Payday Loans in Penokee, Kansas

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No payday loan companies in Penokee, KS. Consider companies in other cities:

Company nameAddressZip codePhone number
Great Southern Bank 5206 W 95th St, Prairie Village, KS 66207 +1 (913) 341 - 7102
Heartland Credit Union 103 S Kansas St, Haven, KS 67543 +1 (620) 669 - 0177
Great Southern Bank 1515 Baptiste Dr, Paola, KS 66071 +1 (913) 294 - 3344
Equity Bank 3825 SW 29th St, Topeka, KS 66614 +1 (785) 272 - 5257
Mazuma Credit Union - Overland Park 7260 W 135th St, Overland Park, KS 66223 +1 (913) 574 - 5000
Check Into Cash 620 N Rock Rd #370, Derby, KS 67037 +1 (316) 789 - 9084
Country Club Bank 100 4-H Rd, Lansing, KS 66043 +1 (913) 351 - 0001
Commerce Bank ATM 3000 W 6th St, Lawrence, KS 66049 +1 (816) 234 - 2250
First State Bank & Trust 402 Plaza Dr, Perry, KS 66073 +1 (785) 597 - 5151
Community National Bank & Trust 606 W St John St, Girard, KS 66743 +1 (620) 724 - 4446

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Penokee, KS, you can try to find different companies in big cities near by. Check out the following pages here: Quick Loan in Shawnee, KS, Same Day Loans in Topeka, KS, Payday Loan Without a Credit Check in Wichita, KS, Payday Loans in Hutchinson, KS, Payday Loans in Kansas City, KS, 24-Hour Loan in Lawrence, KS, No Credit Check Loans in Leavenworth, KS and Online Loans in Leawood, KS. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Penokee, KS.

Are Payday Loans Legal In Penokee, Kansas?

Loan Rates and Fees, Laws and Regulations in Kansas.

Payday loans made to Penokee, Kansas residents may only be for $500 for the first loan and $300 for each additional loan. The lender must give a monthly statement in which the borrower will see how much money was borrowed, how much was repaid, and how much the total cost of the loan is. The Kansas Finance Charge on payday loans is a standard $15 per $100 borrowed. The APR for payday loans in Penokee, Kansas is 391%.

Multiple payday advances are not allowed and banks cannot make loans to the same borrower for more than $500 on the borrower’s written agreement. There must be at least 7 days between successive loans and the lender must return a payment made before deducting finance charges if the lender could not reasonably have expected the advance to be paid.

Kansas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$500
Minimum Loan Term7 days
Maximum Loan Term30 days
Number of Rollovers AllowedNot specified
Finance Charges15% of the amount advanced

Penokee, KS payday loan calculator

Getting to Know Payday Loans in Penokee, Kansas

If you’re in need of a small amount of cash for an unexpected expense, such as a medical bill or car repair, you may want to consider a payday loan. In Penokee, Kansas, payday loans are legal, and they can offer a quick solution when you’re short on funds.

What is a Payday Loan?

A payday loan is a type of short-term loan that is generally for $500 or less. These loans are usually due on your next payday, which is where they get their name. The loans are designed to be used for emergencies, and they can be a useful way to cover unexpected expenses.

How Do Payday Loans Work?

To get a payday loan, you’ll typically need to provide proof of income and identification. You’ll also need to provide a post-dated check or authorize an electronic transfer for the amount you’re borrowing plus fees. The loan is due on your next payday, and if you can’t repay it, the lender may have the right to cash your check or withdraw funds from your account.

What are the Benefits of Payday Loans?

One of the biggest benefits of payday loans is that they are easy to obtain. They typically don’t require a credit check, so even if you have bad credit, you may still be able to get a loan. Additionally, payday loans can provide a quick solution when you need cash fast.

What are the Risks of Payday Loans?

While payday loans can be helpful in emergencies, they can also come with risks. One of the biggest risks is that they can have very high-interest rates. Additionally, if you can’t repay the loan on time, you may end up owing more in fees and interest.

Interesting Facts and Statistics about Payday Loans in Penokee, Kansas

Did you know that the average payday loan in Kansas is $327 and that the average APR is 391%? Additionally, according to a study by the Consumer Financial Protection Bureau, 80% of payday loans are renewed or rolled over within two weeks.

Apply Now

If you’re considering a payday loan in Penokee, Kansas, TheGuaranteedLoans can help. We are a connector service, which means we can connect you with potential lenders who may be able to provide you with a loan. To get started, simply fill out our online application. Remember, a payday loan should only be used for emergencies, and you should make sure you can repay it on time to avoid fees and high-interest rates.

In conclusion, payday loans can be a helpful way to cover unexpected expenses, but they do have risks. It’s important to carefully consider your options before taking out a loan, and to make sure you can repay it on time. If you decide to take out a payday loan, be sure to choose a reputable lender and to review all the terms and fees associated with the loan.

F.A.Q.

Can a payday lender seize my assets in Penokee, Kansas if I default on my loan?

No, a payday lender cannot seize your assets in Penokee, Kansas if you default on your loan. However, the lender may be able to take legal action to recover the funds, which could include wage garnishment or other consequences.

Can I be sued for not repaying a payday loan in Penokee, Kansas?

Yes, if you default on your payday loan in Penokee, Kansas, the lender may take legal action to recover the funds. This could include suing you in court and obtaining a judgment against you.