Payday Loans in Wheeler, Michigan

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No payday loan companies in Wheeler, MI. Consider companies in other cities:

Company nameAddressZip codePhone number
Huntington Bank 7157 E Saginaw St, East Lansing, MI 48823 +1 (517) 339 - 3650
Mortgage 1 Inc. 850 Laurence Ave #2, Jackson, MI 49202 +1 (517) 315 - 4626
Huntington Bank 2160 Hartland Rd, Hartland, MI 48353 +1 (810) 632 - 9658
Huntington Bank 111 N Main St, Leland, MI 49654 +1 (231) 256 - 9818
Compass Financial Associates 10761 S Saginaw St Bldg. B Ste. D, Grand Blanc, MI 48439 +1 (810) 953 - 1630
Frankenmuth Credit Union SVRC Branch 203 S Washington Ave, Saginaw, MI 48607 +1 (989) 497 - 1600
Charlevoix State Bank 100 Main St, East Jordan, MI 49727 +1 (231) 536 - 5511
Cash Store 5525 S Cedar St Ste 3, Lansing, MI 48911 +1 (517) 887 - 6124
Instant Cash 151 S Main #6, Cedar Springs, MI 49319 +1 (616) 696 - 8888
Huntington Bank 6452 W Pierson Rd, Flushing, MI 48433 +1 (810) 487 - 0160

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Wheeler, MI, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Saginaw, MI, Guaranteed Loans in Saint Clair Shores, MI, Payday Loans in Southfield, MI, Payday Loans in Sterling Heights, MI, Payday Loans in Taylor, MI, Payday Loans in Troy, MI, Payday Loans in Warren, MI and Payday Loan for Westland, MI. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Wheeler, MI.

Beautiful sights of Wheeler, MI

Payday Loans Available in Wheeler, MI By The Following ZIP Codes:

48662

Are Payday Loans Legal In Wheeler, Michigan?

Loan Rates and Fees, Laws and Regulations in Michigan.

Michigan Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)369
Maximum Loan Amount$600
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15%-11% (depending on the number of $100 transactions)

Wheeler, MI payday loan calculator

Payday Loans in Wheeler, Michigan

When financial emergencies arise, it can be tough to find the money you need to pay your bills. Fortunately, lenders offer payday loans, which can provide you with the necessary funds to cover unexpected expenses.

If you live in Wheeler, Michigan, and need quick access to cash, payday loans may be a viable option for you. In this article, we’ll look at how payday loans work, their benefits, and some alternatives you may consider.

What are payday loans?

Payday loans, also called cash advances, are short-term loans designed to help borrowers cover unexpected expenses until their next payday. These loans typically range from $100 to $1,000 and are unsecured, which means there’s no collateral required.

The loan’s repayment term is usually two to four weeks, depending on when the borrower receives their paycheck. Payday loans are prevalent in the US and are legal in Michigan.

How do payday loans work in Wheeler, Michigan?

Payday loan lenders in Wheeler, Michigan, must be licensed and registered with the Michigan Department of Insurance and Financial Services. Before approving a loan, lenders must verify that the borrower can repay the loan by examining their income and expenses.

The loan application process involves filling out an online form or visiting a lender’s storefront location. The required documents include identification, proof of income, and a post-dated check or authorization for electronic debit payments.

The borrower receives the loan proceeds in cash or credited to their bank account. On the loan due date, the lender automatically withdraws the loan amount plus fees from the borrower’s account.

The benefits of payday loans in Wheeler, Michigan

Payday loans can provide fast access to cash, making them a popular financing option for people with bad credit or those who cannot access traditional bank loans. Some of the benefits of payday loans include:

  • Quick approval and funding: You can receive funds within hours of applying for a loan.
  • No credit check: Unlike traditional loans, payday loans do not require a credit check.
  • Flexibility: Payday lenders offer different loan amounts and repayment terms, making it easier for borrowers to choose a loan that fits their needs.

Alternatives to payday loans

While payday loans can be helpful in emergencies, they are not always the best financing option. Here are some alternatives to payday loans you may consider:

  • Credit counseling: Credit counseling agencies can provide free financial planning advice, debt management, and budgeting help.
  • Personal loans: Personal loans can be an affordable alternative to payday loans. They are installment loans that are repaid in fixed monthly payments over a more extended period than payday loans.
  • Credit cards: Credit cards can be an option if you are incurring a temporary financial emergency, but you can repay the balance within the grace period.

Interesting facts about Payday loans in Wheeler, Michigan

  • The average payday loan amount in Michigan is $350.
  • The average fee for a payday loan in Michigan is $35.
  • Michigan law prohibits lenders from making more than two loans at a time to a borrower, with a maximum amount of $600 per loan.
  • The maximum interest rate for a payday loan in Michigan is 15% of the first $100, 14% of the second $100, 13% of the third $100, 12% of the fourth $100, and 11% of the sixth and higher $100s.

Apply Now with TheGuaranteedLoans

If you need emergency cash and live in Wheeler, Michigan, consider applying for a payday loan with TheGuaranteedLoans. As a loan connector service, we help borrowers find potential lenders that suit their needs. Our online service provides access to an extensive network of lenders, making it easier for you to get the funds you need.

Fill out our online application form, and we’ll work hard to match you with a lender that can provide the money you need. Remember, we’re a connector service, not a direct lender, and we do not perform credit checks or charge fees. So, apply today and get access to quick and easy financing options!

F.A.Q.

Are there alternatives to payday loans in Wheeler, Michigan?

Yes, there are alternatives to payday loans in Wheeler, Michigan, such as credit union loans, personal loans, or borrowing from friends or family. It is recommended to explore these options before taking out a payday loan.

Can I be charged with a crime for taking out a payday loan in Wheeler, Michigan?

No, taking out a payday loan in Wheeler, Michigan is not a criminal offense. However, if you engage in fraudulent activities or provide false information in order to obtain a payday loan, you may be charged with a crime.