Payday Loans in Idleyld Park, Oregon

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No payday loan companies in Idleyld Park, OR. Consider companies in other cities:

Company nameAddressZip codePhone number
Oregon State Credit Union 1923 N Coast Hwy, Newport, OR 97365 +1 (800) 732 - 0173
CASHCO Financial Services, Inc. 4325 Commerce St #116, Eugene, OR 97402 +1 (541) 246 - 2370
ACE Cash Express 1630 Beavercreek Rd suite j, Oregon City, OR 97045 +1 (503) 722 - 1010
ACE Cash Express 177 Q St, Springfield, OR 97477 +1 (541) 747 - 2274
Wes-State Mortgage Inc 1450 W 7th Ave, Eugene, OR 97402 +1 (541) 485 - 4741
Bank of the West 1301 Molalla Ave, Oregon City, OR 97045 +1 (503) 656 - 5238
Principal Financial 192 N Santiam Hwy, Idanha, OR 97350 +1 (971) 209 - 7069
Columbia Bank 200 E Main St, Monmouth, OR 97361 +1 (503) 838 - 0601
U.S. Bank Branch 1735 N Adair St, Cornelius, OR 97113 +1 (503) 359 - 4411
Clackamas Federal Credit Union 12111 SE Sunnyside Rd, Happy Valley, OR 97086 +1 (503) 656 - 0671

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Idleyld Park, OR, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Albany, OR, Bad Credit Loans in Beaverton, OR, Online Loans in Bend, OR, Payday Loans in Corvallis, OR, No Credit Check Loans in Eugene, OR, Emergency Loan in Grants Pass, OR, Payday Loans in Gresham, OR and Payday Loans in Hillsboro, OR. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Idleyld Park, OR.

Are Payday Loans Legal In Idleyld Park, Oregon?

Loan Rates and Fees, Laws and Regulations in Oregon.

Oregon Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)154
Maximum Loan Amount$50,000
Minimum Loan Term31 days
Maximum Loan Term60 days
Number of Rollovers Allowed2
Finance Charges36% APR

Idleyld Park, OR payday loan calculator

When you’re in a financial bind in Idleyld Park, Oregon, payday loans may seem like an appealing option. Payday loans have become increasingly popular in recent years, as they allow you to quickly and easily obtain funds to cover unexpected expenses or bills.

How Payday Loans Work in Idleyld Park, Oregon

In Oregon, payday loans are legal. However, there are certain regulations in place to protect consumers from predatory lending practices. Under Oregon law, borrowers can receive up to $50,000 in payday loans, and lenders can charge a maximum of 36% interest per year, plus a one-time fee of $10 per $100 borrowed.

When you apply for a payday loan in Idleyld Park, you’ll need to provide some basic information to the lender, including your name, address, and income. The lender will also require proof of employment and a valid form of identification. Once you’ve been approved for the loan, you can typically receive the funds in as little as 24 hours. Some lenders even offer same-day funding.

The Pros and Cons of Payday Loans in Idleyld Park, Oregon

  • Pro: Payday loans are a quick and easy way to obtain funds when you need them.
  • Con: Payday loans come with high interest rates and fees, which can make them difficult to repay.
  • Pro: Payday loans are often available to borrowers with poor credit or no credit history.
  • Con: Payday loans can lead to a cycle of debt if you’re unable to repay the loan on time. This can result in additional fees and interest charges.
  • Pro: Payday loans can be a viable option if you need funds to cover unexpected expenses or bills.
  • Con: Payday loans should not be used as a long-term solution for financial problems.

Facts About Payday Loans in Idleyld Park, Oregon

  • According to a Pew Charitable Trusts report, the average payday loan borrower takes out eight loans per year, with each loan averaging $375.
  • In Oregon, over 200,000 payday loans were issued in 2019, with borrowers paying over $38 million in interest and fees.

Apply Now for a Payday Loan in Idleyld Park, Oregon

If you’re considering a payday loan in Idleyld Park, TheGuaranteedLoans can help. We’re a connector service that can help you find a lender who can provide you with the funds you need. Simply fill out our online application, and we’ll match you with a lender who meets your needs. Please note that TheGuaranteedLoans is not a direct lender, and we do not make credit decisions. Our service is designed to help you connect with potential lenders who can provide you with the funds you need.

Payday loans in Idleyld Park, Oregon can be a valuable tool if you need funds to cover unexpected expenses or bills. However, it’s important to fully understand the terms and conditions of the loan before you apply. Be sure to borrow only what you can afford to repay, and never use a payday loan as a long-term solution for financial problems.

F.A.Q.

Can I apply for a payday loan in Idleyld Park, Oregon if I am self-employed?

Yes, borrowers who are self-employed can apply for a payday loan in Idleyld Park, Oregon. However, they may need to provide additional documentation, such as tax returns or bank statements, to verify their income.

What should I do if I feel I have been a victim of a predatory payday lender in Idleyld Park, Oregon?

If a borrower feels they have been a victim of a predatory payday lender in Idleyld Park, Oregon, they can file a complaint with the Oregon Division of Financial Regulation. The division will investigate the complaint and take appropriate action, such as enforcing penalties or revoking the lender's license. Borrowers can also seek legal assistance to protect their rights and seek compensation for any harm they have suffered.