Payday Loans in Vanderbilt, Michigan

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No payday loan companies in Vanderbilt, MI. Consider companies in other cities:

Company nameAddressZip codePhone number
Money Tree 348 S Cedar St, Kalkaska, MI 49646 +1 (231) 258 - 4400
EZ Cash 2227 E Hill Rd, Grand Blanc, MI 48439 +1 (810) 603 - 3990
Chemical Bank 112 N Huron Ave, Harbor Beach, MI 48441 +1 (989) 479 - 3255
PNC Bank 119 S Mears Ave, Whitehall, MI 49461 +1 (231) 893 - 1715
Eaton Community Bank 236 Cochran Ave, Charlotte, MI 48813 +1 (517) 543 - 3880
Flagstar Bank Home Loan Center 5110 Cascade Rd SE, Grand Rapids, MI 49546 +1 (616) 940 - 8080
Check `n Go 3538 Miller Rd, Flint, MI 48503 +1 (810) 733 - 7600
Monroe County Community Credit Union 10600 W Jefferson Ave 206, River Rouge, MI 48218 +1 (734) 242 - 3222
Team One Credit Union 3819 Rivertown Pkwy 200, Grandville, MI 49418 +1 (616) 228 - 6396
Community Choice Credit Union 1425 W Parnall Rd, Jackson, MI 49201 +1 (877) 243 - 2528

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Vanderbilt, MI, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Troy, MI, Payday Loans in Warren, MI, Payday Loans in Westland, MI, Payday Loans in Wyoming, MI, No Credit Check Loans in Ann Arbor, MI, Payday Loans in Battle Creek, MI, Bad Credit Loans in Bay City, MI and Payday Loans in Bedford, MI. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Vanderbilt, MI.

Beautiful sights of Vanderbilt, MI

Payday Loans Available in Vanderbilt, MI By The Following ZIP Codes:

49795

Are Payday Loans Legal In Vanderbilt, Michigan?

Loan Rates and Fees, Laws and Regulations in Michigan.

Michigan Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)369
Maximum Loan Amount$600
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15%-11% (depending on the number of $100 transactions)

Vanderbilt, MI payday loan calculator

Payday Loans in Vanderbilt, Michigan

Payday loans are a type of short-term loan that is typically borrowed to help cover unexpected expenses that may arise in between paychecks. They are designed to be repaid in full by the borrower’s next payday. Payday loans in Vanderbilt, Michigan, are a legal way to borrow money quickly when you need it most. At TheGuaranteedLoans, we understand that sometimes you need financial assistance, and we are dedicated to connecting you with potential lenders that can help.

How to qualify for a payday loan in Vanderbilt, Michigan

In order to qualify for a payday loan in Vanderbilt, Michigan, you must meet certain criteria. First, you must be at least 18 years old and have a valid ID. You must also have a steady source of income, such as a job or government benefits. Additionally, you will need to provide proof of residency and a working phone number and email address.

What fees can you expect with a payday loan in Vanderbilt, Michigan

The fees associated with a payday loan in Vanderbilt, Michigan, can vary depending on the lender you work with and the amount of money you borrow. Generally, you can expect to pay a fee of up to 15% of the amount you borrow. For example, if you borrow $500, you may have to pay a fee of $75. Additionally, if you are unable to repay your loan on time, you may face additional fees and interest charges.

The benefits of a payday loan in Vanderbilt, Michigan

There are several benefits to taking out a payday loan in Vanderbilt, Michigan. First and foremost, payday loans are a quick and convenient way to borrow money in an emergency. Unlike traditional bank loans, payday loans require minimal documentation and can often be approved and funded within a matter of hours. Additionally, payday loans are available to individuals with bad credit or no credit, making them an accessible option for those who may not qualify for other types of loans.

The risks of a payday loan in Vanderbilt, Michigan

While payday loans can be a useful financial tool, they do come with some risks. One of the biggest risks is the high interest rates and fees associated with these loans. If you are unable to repay your loan on time, you may face additional fees and interest charges, which can quickly add up. Additionally, if you continually rely on payday loans to cover your expenses, you may find yourself in a cycle of debt that can be difficult to break out of.

Interesting Facts and Statistics about Payday Loans in Vanderbilt, Michigan

  • In Michigan, payday loans are legal and regulated by the Michigan Department of Insurance and Financial Services.
  • In 2019, Michigan residents took out more than 1.5 million payday loans, with a combined value of over $530 million.
  • The average payday loan in Michigan is around $350, with an average fee of $35 per $100 borrowed.
  • Michigan law requires lenders to cap interest rates and fees on payday loans, ensuring that borrowers are not charged excessive rates.

Apply Now

If you are in need of a payday loan in Vanderbilt, Michigan, TheGuaranteedLoans can help connect you with potential lenders. We are a connector service, not a direct lender, and we work with a network of reliable and reputable lenders to ensure that you get the best possible loan offers. To get started, simply fill out our online application form and we will match you with lenders that can meet your needs. Don’t let unexpected expenses get in the way of your financial stability. Apply today and get the cash you need.

F.A.Q.

Can I file a complaint against a payday lender in Vanderbilt, Michigan?

Yes, you can file a complaint against a payday lender in Vanderbilt, Michigan if you believe they have violated the state's payday loan regulations. You can contact the Michigan Department of Insurance and Financial Services to file a complaint.

Are there any alternatives to payday loans in Vanderbilt, Michigan?

Yes, there are alternatives to payday loans in Vanderbilt, Michigan, such as borrowing from friends or family, applying for a small personal loan from a bank or credit union, or seeking assistance from social services programs. It is important to consider all options before taking out a payday loan.