Payday Loans in Atlantic Beach, Florida

Payday Loan Companies in Atlantic Beach, FL

Company nameAddressZip codePhone number
Advance America 971 Atlantic Blvd 32233 +1 (904) 241 - 1934
BB&T 363 Atlantic Blvd Suite 16 32233 +1 (904) 241 - 3484
Navy Federal Credit Union 961 Atlantic Blvd 32233 +1 (888) 842 - 6328

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Atlantic Beach, FL, you can try to find different companies in big cities near by. Check out the following pages here: No Credit Check Loans in Palm Harbor, FL, Online Loans in Panama City, FL, Payday Loans in Pembroke Pines, FL, Payday Loan Without a Credit Check in Pensacola, FL, Payday Loan Companies in Pinellas Park, FL, Payday Loan for Plant City, FL, Short-term Loans in Pompano Beach, FL and Online Loans in Port Charlotte, FL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Atlantic Beach, FL.

Beautiful sights of Atlantic Beach, FL

Payday Loans Available in Atlantic Beach, FL By The Following ZIP Codes:

32233

Are Payday Loans Legal In Atlantic Beach, Florida?

Loan Rates and Fees, Laws and Regulations in Florida.

There are three active types of payday loans in Atlantic Beach, Florida: cash advance loans , personal check loan s, installment loans . Employees may take advance loans for any period of time starting from 7 to 31 days regardless their earnings during the last one-year period. Payday loan approval is based on a borrower's credit report, which is provided by the lender and subject to verification. Credit report is delivered unchanged to the borrower who complies with lender's requirements.

Requests are usually being settled online; quick cash advance pickup service is offered as well.

Payday loans are taken for $500 and have repayment terms of 4 weeks after the date of deposit receipt. Interest rate is equal to 35% (rounded to the second decimal place); APR - 304%.

The maximum amount of all your payday loans at one time shall not exceed $500.

There is a cooling-off period of 24 hours between 2 consecutive loans.

One loan at a time is allowed. No rollovers are allowed. Criminal actions are prohibited. An administrative fee equal to 50 cents for every $10 received as an advance or rollover may be charged; fee amount depends on credit report evaluation results available 24 hours ahead of loan repayment stage, as well as it depends on contract characteristics.

Florida Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)304
Maximum Loan Amount$500 exclusive of the fees
Minimum Loan Term7 days
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges0.1

Atlantic Beach, FL payday loan calculator

F.A.Q.

Are there any restrictions on the number of payday loans that can be taken out in Atlantic Beach, Florida?

Yes, in Atlantic Beach, Florida, borrowers are limited to one outstanding payday loan at a time.

Are there any protections for borrowers in Atlantic Beach, Florida who take out payday loans?

Yes, under Florida law, payday lenders are required to provide borrowers with a written loan agreement and a 30-day cooling-off period before they can take out a second loan.

How Many Cash Advance Companies are in Atlantic Beach, FL?

With the help of our service, you will be able to find 3 cash advance companies in Atlantic Beach, FL

What Cash Advance Companies in Atlantic Beach, FL are the most popular?

You should check Advance America, BB&T, and Navy Federal Credit Union. Also, you can start your application online on our website.