Payday Loans in Rothbury, Michigan

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No payday loan companies in Rothbury, MI. Consider companies in other cities:

Company nameAddressZip codePhone number
Carroll Retirement Plans & Investments 7877 Mackinaw Trail, Cadillac, MI 49601 +1 (231) 876 - 0302
Hantz Financial Services - Marquette, Michigan 228 W Washington St, Marquette, MI 49855 +1 (906) 226 - 7730
Check `n Go 2960 Center Ave, Essexville, MI 48732 +1 (989) 893 - 1932
Lansing Postal Community Credit Union 4600 Collins Rd, Lansing, MI 48909 +1 (517) 337 - 0401
Lake Trust Credit Union 501 S Capitol Ave, Lansing, MI 48933 +1 (888) 267 - 7200
Exchange State Bank 4482 Main St, Brown City, MI 48416 +1 (810) 346 - 2400
Metro Cash Advance 20731 Van Dyke Ave, Warren, MI 48089 +1 (586) 757 - 7280
GreenStone Farm Credit Services 8897 Tamarack Rd, Lakeview, MI 48850 +1 (989) 352 - 7203
Chemical Bank 521 W Main St, Gaylord, MI 49735 +1 (989) 732 - 3502
Robert F. Murray & Company, CPAs, P.C. 1515 Commerce Dr C, Midland, MI 48642 +1 (989) 631 - 9500

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Rothbury, MI, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Royal Oak, MI, Payday Loans in Saginaw, MI, Online Loans in Saint Clair Shores, MI, Emergency Loan in Southfield, MI, 24-Hour Loan in Sterling Heights, MI, Bad Credit Loans in Taylor, MI, Guaranteed Loans in Troy, MI and Quick Loan in Warren, MI. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Rothbury, MI.

Beautiful sights of Rothbury, MI

Payday Loans Available in Rothbury, MI By The Following ZIP Codes:

49452

Are Payday Loans Legal In Rothbury, Michigan?

Loan Rates and Fees, Laws and Regulations in Michigan.

Michigan Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)369
Maximum Loan Amount$600
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15%-11% (depending on the number of $100 transactions)

Rothbury, MI payday loan calculator

Payday Loans in Rothbury, Michigan: Your Ultimate Guide

Living paycheck to paycheck is difficult, and unexpected expenses can cause financial stress. You might not have enough savings to handle emergency situations, and you may not qualify for traditional bank loans. Fortunately, payday loans can offer a solution to your short-term financial problems. In this guide, we’ll explore payday loans in Rothbury, Michigan, and provide you with the information you need to make informed decisions.

What are payday loans?

Payday loans are small, short-term loans that are typically repaid on your next payday. They may also be referred to as cash advances, paycheck advances, or paycheck loans. Payday loans are designed to help people with limited credit or financial history access quick cash. They are often used to cover unexpected expenses, such as car repairs, medical bills, or utility costs.

Are payday loans legal in Michigan?

Yes, payday loans are legal in Michigan. However, there are certain restrictions. According to Michigan law, payday lenders are limited to charging 15% of the first $100 borrowed, 14% of the second $100, 13% of the third $100, 12% of the fourth $100, and 11% of the fifth and sixth $100. Additionally, payday loans in Michigan must have a maximum term of 31 days.

How do payday loans work?

The application process for a payday loan is simple and straightforward. You will need to provide proof of income and a valid ID. You will also need to write a post-dated check for the loan amount plus fees. The lender will hold onto the check until your next payday, when they will cash it.

Keep in mind that payday loans often come with high interest rates and fees. In Michigan, the maximum annual percentage rate (APR) for a payday loan is 390%. This means that if you borrow $100, you’ll be charged up to $15 in fees.

What are the benefits of payday loans?

  • Quick and easy access to cash when you need it
  • No credit check required
  • Can be used for any purpose
  • Can help you avoid late fees and penalties on bills
  • Can help you avoid overdraft fees on your bank account

What are the risks of payday loans?

  • High interest rates and fees
  • Short repayment term
  • Can lead to a cycle of debt
  • May not be able to meet other financial obligations

Interesting facts and statistics about payday loans in Rothbury, Michigan

  • In 2020, there were more than 300 payday lenders in Michigan.
  • Michigan residents borrowed more than $500 million in payday loans in 2020.
  • The average payday loan borrower in Michigan takes out eight loans per year.
  • About 70% of payday loan borrowers use their loans for recurring expenses, such as rent, utilities, and credit card payments.
  • About 10% of payday loan borrowers in Michigan default on their loans.

Apply Now

Are you in need of a payday loan in Rothbury, Michigan? TheGuaranteedLoans can help connect you with potential lenders. Our online application process is quick, easy, and secure. Simply fill out the form on our website and wait for potential lenders to contact you. Keep in mind that TheGuaranteedLoans is a connector service, not a direct lender. We work with a network of trusted lenders to match you with the best loan option for your needs.

Don’t let unexpected expenses cause financial stress. Apply for a payday loan today and get the cash you need to cover your expenses.

F.A.Q.

What are the risks of taking out a payday loan in Rothbury, Michigan?

As with any type of loan, there are risks associated with taking out a payday loan in Rothbury, Michigan. One of the biggest risks is the potential for high fees and interest rates, which can make it difficult for borrowers to repay the loan on time. Additionally, some borrowers may be tempted to take out multiple loans, which can lead to a cycle of debt. It is important for borrowers to carefully consider their options and understand the potential risks before taking out a payday loan in Rothbury, Michigan.

What are payday loans and how do they work in Rothbury, Michigan?

Payday loans are short-term, high-interest loans that are intended to be used as a quick source of cash for people who are in need of money between paychecks. in Rothbury, Michigan, payday loans are typically for small amounts of money (usually less than $500) and are required to be repaid within a short period of time (usually two to four weeks).