Payday Loans in Leeds, Utah

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No payday loan companies in Leeds, UT. Consider companies in other cities:

Company nameAddressZip codePhone number
Check City 2120 State St, Salt Lake City, UT 84115 +1 (801) 484 - 2424
Dollar Loan Center 1326 S University Ave, Provo, UT 84601 +1 (801) 851 - 5452
Check City 390 N 500 W, Bountiful, UT 84010 +1 (801) 292 - 2400
Mr Loans 901 Washington Blvd, Ogden, UT 84404 +1 (801) 392 - 5745
Security Finance 26 W 7200 S, Midvale, UT 84047 +1 (801) 255 - 0433
First Choice Money Center 7210 900 E, Midvale, UT 84047 +1 (801) 565 - 7919
EZ Loan Services 1197 N Main St, Tooele, UT 84074 +1 (435) 882 - 8333
1st Choice Money Center 1700 N State St Suite 19, Provo, UT 84604 +1 (801) 375 - 0087
The Equitable Finance Company 3226 Washington Blvd, Ogden, UT 84401 +1 (385) 240 - 4155
Zions Bank Vernal 90 S Vernal Ave, Vernal, UT 84078 +1 (435) 789 - 7082

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Leeds, UT, you can try to find different companies in big cities near by. Check out the following pages here: Bad Credit Loans in Logan, UT, Payday Loans in Midvale, UT, Quick Loan in Ogden, UT, Payday Loans in Orem, UT, Payday Loan Without a Credit Check in Pleasant Grove, UT, Short-term Loans in Provo, UT, Bad Credit Loans in Riverton, UT and Guaranteed Loans in Roy, UT. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Leeds, UT.

Beautiful sights of Leeds, UT

Payday Loans Available in Leeds, UT By The Following ZIP Codes:

84746

Are Payday Loans Legal In Leeds, Utah?

Loan Rates and Fees, Laws and Regulations in Utah.

Utah Loan Regulations

Legal StatusLegal (Applies to check cashers only)
Interest Rate (APR, %)658
Maximum Loan AmountNo Limit
Minimum Loan TermNot Specified
Maximum Loan Term70 days (10 weeks)
Number of Rollovers AllowedNot specified
Finance ChargesNot specified

Leeds, UT payday loan calculator

The Definitive Guide to Payday Loans in Leeds, Utah

If you live in Leeds, Utah, and are struggling to make ends meet between paychecks, a payday loan may be a helpful option. But before you decide to take out a payday loan, it’s important to understand what they are, how they work, and the potential risks involved. In this guide, we’ll break it down for you.

What Are Payday Loans?

A payday loan is a short-term loan that is usually due on your next payday. These loans are typically small, ranging from $100 to $1,000, and are designed to help bridge the gap between paychecks. They are often used for unexpected expenses like car repairs or medical bills.

How Do Payday Loans Work?

To obtain a payday loan, you’ll typically need to provide proof of income and a valid ID. You’ll also need to provide your bank account information, as most lenders require automatic repayment on the due date.

Once approved, the lender will typically deposit the funds into your bank account within one business day. The loan is then due on your next payday, usually within two weeks.

If you can’t repay the loan on time, the lender may allow you to roll over the loan, which means extending the due date and paying additional fees. However, rolling over a payday loan can quickly lead to a cycle of debt.

Are Payday Loans Legal in Leeds, Utah?

Yes, payday loans are legal in Utah, but only for check cashers. These lenders are required to be licensed and follow certain regulations to protect consumers.

What Are the Risks of Payday Loans?

While payday loans can be helpful in certain situations, they come with a high cost. The interest rates on payday loans can be sky-high, often reaching 400% or more. This means that if you borrow $100, you could end up owing $400 or more in just a few weeks.

Additionally, if you can’t repay the loan on time, you may be subject to additional fees and penalties. This can quickly lead to a cycle of debt that can be difficult to break.

How Can I Apply for a Payday Loan in Leeds, Utah?

If you’re considering a payday loan, you can apply online through TheGuaranteedLoans website. We are a connector service that can help you get connected with potential lenders. However, it’s important to remember that we are not a direct lender, and all loan terms and conditions will be determined by the lender.

Interesting Facts and Statistics About Payday Loans in Leeds, Utah

  • The average payday loan in Utah is $474.
  • Utah has more payday lenders per capita than any other state.
  • According to a report by the Center for Responsible Lending, the average Utah payday borrower takes out 10 or more loans per year.

Conclusion

If you’re considering a payday loan in Leeds, Utah, it’s important to understand the risks. These loans come with high interest rates and fees, which can quickly lead to a cycle of debt. If you do decide to take out a payday loan, make sure you understand all the terms and conditions and have a plan for repaying the loan on time.

Apply Now

If you’re in need of a payday loan in Leeds, Utah, fill out our online application on TheGuaranteedLoans website. Remember, we are a connector service, not a direct lender, and all loan terms and conditions will be determined by the lender. Apply now and get connected with potential lenders today!

F.A.Q.

Are there any fees or interest rate caps associated with payday loans in Leeds, Utah?

Yes, payday lenders in Leeds, Utah are allowed to charge a fee of up to $20 for every $100 borrowed. The maximum annual interest rate for payday loans in Leeds, Utah is 459% APR.

Can I rollover or extend my payday loan in Leeds, Utah?

No, payday lenders in Leeds, Utah are not allowed to rollover or extend payday loans. If you are unable to repay your loan on time, you should contact your lender to discuss other options.