Payday Loans in Findlay, Ohio

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Payday Loan Companies in Findlay, OH

Company nameAddressZip codePhone number
1 Hour Car Title Loans Findlay 300 W Wallace St 45840 +1 (419) 408 - 3452
Advance America 1410 N Main St 45840 +1 (419) 425 - 1260
AgCredit 7868 Co Rd 140 ste a 45840 +1 (419) 422 - 7632
American Loan 600 Tiffin Ave 45840
American Loan Mortgage Corporation 600 Tiffin Ave 45840 +1 (419) 427 - 5626
Brookdale Findlay 725 Fox Run Rd 45840 +1 (419) 423 - 4440
Cashland 1055 Tiffin Ave 45840 +1 (419) 424 - 3443
CashMax Ohio 1801 Tiffin Ave 45840 +1 (567) 525 - 4685
Check `n Go 2023 Tiffin Ave Suite 5 45840 +1 (419) 423 - 0000
Check Advance 2018 Tiffin Ave # 3 45840 +1 (419) 425 - 1840
Check Cash Loans 1926 Tiffin Ave, A 45840 +1 (877) 244 - 8254
Check Express 2721 N Main St A 45840 +1 (419) 420 - 7600
Check Into Cash 1949 Tiffin Ave #5 45840 +1 (419) 427 - 1063
CheckSmart 1216 Tiffin Ave 45840 +1 (419) 424 - 3164
Countrywide Home Loans 1601 Tiffin Ave 45840 +1 (419) 423 - 5023
Eagle Loan 406 N Blanchard St 45840 +1 (567) 208 - 4880
First American Loans 2018 Tiffin Ave #3 45840 +1 (419) 424 - 9772
First National Bank 1114 W Trenton Ave 45840 +1 (419) 425 - 2500
First National Bank of Pandora 1630 Tiffin Ave 45840 +1 (419) 429 - 6000
Hancock Federal Credit Union 125 W Trenton Ave 45840 +1 (419) 424 - 0163
Huntington Bank 215 E Crawford St 45840 +1 (419) 429 - 4637
KeyBank 1920 Tiffin Ave 45840 +1 (419) 423 - 3212
loanDepot 1100 Tiffin Ave 45840 +1 (419) 504 - 7950
Loanmax Title Loans 2121 Tiffin Ave 45840 +1 (419) 434 - 1390
Millstream Area Credit Union 1650 Fostoria Ave 45840 +1 (419) 422 - 5626
MoneyGram 1410 N Main St 45840 +1 (419) 425 - 1260
Pack Rats Pawn Shop Findlay 10205 US-224 45840 +1 (567) 301 - 2018
Shell 3900 Ventura Dr 45840 +1 (419) 425 - 3131
store 950 N Main St 45840
The Union Bank Co. 1500 Bright Rd 45840 +1 (800) 837 - 8111
USX Federal Credit Union 539 S Main St 45840 +1 (888) 219 - 3159
Waterford Bank, N.A. Loan Production Office 209 S Main St 45840 +1 (419) 720 - 3888
Wayne Dodds - Raymond James 1655 Tiffin Ave 45840 +1 (419) 427 - 1000
Wells Fargo Advisors 1610 Fostoria Ave 45840 +1 (419) 422 - 1772
Woodforest National Bank 1161 W Trenton Ave 45840 +1 (419) 420 - 1792

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Findlay, OH, you can try to find different companies in big cities near by. Check out the following pages here: Online Loans in Grove City, OH, Quick Loan in Hamilton, OH, Payday Loans in Hilliard, OH, Payday Loans in Lakewood, OH, Payday Loans in Lancaster, OH, Bad Credit Loans in Lima, OH, Payday Loan Without a Credit Check in Lorain, OH and Payday Loans in Mansfield, OH. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Findlay, OH.

Beautiful sights of Findlay, OH

Payday Loans Available in Findlay, OH By The Following ZIP Codes:

45839, 45840

Are Payday Loans Legal In Findlay, Ohio?

Loan Rates and Fees, Laws and Regulations in Ohio.

One good thing with these loans is that they give borrowers time to get back on their feet: while the states allow taking out payday loans for longtime periods, the lenders try not to let their customers pay them more than once. That way, they can avoid losing their money. Usually, you should contact the lender with a new request after avoiding using a loan for 6-12 months. What are the advantages of taking out payday loans? If you're in need of urgent funds to pay for an important expense, these can come as a life-saver: you get money to solve your problems quickly and easily (taking into consideration your location).

What's payday lending in Findlay, Ohio? A payday lending institution offers private short-term unsecured loans. You are expected to repay the loan amount along with finance charges within no longer than 365. In other words, you have a job that guarantees you regular income at least monthly, or some stable investment income (if it's greater than interest rate for payday loans) and simple financial status (no overdrafts or unpaid bills). To make sure that you repay your loans on time and lack no essential expenditures, try cutting down non-necessary expenses and save up some money before taking out such financial contracts. Take into consideration your financial situation while choosing one: make sure that there's no other way to come by urgent money and avoid borrowing too much by taking out several payday loans.

Payday lending is legal in Findlay, Ohio. There's a default limit of $1,000 in Findlay, Ohio, so take out several payday loans if needed. The maximum finance charges are 28% per annum (APR).

Ohio Loan Regulations

Legal StatusLegal (at a low cost)
Interest Rate (APR, %)28
Maximum Loan Amount$1,000
Minimum Loan Term91 days
Maximum Loan Term1 year
Number of Rollovers Allowed0
Finance Charges0.28

Findlay, OH payday loan calculator

Payday Loans in Findlay, Ohio

Payday loans are short-term, high-cost loans that can be accessed quickly and easily. They can be very helpful when you need money to cover an unexpected expense or pay a bill that’s due soon. While payday loans can be helpful, they also come with a number of risks, including the potential to incur high fees, interest rates, and potential debt traps. It’s important to understand the potential risks associated with payday loans before taking one out in Findlay, Ohio.

Are Payday Loans Legal in Findlay, Ohio?

Yes, payday loans are legal in Findlay, Ohio. However, the state does impose certain limitations on the amount of fees and interest that can be charged to borrowers. In Ohio, payday lenders are limited to charging an annual interest rate of 28%, and are not allowed to charge more than $20 for every $100 loaned. Additionally, payday lenders in Ohio are required to provide an installment plan to borrowers who cannot pay off their loans in full within 2 weeks.

Are There Alternatives to Payday Loans in Findlay, Ohio?

Yes, there are alternatives to payday loans in Findlay, Ohio. Borrowers may consider taking out a personal loan, secured loan, or line of credit from a bank or credit union. Personal loans and lines of credit are typically more affordable than payday loans, as they have lower interest rates and fees. Additionally, credit unions in Ohio can offer low-cost payday alternative loans, which are capped at 28% APR and have no more than a $20 fee per $100 loaned.

How to Apply for a Payday Loan in Findlay, Ohio?

The process for applying for a payday loan in Findlay, Ohio is similar to other locations. To apply, borrowers must provide proof of identity, income, and bank account information. Additionally, borrowers must agree to a credit check. If approved, the lender will provide a loan agreement that outlines the fees, interest rates, and repayment schedule. Once the borrower agrees to the terms of the loan, the lender will typically deposit the funds into the borrower’s bank account within one business day.

Are There Any Restrictions on Payday Loans in Findlay, Ohio?

Yes, there are certain restrictions on payday loans in Findlay, Ohio. For example, the state requires payday lenders to provide an installment plan to borrowers who cannot pay off their loan in full within two weeks. Additionally, borrowers are limited to one loan at a time, and are not allowed to rollover their loan or take out additional loans to cover the costs of the first loan. Finally, payday lenders are not allowed to renew or extend the loan for any reason.

Apply Now

If you’re in need of a short-term loan in Findlay, Ohio, TheGuaranteedLoans can help connect you with lenders who offer payday loans. We are not a lender, but we do offer a free loan application process that is quick and easy. Just fill out our secure online application and we’ll match you with a lender who can help. We have a wide network of lenders and we strive to pair borrowers with the best options available.

Frequently Asked Questions (FAQs)

  • Are Payday Loans legal in Findlay, Ohio?
    Yes, payday loans are legal in Findlay, Ohio. However, the state does impose certain limitations on the amount of fees and interest that can be charged to borrowers.
  • Are there alternatives to payday loans in Findlay, Ohio?
    Yes, there are alternatives to payday loans in Findlay, Ohio. Borrowers may consider taking out a personal loan, secured loan, or line of credit from a bank or credit union.
  • How do I apply for a payday loan in Findlay, Ohio?
    The process for applying for a payday loan in Findlay, Ohio is similar to other locations. To apply, borrowers must provide proof of identity, income, and bank account information.
  • Are there any restrictions on payday loans in Findlay, Ohio?
    Yes, there are certain restrictions on payday loans in Findlay, Ohio. For example, the state requires payday lenders to provide an installment plan to borrowers who cannot pay off their loan in full within two weeks.

More F.A.Q.

How long do I have to repay a payday loan in Findlay, Ohio?

in Findlay, Ohio, payday loans must be repaid within a maximum of 31 days. This means that you will need to repay the loan in full, including any interest and fees, on or before the due date.

What happens if I can't repay my payday loan in Findlay, Ohio?

If you cannot repay your payday loan in Findlay, Ohio, you may be able to work with your lender to extend the loan or to create a payment plan. However, you will be required to pay additional fees for this service. If you continue to struggle with repayment, your lender may take collection action to recover the outstanding debt.

How Many Cash Advance Companies are in Findlay, OH?

With the help of our service, you will be able to find 35 cash advance companies in Findlay, OH

What Cash Advance Companies in Findlay, OH are the most popular?

You should check 1 Hour Car Title Loans Findlay, Advance America, and AgCredit. Also, you can start your application online on our website.