Payday Loans in Altoona, Florida

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No payday loan companies in Altoona, FL. Consider companies in other cities:

Company nameAddressZip codePhone number
AAA Pay Day Loans 2254 S Tamiami Trail, Venice, FL 34293 +1 (941) 496 - 8999
Gulf Coast Bank Mortgage Lending 301 N Cattlemen Rd 102, Sarasota, FL 34232 +1 (800) 223 - 2060
TD Bank 535 Ohio Ave S, Live Oak, FL 32064 +1 (386) 364 - 5528
Check 'n Go 195 Blanding Blvd #5, Orange Park, FL 32073 +1 (904) 272 - 6704
Sunbelt Credit 1084 Havendale Blvd NW, Winter Haven, FL 33881 +1 (863) 401 - 9922
Cpress Lending Group 28000 Spanish Wells Blvd, Bonita Springs, FL 34135 +1 (239) 495 - 6479
Payday Loans Tampa 8018 N Newport Ave, Tampa, FL 33604
Community State Bank 255 SE 6th St, Lake Butler, FL 32054 +1 (386) 496 - 3333
Wells Fargo Bank 425 N Orange Ave, Green Cove Springs, FL 32043 +1 (904) 284 - 5681
Mr Quick Loan 3514 W Baker St, Plant City, FL 33563 +1 (813) 262 - 1097

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Altoona, FL, you can try to find different companies in big cities near by. Check out the following pages here: Bad Credit Loans in Merritt Island, FL, Short-term Loans in Miami, FL, Payday Loans in Miami Beach, FL, Online Loans in Navarre, FL, Payday Loan for North Fort Myers, FL, Payday Loan Companies in North Miami Beach, FL, Same Day Loans in North Port, FL and Payday Loans in Ocala, FL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Altoona, FL.

Beautiful sights of Altoona, FL

Payday Loans Available in Altoona, FL By The Following ZIP Codes:

32702

Are Payday Loans Legal In Altoona, Florida?

Loan Rates and Fees, Laws and Regulations in Florida.

There are three active types of payday loans in Altoona, Florida: cash advance loans , personal check loan s, installment loans . Employees may take advance loans for any period of time starting from 7 to 31 days regardless their earnings during the last one-year period. Payday loan approval is based on a borrower's credit report, which is provided by the lender and subject to verification. Credit report is delivered unchanged to the borrower who complies with lender's requirements.

Requests are usually being settled online; quick cash advance pickup service is offered as well.

Payday loans are taken for $500 and have repayment terms of 4 weeks after the date of deposit receipt. Interest rate is equal to 35% (rounded to the second decimal place); APR - 304%.

The maximum amount of all your payday loans at one time shall not exceed $500.

There is a cooling-off period of 24 hours between 2 consecutive loans.

One loan at a time is allowed. No rollovers are allowed. Criminal actions are prohibited. An administrative fee equal to 50 cents for every $10 received as an advance or rollover may be charged; fee amount depends on credit report evaluation results available 24 hours ahead of loan repayment stage, as well as it depends on contract characteristics.

Florida Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)304
Maximum Loan Amount$500 exclusive of the fees
Minimum Loan Term7 days
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges0.1

Altoona, FL payday loan calculator

Understanding Payday Loans in Altoona, Florida

When facing a financial emergency, getting access to quick funds can mean the difference between resolving the issue and letting it spiral out of control. That’s where payday loans come in. Payday loans are short-term loans designed to provide quick access to cash for people who need it. In Altoona, Florida, payday loans are legal and regulated under state law.

How do Payday Loans in Altoona Work?

To qualify for a payday loan in Altoona, you need to have a steady source of income and a valid checking account. The loan amount typically ranges from $100 to $500, and the term is usually two weeks to one month. You’ll need to provide the lender with a postdated check or authorize an electronic debit from your account for the loan amount plus fees and interest. If you can’t repay the loan on the due date, you may be allowed to roll it over by paying additional fees.

What are the Pros and Cons of Payday Loans?

  • Pros: Payday loans can provide quick access to cash when you need it most. They’re easy to qualify for, and you don’t need a good credit score to apply.
  • Cons: Payday loans have high-interest rates and fees, which can make them expensive. If you can’t repay the loan on time, you may be subject to additional fees and high-interest rates.

Interesting Facts and Statistics about Payday Loans in Altoona, Florida

  • Fact #1: In 2020, Floridians took out 7.7 million payday loans, and the total value of these loans was $3.1 billion.
  • Fact #2: The average payday loan amount in Florida is $392, and the average loan term is 28 days.
  • Fact #3: According to a study by the Center for Responsible Lending, Florida is one of the states with the highest payday loan usage rates, with 8% of adults taking out a payday loan in a year.

Apply Now for a Payday Loan in Altoona, Florida

If you need quick access to cash, consider applying for a payday loan through TheGuaranteedLoans. We’re a connector service that works with a network of potential lenders to match you with the best loan options for your needs. Applying is easy and secure, and you can complete the process online in just a few minutes. Remember, we’re not a direct lender, but we’ll help you connect with lenders who can provide the funds you need.

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F.A.Q.

Can I get a payday loan in Altoona, Florida if I have filed for bankruptcy?

Yes, you may be able to get a payday loan in Altoona, Florida even if you have filed for bankruptcy. However, the lender may still perform a credit check and may require you to provide proof of income or other financial information.

Can I get a payday loan in Altoona, Florida if I am a military member?

Yes, you may be able to get a payday loan in Altoona, Florida if you are a military member. However, the terms and conditions of the loan may be different for military members due to federal laws that regulate payday lending to active duty military members.