Payday Loans in Central, Utah

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No payday loan companies in Central, UT. Consider companies in other cities:

Company nameAddressZip codePhone number
World Finance 222 N University Ave, Provo, UT 84601 +1 (385) 250 - 0796
Zions Bank Residential Lending 156 N 200 E A, Roosevelt, UT 84066 +1 (435) 722 - 3611
Cash Store 4379 S State St, Salt Lake City, UT 84107 +1 (801) 262 - 5585
Lexington Law 360 N Cutler Dr, North Salt Lake, UT 84054 +1 (833) 333 - 8277
Goldenwest Credit Union 1120 S Main St, Brigham City, UT 84302 +1 (801) 621 - 4550
USA Cash Services 1152 US-40 D, Vernal, UT 84078 +1 (435) 789 - 7775
Wells Fargo Bank 326 S Main St, Milford, UT 84751 +1 (435) 387 - 6140
QC Finance 1806 12600 S, Riverton, UT 84065 +1 (801) 254 - 7914
USA Cash Services 5451 S 1900 W 3, Roy, UT 84067 +1 (801) 773 - 8251
Mountain America Credit Union 635 S Main St, Heber City, UT 84032 +1 (435) 657 - 2282

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Central, UT, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Logan, UT, Online Loans in Midvale, UT, Guaranteed Loans in Ogden, UT, Payday Loans in Orem, UT, Bad Credit Loans in Pleasant Grove, UT, Quick Loan in Provo, UT, Bad Credit Loans in Riverton, UT and Payday Loans in Roy, UT. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Central, UT.

Beautiful sights of Central, UT

Payday Loans Available in Central, UT By The Following ZIP Codes:

84722

Are Payday Loans Legal In Central, Utah?

Loan Rates and Fees, Laws and Regulations in Utah.

Utah Loan Regulations

Legal StatusLegal (Applies to check cashers only)
Interest Rate (APR, %)658
Maximum Loan AmountNo Limit
Minimum Loan TermNot Specified
Maximum Loan Term70 days (10 weeks)
Number of Rollovers AllowedNot specified
Finance ChargesNot specified

Central, UT payday loan calculator

Payday Loans in Central, Utah: What You Need to Know

Payday loans, also known as cash advances, are a type of short-term loan that can provide you with funds until your next paycheck. These loans can be helpful for those who are facing unexpected expenses and need money quickly. In Central, Utah, payday loans are legal for check cashers, but it is important to understand the regulations in place and the potential risks before taking out a payday loan.

Understanding Payday Loan Regulations in Central, Utah

Utah is one of the few states that allows check cashers to offer payday loans. Check cashers must have a valid license from the Utah Department of Financial Institutions and adhere to regulations designed to protect consumers. These regulations include:

  • A maximum loan amount of $1000
  • A maximum term of 70 days
  • A maximum interest rate of 10% per loan plus a $20 fee
  • A requirement to provide borrowers with a written agreement that lays out the terms of the loan
  • Limits on the number of rollovers and renewals allowed

It is important to note that payday loans in Central, Utah can be expensive due to their high interest rates and fees. Borrowers should only take out these loans if they are confident they can pay them back on time and in full.

The Application Process for Payday Loans in Central, Utah

Applying for a payday loan in Central, Utah is a relatively simple process. To qualify, borrowers typically need to meet the following requirements:

  • Be at least 18 years old
  • Have a valid government-issued ID
  • Have proof of income, such as a paystub or bank statement
  • Have an active checking account

Once these requirements are met, borrowers can apply for a payday loan at a licensed check casher in Central, Utah. The lender will evaluate the application and may ask for additional documentation or information before making a decision. If approved, the borrower will receive the funds in their checking account.

Risks and Benefits of Payday Loans in Central, Utah

As with any financial product, payday loans in Central, Utah come with both risks and benefits. Some of the potential benefits of these loans include:

  • Fast access to cash
  • Relatively easy application process
  • No credit check required

However, there are also risks associated with payday loans. These risks include:

  • High interest rates and fees
  • Potential for a debt cycle if the loan is not paid back on time
  • Possible damage to credit score if the loan is not repaid

Borrowers should carefully consider these risks before taking out a payday loan and should only do so if they are confident they can repay the loan according to the terms of the agreement.

Interesting Facts and Statistics About Payday Loans in Central, Utah

  • According to the Utah Department of Financial Institutions, there were over 427,000 payday loans issued in Utah in 2019.
  • The average payday loan amount in Utah was $458 in 2019.
  • The average interest rate for a payday loan in Utah is 485%.
  • In 2016, an estimated 12.7% of Utah households had taken out a payday loan in the previous year.
  • Utah is one of 32 states that allows payday lending.

Apply Now

If you are considering a payday loan in Central, Utah, TheGuaranteedLoans can help connect you with potential lenders. We are a connector service, not a direct lender, and our goal is to make the application process as easy and streamlined as possible. To get started, simply fill out our online application on our website. We’ll match you with potential lenders and help you find a loan that meets your needs and budget.

Remember, payday loans can be a helpful financial tool when used responsibly. However, it is important to carefully consider the risks and benefits before taking out a payday loan. If you have any questions or concerns, don’t hesitate to contact us at TheGuaranteedLoans. We’re here to help.

F.A.Q.

Is there any limit on the number of payday loans I can take out in Central, Utah?

Yes, in Central, Utah, you are only allowed to have one outstanding payday loan at a time.

Do I need to provide collateral to secure a payday loan in Central, Utah?

No, payday loans in Central, Utah are typically unsecured, meaning you do not need to provide collateral to secure the loan.