Title Loans in Argyle, Iowa

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!

  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No title loan companies in Argyle, IA. Consider companies in other cities:

Company nameAddressZip codePhone number
Check Into Cash 1709 N Jefferson Way Suite 300, Indianola, IA 50125 +1 (515) 639 - 3016
West Iowa Bank 202 W Main St, Laurens, IA 50554 +1 (712) 841 - 2588
Regions Bank 25 N Frederick Ave, Oelwein, IA 50662 +1 (319) 238 - 6600
First Citizens Bank 300 N Main St, Charles City, IA 50616 +1 (641) 228 - 5315
North Iowa Community Credit Union 640 S Federal Ave, Mason City, IA 50401 +1 (888) 424 - 2281
Citizens Community Credit Union 106 S Mill St, Lake Mills, IA 50450 +1 (641) 592 - 0900
American Bank NA 400 West Hwy 3, Remsen, IA 51050 +1 (712) 786 - 1153
Check `n Go 4501 Southern Hills Dr STE 23, Sioux City, IA 51106 +1 (712) 274 - 1500
Community 1st Credit Union 1311 A Ave W, Oskaloosa, IA 52577 +1 (641) 673 - 7243
MidWestOne Bank 112 N Main St, Sigourney, IA 52591 +1 (641) 622 - 2381

Title Loan Companies in Nearby Cities

If there are no title loan companies in Argyle, IA, you can try to find different companies in big cities nearby. Check out the following pages here: Title Loans in Waterloo, IA, Car Title Loans in West Des Moines, IA, Car Title Loans in Ames, IA, Car Title Loans in Ankeny, IA, Car Title Loans in Bettendorf, IA, Title Loans in Cedar Falls, IA, Car Title Loans in Cedar Rapids, IA and Title Loans in Council Bluffs, IA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Argyle, IA.

Title Loans in Argyle, Iowa: A Comprehensive Guide

If you’re in a financial jam and need quick cash, title loans might be a solution for you. Iowa law allows title loans, and many people in Argyle and the surrounding areas have used them to access cash fast. However, before making a decision, it’s important to understand how title loans work, what the regulations are, and what the potential risks and benefits are.

What are title loans?

A title loan is a type of secured loan where the borrower uses their vehicle title as collateral. The lender assesses the value of the vehicle and provides a loan in exchange for a lien on the title. The borrower continues to use their car during the loan period, but the lender has the right to repossess the vehicle if the borrower defaults on the loan.

What are the regulations surrounding title loans in Iowa?

Iowa law allows title loans, but there are several restrictions in place to protect borrowers. The loan term must be no longer than 180 days, and the interest rate is capped at 21%. The lender must also provide a written agreement that outlines all the terms and conditions of the loan, including the interest rate, fees, and repayment schedule. Additionally, Iowa law requires lenders to disclose the APR (Annual Percentage Rate) of the loan, which includes both the interest rate and fees.

What are the benefits of title loans?

One of the main benefits of title loans is the speed of access to cash. If you need money immediately, a title loan can provide it. Title loans can also be an option for people with poor credit, as the lender isn’t primarily concerned with credit scores but rather the value of the vehicle. Additionally, many title loan lenders don’t require proof of income, making them accessible to those who are between jobs or have irregular income.

What are the risks of title loans?

One of the biggest risks of title loans is the potential for repossession. If you can’t make your loan payments, the lender has the right to seize your vehicle, which can cause significant disruption to your life. Additionally, the interest rates on title loans can be high, especially for those with poor credit. If you’re unable to repay the loan within the loan term, you may end up paying much more in interest charges than you borrowed.

Interesting Facts and Statistics About Title Loans in Argyle, Iowa

  • As of 2021, there are approximately 1100 title loan businesses operating in Iowa.
  • The average title loan in Iowa is around $900.
  • The average interest rate on a title loan in Iowa is 20%.
  • In Iowa, title loan businesses are required to be licensed and bonded.

Apply Now

At TheGuaranteedLoans, we can help you connect with potential lenders who offer title loans. Our online application process is quick and easy, and you can receive a decision on your loan application in minutes. Keep in mind that we are not a direct lender, but rather a connector service that facilitates your connection with potential lenders. If you’re interested in exploring title loans in Argyle, Iowa, fill out our online application today.

Remember, title loans can be a solution for those who need cash fast, but it’s important to understand the risks and regulations before making a decision. With the right information and careful consideration, you can make an informed decision that meets your financial needs.

Title Loans Available in Argyle, IA By The Following ZIP Codes:

52619

Argyle, IA title loan calculator

Frequently Asked Questions About Car Title Loans in Argyle, Iowa

Are there any limitations on how many title loans I can take out in Argyle, Iowa?

No, there are no limitations on how many title loans you can take out in Argyle, Iowa. However, it is important to carefully consider your financial situation before taking out multiple loans, as this can result in a high amount of debt.

Can I get a title loan in Argyle, Iowa if I don't have a job?

Yes, you can still get a title loan in Argyle, Iowa even if you don't have a job. However, you will need to provide proof of income in order to qualify for a loan. This could include income from social security, disability payments, or other sources of income.