Payday Loans in Columbus, Ohio

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Payday Loan Companies in Columbus, OH

Company nameAddressZip codePhone number
AAMCO Transmissions & Total Car Care 1385 W Broad St 43222 +1 (614) 274 - 1164
Advance America 3371 Cleveland Ave 43224 +1 (614) 262 - 2431
Advance America 1910 Hard Rd 43235 +1 (614) 791 - 9249
Advance America 3651 W Broad St 43228 +1 (614) 279 - 6769
Advance America 3296 S High St 43207 +1 (614) 492 - 8160
Affordable Loan 517 E Livingston Ave 43215 +1 (614) 224 - 7007
Always Loans 5524 Hall Rd 43228 +1 (614) 870 - 0700
Always Payday 246 Granville St 43230 +1 (614) 418 - 0400
Always Payday 2260 S Hamilton Rd 43232 +1 (614) 751 - 0400
Always Payday 4506 Cemetery Rd 43219 +1 (614) 529 - 0900
Always Payday 2084 E Dublin Granville Rd 43229 +1 (614) 882 - 0400
Always Payday! 1197 W 5th Ave 43212 +1 (614) 485 - 0400
Ameribucks 4514 Kenny Rd 43220 +1 (614) 457 - 5202
ATM Huntington National Bank 1550 Polaris Pkwy 43240
Bank of America with Drive-thru ATM 1650 Morse Rd 43229 +1 (614) 310 - 5364
BDO 300 Spruce St 100 43215 +1 (614) 488 - 3126
Bizcorp 2440 E Dublin Granville Rd 43229 +1 (614) 865 - 1527
BMI Federal Credit Union 760 Kinnear Rd 43212 +1 (614) 707 - 4000
Brent Newsom - Prudential Financial 4349 Easton Way 100 43219 +1 (614) 472 - 2707
Brookdale Trillium Crossing 3500 Trillium Crossing 43235 +1 (614) 734 - 1000
Brookdale Westerville 6377 Cooper Rd 43231 +1 (614) 901 - 2100
Buckeye Finance Co 1264 Morse Rd 43229 +1 (614) 433 - 9800
Buckeye Gold Coin & Jewelry 190 Graceland Blvd 43214 +1 (614) 846 - 4653
Cash Ahead 5660 Kathy Run Ln 43229 +1 (844) 335 - 5099
Cash America Pawn 5620 Cleveland Ave 43231 +1 (614) 394 - 0010
Cashland 5495 Hall Rd 2 43228 +1 (614) 335 - 0015
Central Ohio Mortgage 1103 Schrock Rd 43229 +1 (614) 885 - 6678
Check `n Go 2918 E Main St 43209 +1 (614) 300 - 2436
Check Cash Loans 483 Colonial Pkwy C 43214 +1 (614) 333 - 0617
Check n Go 1971 E Dublin Granville Rd 43229 +1 (614) 841 - 4862
check n go, Check n Go Store Directory 1971 E Dublin Granville Rd 43229 +1 (614) 841 - 4862
CheckSmart 2824 S Hamilton Rd 43232 +1 (614) 860 - 1181
CheckSmart 1255 Parsons Ave 43206 +1 (614) 445 - 6669
CheckSmart 170 N Wilson Rd 43204 +1 (614) 276 - 3334
Columbus Check Cashers Inc 1924 Parsons Ave 43207 +1 (614) 444 - 8355
Columbus-Franklin County Finance Authority 350 E 1st Ave 120 43201 +1 (614) 429 - 0177
Creative Planning, Inc 1900 Polaris Pkwy 43240 +1 (866) 909 - 5148
Credit Union of Ohio 1652 Neil Ave 43201 +1 (614) 487 - 6650
Credit Union of Ohio - Downtown Branch 152 E Broad St 43215 +1 (614) 487 - 6650
Crowe LLP 155 W Nationwide Blvd 500 43215 +1 (614) 469 - 0001
direct deposit loan 1391 W 5th Ave 43212 +1 (800) 446 - 9706
Express 2824 S Hamilton Rd 43232 +1 (614) 860 - 1181
Express Consumer Loans 6261 E Main St 43213
Finance Fund 175 S 3rd St UNIT 1200 43215 +1 (614) 221 - 1114
Financial Institution Division 77 S High St 21 43215 +1 (614) 728 - 8400
First American Loans 3329 E Broad St 43213 +1 (614) 235 - 8176
First American Loans 4206 W Broad St 43228 +1 (614) 276 - 6902
First Bank of Ohio 34 N High St 500 43215 +1 (614) 621 - 7070
First Command Financial Services 4200 Regent St 200 43219 +1 (614) 944 - 5720
First Financial Bank 139 S High St Suite 204 43215 +1 (614) 907 - 9130
First Merchants Bank 1616 E Dublin Granville Rd 43229 +1 (614) 408 - 0410
First Service Federal Credit Union 255 E Main St 43215 +1 (614) 836 - 0100
Hcic 41 S High St 43215 +1 (614) 480 - 4449
Hilltop Pawn Shop Inc 3109 W Broad St 43204 +1 (614) 274 - 0979
Huntington Bank 6867 E Broad St 43213 +1 (614) 480 - 0076
Jump Legal Group 2128 Arlington Ave 43221
Kyle A Leduc Fairway Independent Mortgage Corporation Senior Mortgage Advisor 4215 Worth Ave Suite 220 43219 +1 (207) 837 - 5287
Lendmark Financial Services LLC 6156 E Main St 43213 +1 (614) 864 - 8525
LibertyX Bitcoin ATM 1792 E Dublin Granville Rd 43229 +1 (800) 511 - 8940
Loanmax Title Loans 3521 E Broad St 43213 +1 (614) 429 - 1152
Marcus & Millichap 230 West St 100 43215 +1 (614) 360 - 9800
Mission Auto Finance 5210 Westerville Rd 100 43231 +1 (614) 891 - 9911
National Check Cashers 1512 Morse Rd 43229 +1 (614) 885 - 3030
Nations Lending 530 W Spring St 100 43215 +1 (855) 485 - 7928
Ohio Deferred Compensation 257 E Town St 43215 +1 (877) 644 - 6457
PLS Check Cashing Store 1397 W Mound St 43223 +1 (614) 221 - 3472
Preferred Loans 1335 Dublin Rd Suite 118-A 43215 +1 (614) 488 - 3225
Professional Financial Services 2600 Corporate Exchange Dr 108 43231 +1 (614) 818 - 3700
Robert L. Caplan Attorney at Law 90 N Nelson Rd 43219 +1 (614) 252 - 2026
Royal Alliance Associates Inc 7600 Olentangy River Rd 200 43235 +1 (614) 784 - 5464
Same Day Payday Loans 5977 Endicott Rd 43229 +1 (614) 858 - 8949
SCORE Mentors Columbus Ohio 65 E. State Street 1350 1350 43215 +1 (614) 664 - 7267
Small Business Loan Source 445 Hutchinson Ave 43235 +1 (614) 785 - 6452
Strategic Planning 7720 Rivers Edge Dr 126A 43235 +1 (614) 802 - 0170
Telhio Credit Union 96 N 4th St 43215 +1 (614) 221 - 3233
United Midwest Savings Bank 3011 E Broad St 43209 +1 (614) 955 - 7400
WesBanco Bank 2000 W Henderson Rd 43220 +1 (614) 459 - 4411
Whitney Logan - Raymond James 3100 Tremont Rd 43221 +1 (614) 442 - 0214

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Columbus, OH, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Cuyahoga Falls, OH, Guaranteed Loans in Dayton, OH, Payday Loans in Delaware, OH, Payday Loan for Dublin, OH, Payday Loans in Elyria, OH, Payday Loans in Euclid, OH, Online Loans in Fairborn, OH and Payday Loans in Fairfield, OH. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Columbus, OH.

Beautiful sights of Columbus, OH

Payday Loans Available in Columbus, OH By The Following ZIP Codes:

43226, 43223, 43213, 43704, 43228, 43220, 43270, 43221, 43230, 43224, 43232, 43284, 43215, 43227, 43229, 43234, 43207, 43202, 43272, 43266, 43201, 43214, 43222, 43205, 43251, 43287, 43217, 43231, 43204, 43291, 43240, 43235, 43211, 43271, 43212, 43209, 43203

Are Payday Loans Legal In Columbus, Ohio?

Loan Rates and Fees, Laws and Regulations in Ohio.

One good thing with these loans is that they give borrowers time to get back on their feet: while the states allow taking out payday loans for longtime periods, the lenders try not to let their customers pay them more than once. That way, they can avoid losing their money. Usually, you should contact the lender with a new request after avoiding using a loan for 6-12 months. What are the advantages of taking out payday loans? If you're in need of urgent funds to pay for an important expense, these can come as a life-saver: you get money to solve your problems quickly and easily (taking into consideration your location).

What's payday lending in Columbus, Ohio? A payday lending institution offers private short-term unsecured loans. You are expected to repay the loan amount along with finance charges within no longer than 365. In other words, you have a job that guarantees you regular income at least monthly, or some stable investment income (if it's greater than interest rate for payday loans) and simple financial status (no overdrafts or unpaid bills). To make sure that you repay your loans on time and lack no essential expenditures, try cutting down non-necessary expenses and save up some money before taking out such financial contracts. Take into consideration your financial situation while choosing one: make sure that there's no other way to come by urgent money and avoid borrowing too much by taking out several payday loans.

Payday lending is legal in Columbus, Ohio. There's a default limit of $1,000 in Columbus, Ohio, so take out several payday loans if needed. The maximum finance charges are 28% per annum (APR).

Ohio Loan Regulations

Legal StatusLegal (at a low cost)
Interest Rate (APR, %)28
Maximum Loan Amount$1,000
Minimum Loan Term91 days
Maximum Loan Term1 year
Number of Rollovers Allowed0
Finance Charges0.28

Columbus, OH payday loan calculator

Payday Loans in Columbus, Ohio

Payday loans are a great way to get quick access to funds when you need them. These loans have been around for decades, but as the costs of living have increased, so have the amounts, making it even easier to access the money you need. Payday loans are legal in the state of Ohio, but there are laws that regulate the fees and repayment terms for Payday loan lenders. Here is a breakdown of what you need to know about Payday loans in Columbus, Ohio.

How Do Payday Loans Work?

Payday loans are short-term loans that are due to be repaid in full on the next payday. The loan amount is typically a percentage of the borrower’s next paycheck, and the funds are usually intended to cover short-term expenses until the loan is repaid. The loan amount and fees are typically due in full either on the day of the loan or the borrower’s next payday, whichever is sooner.

When you sign the loan agreement, you are agreeing to repayment terms that typically include a high interest rate and additional fees. Payday loan terms vary by lender, so it’s important to read the terms and conditions carefully before signing the loan agreement.

Are Payday Loans Legal in Ohio?

Payday loans are legal in the state of Ohio, with certain restrictions. The Ohio General Assembly has established limits on the fees and interestPayday loan lenders can charge and has implemented consumer protections to help ensure borrowers are not subject to excessive or predatory fees.

The Ohio Consumer Lender Act of 2008 limits the amount a payday loan lender can charge for a loan. The interest rate cannot exceed 28% of the principal amount of the loan, which is the amount of money borrowed, not including any fees. Additionally, the term of the loan cannot be longer than 31 days, and the total amount of fees that can be charged cannot exceed 10% of the loan principal.

What Do I Need to Get a Payday Loan in Columbus, Ohio?

The requirements to get a payday loan vary by lender, but typically you will need to provide some form of proof of income, contact information, and proof of Ohio residency. Some lenders may also require you to provide proof of a valid checking account, as the loan proceeds will be deposited into the account. It’s also important to note that many payday loan lenders require that you have a minimum credit score in order to qualify for a loan.

What Are the Benefits of Taking Out a Payday Loan?

Payday loans can be beneficial for those needing access to quick cash. These loans are typically quick and easy to obtain and the funds can be accessed quickly, usually within the same day or next business day. Additionally, many payday loan lenders offer flexible repayment terms, allowing you to pay back the loan on your own terms.

What Are the Risks of Taking Out a Payday Loan?

As with any type of loan, there are risks associated with taking out a payday loan. The most important thing to remember is that payday loans are unsecured loans, meaning there is no collateral required to secure the loan. This means the lender has no assets to repossess if you default on the loan. Additionally, the high interest rates and fees associated with payday loans can trap borrowers in a cycle of debt.

It’s also important to remember that if you do not make the required payments, lenders may take legal action to collect the debt. Therefore, it’s important to make sure you can afford the payments before taking out a payday loan.

Should I Take Out a Payday Loan in Columbus, Ohio?

Payday loans can be a helpful option for those in need of quick access to funds. However, there are a variety of factors to consider before taking out a payday loan. Be sure to research the lender, understand the terms of the loan, and make sure you can afford the repayment terms before signing the loan agreement.

F.A.Q.

What is a payday loan?

A payday loan is a short-term loan that is typically due to be repaid on the borrower’s next payday. The loan amount is typically a percentage of the borrower’s next paycheck, and the funds are usually intended to cover short-term expenses until the loan is repaid.

Are payday loans legal in Ohio?

Yes, payday loans are legal in the state of Ohio, but there are laws that regulate the fees and repayment terms for payday loan lenders. The Ohio General Assembly has established limits on the fees and interest Payday loan lenders can charge and has implemented consumer protections to help ensure borrowers are not subject to excessive or predatory fees.

What do I need to get a payday loan in Columbus, Ohio?

The requirements to get a payday loan vary by lender, but typically you will need to provide some form of proof of income, contact information, and proof of Ohio residency. Some lenders may also require you to provide proof of a valid checking account, as the loan proceeds will be deposited into the account. It’s also important to note that many payday loan lenders require that you have a minimum credit score in order to qualify for a loan.

What are the risks of taking out a payday loan?

The most important risk to consider when taking out a payday loan is that the loan is unsecured, meaning there is no collateral required to secure the loan. Additionally, the high interest rates and fees associated with payday loans can trap borrowers in a cycle of debt. Finally, lenders may take legal action to collect the debt if you do not make the required payments.

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More F.A.Q.

Can a payday lender in Columbus, Ohio garnish my wages if I default on my loan?

Yes, in Columbus, Ohio, a payday lender can garnish your wages if you default on your loan. However, they are required to follow state and federal laws governing wage garnishment, including providing notice and obtaining a court order.

Can a payday lender in Columbus, Ohio repossess my property if I default on my loan?

No, in Columbus, Ohio, payday lenders are not allowed to repossess property to collect on unpaid loans. However, they may be able to file a lawsuit and obtain a court order to seize property as part of the judgment.

How Many Cash Advance Companies are in Columbus, OH?

With the help of our service, you will be able to find 78 cash advance companies in Columbus, OH

What Cash Advance Companies in Columbus, OH are the most popular?

You should check Always Payday, Advance America, and CheckSmart. Also, you can start your application online on our website.