determine the best course of action.

What happens if I default on my payday loan in Pullman, Michigan?

If you default on your payday loan in Pullman, Michigan, the lender may choose to pursue collections actions against you, such as garnishing your wages or seizing your assets.