Payday Loans in Grove City, Ohio

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Payday Loan Companies in Grove City, OH

Company nameAddressZip codePhone number
Buckeye Gold Coin & Jewelry 3953 Hoover Rd 43123 +1 (614) 539 - 6355
Cashland 2228 Stringtown Rd 43123 +1 (614) 539 - 0033
CashMax Ohio 2853 Broadway 43123 +1 (614) 782 - 2405
Credit Union of Ohio - Grove City 2397 Old Stringtown Rd 43123 +1 (614) 487 - 6650
Eagle Loan 4060 Hoover Rd 43123 +1 (614) 808 - 3060
Franklin County Banking Center 2250 Stringtown Rd 43123 +1 (614) 875 - 8700
Huntington Bank 2227 Stringtown Rd 43123 +1 (614) 480 - 0025
Huntington Bank 2607 London Groveport Rd 43123 +1 (614) 480 - 0056
KEMBA Grove City Branch 4141 Hoover Rd 43123 +1 (614) 235 - 2395
KeyBank 5968 Hoover Rd 43123 +1 (614) 801 - 6340
National Check Cashers 3967 Hoover Rd 43123 +1 (614) 539 - 9700
Union Savings Bank 4090 Hoover Rd 43123 +1 (614) 317 - 9700
WesBanco Bank 5901 Hoover Rd 43123 +1 (614) 801 - 9467

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Grove City, OH, you can try to find different companies in big cities near by. Check out the following pages here: Emergency Loan in Hamilton, OH, Guaranteed Loans in Hilliard, OH, Bad Credit Loans in Lakewood, OH, Payday Loans in Lancaster, OH, Payday Loan Without a Credit Check in Lima, OH, Payday Loans in Lorain, OH, Payday Loans in Mansfield, OH and Payday Loans in Marion, OH. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Grove City, OH.

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Payday Loans Available in Grove City, OH By The Following ZIP Codes:

43123

Are Payday Loans Legal In Grove City, Ohio?

Loan Rates and Fees, Laws and Regulations in Ohio.

One good thing with these loans is that they give borrowers time to get back on their feet: while the states allow taking out payday loans for longtime periods, the lenders try not to let their customers pay them more than once. That way, they can avoid losing their money. Usually, you should contact the lender with a new request after avoiding using a loan for 6-12 months. What are the advantages of taking out payday loans? If you're in need of urgent funds to pay for an important expense, these can come as a life-saver: you get money to solve your problems quickly and easily (taking into consideration your location).

What's payday lending in Grove City, Ohio? A payday lending institution offers private short-term unsecured loans. You are expected to repay the loan amount along with finance charges within no longer than 365. In other words, you have a job that guarantees you regular income at least monthly, or some stable investment income (if it's greater than interest rate for payday loans) and simple financial status (no overdrafts or unpaid bills). To make sure that you repay your loans on time and lack no essential expenditures, try cutting down non-necessary expenses and save up some money before taking out such financial contracts. Take into consideration your financial situation while choosing one: make sure that there's no other way to come by urgent money and avoid borrowing too much by taking out several payday loans.

Payday lending is legal in Grove City, Ohio. There's a default limit of $1,000 in Grove City, Ohio, so take out several payday loans if needed. The maximum finance charges are 28% per annum (APR).

Ohio Loan Regulations

Legal StatusLegal (at a low cost)
Interest Rate (APR, %)28
Maximum Loan Amount$1,000
Minimum Loan Term91 days
Maximum Loan Term1 year
Number of Rollovers Allowed0
Finance Charges0.28

Grove City, OH payday loan calculator

Advise to read before applying

Payday Loans in Grove City, Ohio

Payday loans are a popular choice for quick cash loans in Grove City, Ohio. Whether you’re facing an unexpected expense or need additional funds to cover your bills, a payday loan can be an excellent way to get the financial help you need. It’s important to understand that payday loans are, in fact, legal in Ohio, although all lenders must adhere to certain regulations. In this article, we’ll take a look at how payday loans work, what restrictions Ohio has in place, and the advantages and drawbacks associated with this type of loan.

What is a Payday Loan?

A payday loan is a short-term loan meant to cover your expenses until your next paycheck. You can usually borrow up to a certain dollar amount, usually between $100 and $500. Generally, you’ll need to repay the loan on your next payday, however, some lenders may allow you to extend the loan for up to 90 days from the date you took it out.

Are Payday Loans Legal in Ohio?

Yes, payday loans are legal in Ohio, however, they are subject to certain regulations and must be provided at a low cost. According to Ohio Revised Code Ann. 1321.35, the maximum amount you can borrow is $500, the loan term must be a minimum of 31 days, the maximum finance charge is 28% of the loan amount, and lenders are limited to collecting 5% in fees for loans of up to $100. Additionally, lenders are required to provide a loan agreement that outlines the terms and fees associated with your loan.

What are the Advantages and Drawbacks of Payday Loans?

Payday loans have both advantages and drawbacks. On the plus side, they are easy to apply for, there are no credit checks, and depending on your lender, you may get the funds in your bank account within one business day. Additionally, since payday loans are relatively small, they can be easier to repay than a larger loan.

However, there are also some drawbacks associated with payday loans. For example, they can carry very high interest rates, especially if you’re unable to repay your loan on time. Additionally, most lenders require you to provide a bank account as well as proof of employment, which may be difficult or impossible to provide if you don’t have a bank account or are unemployed.

FAQ

Are payday loans a good short-term option?

Yes, payday loans can be a good short-term option if you find yourself in need of quick funds. Just be sure to shop around for the best terms and understand the fees and terms associated with your loan.

How do I apply for a payday loan in Grove City, Ohio?

Applying for a payday loan in Grove City, Ohio is easy – simply fill out an online form with TheGuaranteedLoans and we’ll connect you with lenders who may be able to help.

Can I get a payday loan with no bank account?

No, most payday lenders require a valid bank account in order to provide a loan.

Apply Now

If you’re looking for a quick cash loan in Grove City, Ohio, TheGuaranteedLoans can help. We can connect you with lenders who may be able to provide you with a payday loan. Fill out our online form now and find out if you qualify! Please bear in mind that TheGuaranteedLoans is not itself a lender and simply connects you with lenders who may be able to provide a loan.

More F.A.Q.

Can I be charged late fees for a payday loan in Grove City, Ohio?

Yes, you can be charged late fees for a payday loan in Grove City, Ohio if you do not repay the loan on time. The amount of the late fee will be disclosed in the loan agreement, and it will be added to your outstanding balance if you do not make the payment by the due date.

Can I cancel a payday loan in Grove City, Ohio?

Yes, you can cancel a payday loan in Grove City, Ohio within three business days of signing the loan agreement. This is known as the "right of rescission," and it allows you to change your mind and avoid the loan without incurring any additional fees or penalties.

How Many Cash Advance Companies are in Grove City, OH?

With the help of our service, you will be able to find 13 cash advance companies in Grove City, OH

What Cash Advance Companies in Grove City, OH are the most popular?

You should check Huntington Bank, Buckeye Gold Coin & Jewelry, and CashMax Ohio. Also, you can start your application online on our website.

Look for Short-Term Loans in Other Cities:

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Customer Notice: Cash advance loans should be used for short-term personal requirements primarily, not as long-term budgetary remedies. Clients together with credit score issues ought to look for credit advice. Subject to state regulations, qualification, credit check, underwriting and approval. Rates, terms and conditions apply

Client Guidance: Payday loans are generally designed as a temporary financial bridge that allows individuals to borrow a modest amount of money until their next paycheck arrives. This type of loan is often used as an immediate financial remedy for unforeseen expenses, especially for those lacking a financial cushion or significant savings. If you find yourself struggling to manage your finances and considering a payday loan, it's crucial to consult with a qualified financial advisor. It's also important to familiarize yourself with the specific payday loan laws in your jurisdiction.

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Important Notice: TheGuaranteedloans.com is not a loan company and for that reason cannot determine whether or not you're eventually permitted for any advance, neither can we establish the sum of loan you might be provided. Every lending options, purchasing services and products are offered without having guarantee. When searching for deals, remember to evaluate the budgetary institution’s Terms and Conditions.

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