Payday Loans in Rockwood, Michigan

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No payday loan companies in Rockwood, MI. Consider companies in other cities:

Company nameAddressZip codePhone number
check n go, Check n Go Store Directory 2601 W Pierson Rd 383, Flint, MI 48504 +1 (810) 743 - 8737
Sunrise Family Credit Union 404 S Euclid Ave, Bay City, MI 48706 +1 (989) 684 - 1730
Instant Cash Advance 529 S Main St ste c, Standish, MI 48658 +1 (989) 846 - 9585
Advance America 15234 Wyoming Ave, Detroit, MI 48238 +1 (313) 934 - 2480
Approved Cash Advance 1525 Michigan Ave W 31, Battle Creek, MI 49037 +1 (269) 964 - 7257
Michigan One Community Credit Union 10776 W Carson City Rd, Greenville, MI 48838 +1 (616) 225 - 2200
Check n Go 1317 W South Airport Rd West, Traverse City, MI 49686 +1 (231) 932 - 9400
Check `n Go 5491 West US Highway 10, Ludington, MI 49431 +1 (231) 845 - 8620
Integra First Federal Credit Union 2600 10th St, Menominee, MI 49858 +1 (906) 863 - 5566
Mason, Kammermann, & Rohrbach, P.C. 115 S Lake St, Boyne City, MI 49712 +1 (231) 582 - 7211

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Rockwood, MI, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Dearborn, MI, Payday Loans in Dearborn Heights, MI, Payday Loans in Detroit, MI, Payday Loans in East Lansing, MI, No Credit Check Loans in Eastpointe, MI, Payday Loans in Flint, MI, Payday Loans in Grand Rapids, MI and Payday Loans in Holland, MI. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Rockwood, MI.

Beautiful sights of Rockwood, MI

Payday Loans Available in Rockwood, MI By The Following ZIP Codes:

48173

Are Payday Loans Legal In Rockwood, Michigan?

Loan Rates and Fees, Laws and Regulations in Michigan.

Michigan Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)369
Maximum Loan Amount$600
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15%-11% (depending on the number of $100 transactions)

Rockwood, MI payday loan calculator

Payday Loans in Rockwood, Michigan: What You Need to Know

If you’re struggling to make ends meet and need some extra cash to cover your bills, you might be considering a payday loan. These short-term loans are designed to provide you with quick cash to help you get through a financial emergency, and they’re legal in Michigan. Here’s what you need to know about payday loans in Rockwood, Michigan.

What Are Payday Loans?

A payday loan is a type of short-term borrowing that typically involves borrowing a small amount of money at a high interest rate. The loan is typically due on your next payday, which is why they’re called “payday” loans. The amount you can borrow through a payday loan varies, but it’s typically between $100 and $500.

How Do Payday Loans Work?

To apply for a payday loan in Rockwood, Michigan, you’ll need to provide some basic information, such as your name, address, and income. You’ll also need to provide your bank account information so that the lender can deposit the loan funds and withdraw the loan repayment on your next payday.

Payday loans typically have high interest rates and fees, which can make them expensive if you don’t repay the loan on time. If you can’t repay the loan on time, the lender may charge additional fees and interest and even take legal action to try to collect the debt.

Are Payday Loans Legal in Michigan?

Yes, payday loans are legal in Michigan. However, the state has regulations in place to protect consumers from excessive fees and interest rates. Michigan law limits the amount you can borrow through a payday loan to $600 and caps the interest rate at 15% of the amount borrowed. Lenders are also required to provide a written agreement that outlines the terms and conditions of the loan, including the interest rate and fees.

What Are the Benefits of Payday Loans?

Payday loans can be helpful in certain situations, such as when you need quick cash to cover an unexpected expense. Here are some of the benefits of payday loans:

  • Quick access to cash
  • No credit check required
  • Easy application process

However, it’s important to be aware of the risks and downsides of payday loans before you borrow. If you can’t repay the loan on time, you could end up paying high fees and interest rates, which can make it even more difficult to get back on track financially.

Apply Now with TheGuaranteedLoans

If you’re considering a payday loan in Rockwood, Michigan, TheGuaranteedLoans can help. Our online application process is fast and easy, and we’ll connect you with potential lenders who can provide you with the cash you need to cover your expenses. Remember, we are a connector service, not a direct lender, so we will facilitate your connection with potential lenders who can provide you with the loan you need. Apply now and get the cash you need to get back on track financially.

Interesting Facts about Payday Loans in Rockwood, Michigan

  • According to the Pew Charitable Trusts, the average payday borrower in Michigan takes out eight loans per year.
  • The Michigan Department of Insurance and Financial Services reported that payday lenders in the state issued more than 540,000 loans in 2019.
  • In Michigan, borrowers are not allowed to have more than one payday loan at a time.
  • TheFederal Deposit Insurance Corporation found that about one in four payday loans are re-borrowed nine times or more, so it’s important to be cautious when using this type of lending.

While payday loans can be a helpful option for those who need quick cash, they’re not the best solution for everyone. Be sure to consider your options and review the terms and conditions carefully before you apply for a payday loan in Rockwood, Michigan.

F.A.Q.

Are payday loans legal in Rockwood, Michigan?

Yes, payday loans are legal in Rockwood, Michigan, but they are subject to certain regulations.

What is the maximum finance charge I can be charged for a payday loan in Rockwood, Michigan?

The maximum finance charge for a payday loan in Rockwood, Michigan is 15% of the loan amount.