Payday Loans in Dayton, Ohio

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Payday Loan Companies in Dayton, OH

Company nameAddressZip codePhone number
AAMCO Transmissions & Total Car Care 5980 Old Troy Pike 45424 +1 (937) 236 - 2465
ACE Cash Express 3516 W Siebenthaler Ave 45406 +1 (937) 275 - 4912
Best Checking 2806 Salem Ave 45406 +1 (937) 279 - 9755
Caliber Home Loans 8534 Yankee St 1c 45458 +1 (937) 603 - 1711
Caliber Home Loans -The Wellman Group 6450 Poe Ave 109 45414 +1 (937) 604 - 9511
Cashland 4977 N Main St 45415 +1 (937) 278 - 0148
Cashland 1331 Wilmington Pike 45420 +1 (937) 396 - 1846
Cashland 602 Woodman Dr 45431 +1 (937) 253 - 7842
Cashland 2933 Linden Ave 45410 +1 (937) 252 - 0434
CashMax Ohio 5270 N Dixie Dr 45414 +1 (937) 716 - 1574
Check `n Go 4141 N Main St 45405 +1 (937) 567 - 1960
Check Into Cash 170 Woodman Drive 45431 +1 (937) 254 - 0113
CheckSmart 2930 W Alex Bell Rd 45459 +1 (937) 428 - 7530
CheckSmart 4212 Linden Ave 45432 +1 (937) 254 - 7800
CheckSmart 5521 Salem Ave 45426 +1 (937) 854 - 3392
CheckSmart 2129 Needmore Rd 45414 +1 (937) 567 - 1450
CheckSmart 1947 S Alex Rd 45449 +1 (937) 847 - 2800
CODE Credit Union 2759 Miamisburg Centerville Rd 45459 +1 (937) 222 - 8971
Day Air Credit Union 3434 York Commons Blvd 45414 +1 (937) 643 - 2160
DDK Financial Associates 5615 N Dixie Dr 45414 +1 (937) 275 - 3981
Easy Cash Store 3283 W Siebenthaler Ave Suite12A 45406 +1 (844) 335 - 5099
Fifth Third Bank & ATM 2240 Miamisburg Centerville Rd 45459 +1 (937) 435 - 7795
First American Loans 2515 South Smithville Road 45420 +1 (937) 258 - 2899
First Financial Bank 120 W 2nd St 45402 +1 (937) 535 - 3690
Garry Greene - Raymond James 111 W First St 45402 +1 (937) 228 - 1701
Huntington Bank 3504 W Siebenthaler Ave RD 45406 +1 (937) 356 - 6280
Huntington Mortgage Group 409 E Monument Ave 45402 +1 (800) 480 - 2265
International Cash 711 Shroyer Rd 45419
Jackson Hewitt Tax Service 144 E 3rd St 45402 +1 (937) 291 - 1040
KeyBank 3736 Germantown Pike 45417 +1 (937) 263 - 1600
Morgan Stanley 7777 Washington Village Dr Ste 100 45459 +1 (937) 434 - 9269
Morgan Stanley Smith Barney 110 N Main St 1100 45402 +1 (937) 223 - 6111
National Cash Advance 5678 N Springboro Pike 45449 +1 (937) 643 - 9874
National Cash Advance 4705 N Main St 45405 +1 (937) 278 - 6098
NCP Finance 205 Sugar Camp Cir 45409 +1 (937) 228 - 5600
Nicholas Financial Inc 5828 Wilmington Pike 45459 +1 (937) 310 - 8135
O'Reilly Auto Parts 1933 Needmore Rd 45414 +1 (937) 890 - 4832
Ohio Loan Co Inc 3028 Salem Ave 45406 +1 (937) 278 - 5991
Ohio Loan Co. 1171 W Third St 45402 +1 (937) 228 - 5991
Old World Jewelry & Loan 3716 N Main St 45405 +1 (937) 275 - 3226
Payday Loans Dayton 3600-3998 Edgecliff Ave 45402
PLS Check Cashing Store 5650 N Dixie Dr 45414 +1 (937) 279 - 9079
Prudential Ryan K. Schebo Life Insurance & Financial Services 6790 Loop Rd 45459 +1 (937) 999 - 6400
Raymond James 70 Rhoads Center Dr 45458 +1 (937) 432 - 6924
Raymond James Financial Services 2331 Far Hills Ave 45419 +1 (937) 425 - 6732
Schear Financial Services 100 E 3rd St 45402 +1 (937) 228 - 5600
The Payday Light Smithville Rd 45420 +1 (937) 203 - 1361
Thrivent Financial-Lutherans 7925 Paragon Rd 100 45459 +1 (937) 424 - 2238
United Check Cashing 3207 N Dixie Dr 45414 +1 (937) 277 - 7110
United Check Cashing Family Dollar Plaza, 5615 N Dixie Dr 45414 +1 (937) 275 - 3981
Universal 1 Credit Union 1 River Park Dr 45409 +1 (937) 225 - 6800
Walmart Money Center 6955 Miller Ln 45414 +1 (937) 454 - 6200
Weller Mortgages Inc 1026 Watervliet Ave 45420 +1 (937) 258 - 0111
Wright-Patt Credit Union 1 S Main St H 45402 +1 (800) 762 - 0047

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Dayton, OH, you can try to find different companies in big cities near by. Check out the following pages here: Bad Credit Loans in Delaware, OH, Payday Loans in Dublin, OH, Payday Loan Without a Credit Check in Elyria, OH, Payday Loans in Euclid, OH, Payday Loan for Fairborn, OH, Payday Loans in Fairfield, OH, Payday Loans in Findlay, OH and Payday Loan Companies in Grove City, OH. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Dayton, OH.

Beautiful sights of Dayton, OH

Payday Loans Available in Dayton, OH By The Following ZIP Codes:

45418, 45412, 45410, 45405, 45408, 45475, 45490, 45415, 45406, 45428, 45402, 45409, 45482, 45430, 45440, 45449, 45401, 45481, 45426, 45414, 45459, 45403, 45429, 45407, 45434, 45404, 45432, 45422, 45424, 45431, 45413, 45417, 45433, 45435, 45437, 45441, 45439

Are Payday Loans Legal In Dayton, Ohio?

Loan Rates and Fees, Laws and Regulations in Ohio.

One good thing with these loans is that they give borrowers time to get back on their feet: while the states allow taking out payday loans for longtime periods, the lenders try not to let their customers pay them more than once. That way, they can avoid losing their money. Usually, you should contact the lender with a new request after avoiding using a loan for 6-12 months. What are the advantages of taking out payday loans? If you're in need of urgent funds to pay for an important expense, these can come as a life-saver: you get money to solve your problems quickly and easily (taking into consideration your location).

What's payday lending in Dayton, Ohio? A payday lending institution offers private short-term unsecured loans. You are expected to repay the loan amount along with finance charges within no longer than 365. In other words, you have a job that guarantees you regular income at least monthly, or some stable investment income (if it's greater than interest rate for payday loans) and simple financial status (no overdrafts or unpaid bills). To make sure that you repay your loans on time and lack no essential expenditures, try cutting down non-necessary expenses and save up some money before taking out such financial contracts. Take into consideration your financial situation while choosing one: make sure that there's no other way to come by urgent money and avoid borrowing too much by taking out several payday loans.

Payday lending is legal in Dayton, Ohio. There's a default limit of $1,000 in Dayton, Ohio, so take out several payday loans if needed. The maximum finance charges are 28% per annum (APR).

Ohio Loan Regulations

Legal StatusLegal (at a low cost)
Interest Rate (APR, %)28
Maximum Loan Amount$1,000
Minimum Loan Term91 days
Maximum Loan Term1 year
Number of Rollovers Allowed0
Finance Charges0.28

Dayton, OH payday loan calculator

You’ve probably heard about payday loans if you need a quick cash loan for your bills or whatever else. They are a great option for people who have trouble getting credit from banks, but there are some things to know if you’re considering payday loans in Dayton, Ohio.

Payday loans can be anything from $100 to $1000, and they must be repaid the next day or within six weeks. You may also have a number of options available to allow you to repay the debt over a longer period of time at higher interest rates if that is something that suits your needs.

Several different payday loan providers offer these short-term loans. We will just focus on those in Dayton, Ohio, but there are online companies that can help you get the money you need.

Most people turn to payday loans because they have exhausted their credit and can’t get an instant loan from a bank or other financial institution. You may have made every effort to repay your debt, but your financial situation has changed, and you’ve fallen behind on your payments.

Payday loans are basically an advance on your paycheck, and federal law allows lenders to charge almost any rate they feel is fair. These loans are very popular, and lenders will offer financing options at more reasonable rates than interest rates normally charged by storefront payday loan providers in Dayton, Ohio.

If you consider taking out a payday loan in Dayton, Ohio, check the Internet for companies that offer these short-term loans for your next financial need. You’ll find many different options available at competitive rates and terms.

You will want to use this information wisely when deciding which company you would like to work with.

How to Find a Good Direct Lender in Dayton, OH Online?

There are a few good reasons why the Internet is an excellent place to look for payday loans. These high-interest, short-term loans are highly regulated in Dayton, Ohio. You will want to know all the details about the service being offered before you agree to anything.

One way to find out more about direct payday loan lenders is to use the Internet. Lenders in Dayton, Ohio, who offer services online, understand that many people want fast answers and fast cash when they need it.

Since most people don’t want the stress of dealing with storefront lenders, many companies are willing to offer short-term payday loans on the Internet today.

You can find a lot of trustworthy lenders online. Lenders willing to offer customers all the information they need are likely to be more trustworthy. The Internet also makes it easier to compare terms, rates, and fees.

You will want to consider a few other things when deciding which payday lender you would like to work with within Dayton, Ohio. These lenders offer their services online to provide fast cash loans to people who cannot wait for the next paycheck and feel powerless in their current financial situation. Choosing the right payday loan company is an important step toward getting a quick loan when you need it most.

Cash Advance Online in Dayton, OH

If you are looking for a cash advance online in Dayton, OH, visit the Internet and search for a lender that can help you get the money you need.

The Internet is a great place to look for all kinds of things, including cash advances online in Dayton, OH. You will want to review different companies and their offers to decide what works best for your needs. You don’t want to agree without knowing more about it.

Cash advance online in Dayton, OH, can be an excellent source of funds when you need it most. They are short-term loans that must be repaid on time with interest added to the principal amount borrowed.

Before deciding if this is a good deal for you, you should know some things. Payday loans online can be very risky, but they are also available to almost anyone. You will have to meet certain requirements to qualify for one of these loans, so it’s important to know.

Requirements include:

  • Earning a steady income with at least $1,000 worth of income per month.
  • Being over the age of 18 and legally employed in the US with a valid bank account, which must have been open for at least 90 days and in good standing.
  • A valid social security number or an Individual Taxpayer Identification Number (ITIN). 

If you’re in danger of missing payments on bills or other financial obligations, cash advance online in Dayton, OH, can help. If you don’t have the money and need to focus on your upcoming bills, payday loans can help avoid late fees and bounced check fees when the landlord demands immediate payment from your bank account.

Can I Get a Payday Loan for Bad Credit in Dayton, Ohio? 

There are several options available to help you get a payday loan for bad credit in Dayton, Ohio. These loans are very helpful when you need some cash fast, but there are some things you need to know.

Payday loans for bad credit in Dayton, Ohio, can help people who have poor credit or no credit at all. Whether it’s a personal loan or another loan, this cash will help bridge the gap until your next paycheck arrives.

There are different types of payday loans for people with bad credit. Some lenders may offer an installment loan with terms extending beyond one paycheck if you have a longer period between payments than normal in Dayton, Ohio.

Other lenders may offer a payday loan with small weekly payments paid in full each week and will be repaid once all the consumer’s money is available. These loans are offered with a high-interest rate and a low repayment period.

There are many companies willing to help bad credit borrowers in Dayton, Ohio, get their payday cash advance loans. Some of these lenders would rather get rid of the risk by offering these loans to people with bad credit because it reduces their financial exposure for the entire loan.

24 Hour Payday Loans in Dayton, Ohio

Depending on the lender you choose, you may have to wait for up to twenty-four hours before receiving your payday loan money in Dayton, Ohio.

Many lenders will process and approve requests on the same day. They will notify you when your application has been rejected or approved.

If your request is approved, you will have access to the funds within a few hours. You can pick up the money at one of their locations or have it directly deposited into your checking account within twenty-four hours of being approved.

Lenders cannot extend payment dates beyond your next payday in Dayton, Ohio.

Can You Get a Payday Loan in Dayton, OH, Without a Bank Account? 

Yes, you can get a payday loan in Dayton, Ohio, without an active bank account. This can be done through the use of prepaid cards and a few other options.

Dayton, OH, Payday loans are very easy to obtain if you need cash fast. You just need to find a lender that offers this service to people who don’t have bank accounts or cannot open one for any reason at all.

Lenders offer more options for this type of payday loan than others will. Some people have bad credit or no credit, so they use other methods of accessing their funds when they need cash fast in Dayton, OH.

If you don’t have a bank account, you may need to pay for your payday loan by using a prepaid debit card. Your lender will give you the money, and you will make payments directly from the card. It’s important to carefully review all the terms and conditions of this agreement before taking out the loan.

Payday loans in Dayton, Ohio, can be obtained without an active bank account. It is still another option available to consumers who are between paychecks.

FAQ

Are There Guaranteed Loans in Dayton, OH?

There are not any loans that are guaranteed in Dayton, Ohio. Payday loans in Dayton, OH, should be seen as a last resort for people who need cash fast and cannot wait for their next paycheck.
Payday loan companies make it very clear that these loans come with high-interest rates. When you are in a financial bind and need cash quickly, you may overlook these warnings. If you don’t pay back the amount borrowed promptly, and on time, the lender will charge additional late fees to your account.
Payday loan lenders don’t determine the interest rate based on the borrower’s credit score alone. They consider different factors like your occupation and if you have other credit lines before agreeing to extend credit to you.

How Do I Get an Emergency Loan in Dayton, OH?

An emergency loan in Dayton, Ohio, can help with financial crises. You can get cash in as little as 24 hours to pay off bills and debt. Dayton, OH, payday loans are convenient when you have an unexpected expense like a car repair or medical bill.
Multiple payday loan companies will offer this service to you in Dayton, Ohio, but you must read the fine print on these agreements before agreeing to anything. Some borrowers can get trapped in cycles where they can never pay back the full amount borrowed.
Payday loan lenders charge high-interest rates for their loans, and if you don’t make timely payments on your advances, those fees can add up very quickly.

Will The Payday Loan Companies in Dayton, OH, Check My Credit?

Most lenders will check your credit report before extending the loan if you have bad credit. This will help you understand how you will be treated by the lender when taking on this type of agreement.
If you have poor credit and are not eligible for a personal loan at all, then payday cash advances are the only option available to you. The interest rates and fees may be high, but they can still be repaid within a short period.
There is no reason why you would ever agree to pay more than twenty-four percent interest in Dayton, OH.