Payday Loans in Cuyahoga Falls, Ohio

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Payday Loan Companies in Cuyahoga Falls, OH

Company nameAddressZip codePhone number
Cashland 1682 State Rd 44223 +1 (330) 564 - 0689
CheckSmart 696 Howe Ave 44221 +1 (330) 922 - 4779
CheckSmart 2020 State Rd 44223 +1 (330) 940 - 3271
Huntington Bank 230 Howe Ave 44221 +1 (330) 922 - 4617
Nicholas Financial Inc 911 Graham Rd 45 44221 +1 (330) 734 - 6767
S&T Bank 2032 Front St 44221 +1 (330) 968 - 2013
Third Federal Savings & Loan 490 Howe Ave 44221 +1 (330) 945 - 6500

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Cuyahoga Falls, OH, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Dayton, OH, Payday Loans in Delaware, OH, Payday Loan Companies in Dublin, OH, Payday Loans in Elyria, OH, Payday Loan Without a Credit Check in Euclid, OH, Payday Loans in Fairborn, OH, Payday Loans in Fairfield, OH and Payday Loans in Findlay, OH. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Cuyahoga Falls, OH.

Beautiful sights of Cuyahoga Falls, OH

Payday Loans Available in Cuyahoga Falls, OH By The Following ZIP Codes:

44223, 44222, 44221

Are Payday Loans Legal In Cuyahoga Falls, Ohio?

Loan Rates and Fees, Laws and Regulations in Ohio.

One good thing with these loans is that they give borrowers time to get back on their feet: while the states allow taking out payday loans for longtime periods, the lenders try not to let their customers pay them more than once. That way, they can avoid losing their money. Usually, you should contact the lender with a new request after avoiding using a loan for 6-12 months. What are the advantages of taking out payday loans? If you're in need of urgent funds to pay for an important expense, these can come as a life-saver: you get money to solve your problems quickly and easily (taking into consideration your location).

What's payday lending in Cuyahoga Falls, Ohio? A payday lending institution offers private short-term unsecured loans. You are expected to repay the loan amount along with finance charges within no longer than 365. In other words, you have a job that guarantees you regular income at least monthly, or some stable investment income (if it's greater than interest rate for payday loans) and simple financial status (no overdrafts or unpaid bills). To make sure that you repay your loans on time and lack no essential expenditures, try cutting down non-necessary expenses and save up some money before taking out such financial contracts. Take into consideration your financial situation while choosing one: make sure that there's no other way to come by urgent money and avoid borrowing too much by taking out several payday loans.

Payday lending is legal in Cuyahoga Falls, Ohio. There's a default limit of $1,000 in Cuyahoga Falls, Ohio, so take out several payday loans if needed. The maximum finance charges are 28% per annum (APR).

Ohio Loan Regulations

Legal StatusLegal (at a low cost)
Interest Rate (APR, %)28
Maximum Loan Amount$1,000
Minimum Loan Term91 days
Maximum Loan Term1 year
Number of Rollovers Allowed0
Finance Charges0.28

Cuyahoga Falls, OH payday loan calculator

Payday Loans in Cuyahoga Falls, Ohio

Financial emergencies can happen without warning, and when they do, it can be difficult to find a fast and reliable solution. For individuals living in Cuyahoga Falls, Ohio, access to payday loans is a viable option for managing unexpected expenses.

Payday loans are legal in Ohio and can provide quick access to the cash you need, with a lower-cost than other lending options. Here’s what you need to know about payday loans in Cuyahoga Falls, Ohio and how to find a loan when you need it.

What are Payday Loans

A payday loan is a short-term loan that is backed by a borrower’s personal check or payroll deduction. These loans are offered in amounts typically ranging from $100 to $500, with loan approval and repayment taking place within a few days. The loans are also typically repaid in a single lump sum payment, including the loan amount and any associated fees.

Who Can Qualify for a Payday Loan in Cuyahoga Falls, Ohio?

Most payday lenders in Ohio will require the borrower to be at least 18 years old, proof of income and a valid form of identification. Most lenders will also require the borrower to have a checking account. Additionally, many payday lenders in Ohio will not lend to borrowers with bad credit.

How Much Does a Payday Loan Cost in Cuyahoga Falls, Ohio?

The state of Ohio requires that payday loan lenders follow usury laws and place limits on interest rates. For example, the maximum interest rate for a payday loan in Ohio is 28%. This means that a borrower can borrow up to $500 and be charged interest of up to 28% on the loan.

In addition to interest, most payday lenders will charge a flat fee for the loan. This fee can range anywhere from $10 to $30 and may be deducted directly from the loan amount.

How Do I Repay My Payday Loan in Cuyahoga Falls, Ohio?

Most payday lenders will require that the loan be repaid with a single lump-sum payment. This payment will include the loan amount, interest and any associated fees. The loan must be repaid on the due date, which is typically two weeks from the loan approval date.

What if I Cannot Repay My Payday Loan On Time?

If you are unable to repay the loan on the due date, you may be able to extend the loan for an additional two weeks for a fee. It’s important to note, however, that each extension has its own associated fees and you may end up paying more in fees than you borrowed in the first place.

It’s also important to note that payday loan debt can quickly become unmanageable, so it’s important to ensure that you are able to repay the loan in the time frame specified.

Where Can I Get a Payday Loan in Cuyahoga Falls, Ohio?

There are numerous payday lenders in Cuyahoga Falls, Ohio. While some lenders may offer payday loans online, it is always best to apply in person. This will allow you to speak directly with a loan representative and get an application approved on the same day.

Additionally, you can also visit The Guaranteed Loans website to apply for a payday loan. We are not a lender, but we can connect you with lenders who can offer you the loan you need.

F.A.Q.

  • Do I need to have a bank account to get a payday loan? Yes, most payday lenders in Ohio will require that you have an active bank account to apply for a payday loan.
  • How long does it take to get approved for a payday loan? Most payday loan approvals and disbursements can take place on the same day, though it can vary depending on the lender.
  • What are the documentation requirements for a payday loan? Most lenders will require you to provide proof of income, proof of identity and a valid checking account.
  • What if I do not have a good credit score? Most payday lenders do not require that you have a good credit score in order to be approved for a loan.

Apply Now

If you would like to apply for a payday loan in Cuyahoga Falls, Ohio, visit the The Guaranteed Loans website. We are not a lender, but we can connect you with lenders who can offer you the loan you need. Just fill out the online application and we will do the rest.

Thank you for considering The Guaranteed Loans for your payday loan needs. We are committed to providing you with the best customer service and helping you find a loan that fits your needs.

More F.A.Q.

Can a payday lender in Cuyahoga Falls, Ohio contact my employer or family members about my loan?

Yes, in Cuyahoga Falls, Ohio, payday lenders are allowed to contact your employer or family members to collect on unpaid loans. However, they are required to follow state and federal laws governing debt collection, including not using abusive or harassing language.

Can I be charged late fees for failing to make a payment on my payday loan in Cuyahoga Falls, Ohio?

Yes, in Cuyahoga Falls, Ohio, payday lenders are allowed to charge late fees for borrowers who fail to make their loan payments on time. The maximum late fee is $30.

How Many Cash Advance Companies are in Cuyahoga Falls, OH?

With the help of our service, you will be able to find 7 cash advance companies in Cuyahoga Falls, OH

What Cash Advance Companies in Cuyahoga Falls, OH are the most popular?

You should check CheckSmart, Cashland, and Huntington Bank. Also, you can start your application online on our website.