Payday Loans in Cocoa Beach, Florida

Payday Loan Companies in Cocoa Beach, FL

Company nameAddressZip codePhone number
Space Coast Credit Union 1205 N Atlantic Ave 32931 +1 (321) 752 - 2222
Sunrise Bank 5604 N Atlantic Ave 32931 +1 (321) 784 - 8333
SunTrust 150 Cocoa Isles Blvd 32931 +1 (321) 392 - 3233
SunTrust Bank 150 Cocoa Isles Blvd 32931 +1 (321) 392 - 3233
Synovus Bank 1701 N Atlantic Ave 32931 +1 (888) 796 - 6887

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Cocoa Beach, FL, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Riverview, FL, 24-Hour Loan in Saint Cloud, FL, Emergency Loan in Saint Petersburg, FL, Payday Loans in Sanford, FL, Payday Loans in Sarasota, FL, Payday Loan for Spring Hill, FL, Payday Loan for Tallahassee, FL and Payday Loan Companies in Tampa, FL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Cocoa Beach, FL.

Beautiful sights of Cocoa Beach, FL

Payday Loans Available in Cocoa Beach, FL By The Following ZIP Codes:

32931, 32932

Are Payday Loans Legal In Cocoa Beach, Florida?

Loan Rates and Fees, Laws and Regulations in Florida.

There are three active types of payday loans in Cocoa Beach, Florida: cash advance loans , personal check loan s, installment loans . Employees may take advance loans for any period of time starting from 7 to 31 days regardless their earnings during the last one-year period. Payday loan approval is based on a borrower's credit report, which is provided by the lender and subject to verification. Credit report is delivered unchanged to the borrower who complies with lender's requirements.

Requests are usually being settled online; quick cash advance pickup service is offered as well.

Payday loans are taken for $500 and have repayment terms of 4 weeks after the date of deposit receipt. Interest rate is equal to 35% (rounded to the second decimal place); APR - 304%.

The maximum amount of all your payday loans at one time shall not exceed $500.

There is a cooling-off period of 24 hours between 2 consecutive loans.

One loan at a time is allowed. No rollovers are allowed. Criminal actions are prohibited. An administrative fee equal to 50 cents for every $10 received as an advance or rollover may be charged; fee amount depends on credit report evaluation results available 24 hours ahead of loan repayment stage, as well as it depends on contract characteristics.

Florida Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)304
Maximum Loan Amount$500 exclusive of the fees
Minimum Loan Term7 days
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges0.1

Cocoa Beach, FL payday loan calculator

F.A.Q.

Are there any protections for borrowers in Cocoa Beach, Florida who take out payday loans?

Yes, under Florida law, payday lenders are required to provide borrowers with a written loan agreement and a 30-day cooling-off period before they can take out a second loan.

What should I do if I am having trouble repaying my payday loan in Cocoa Beach, Florida?

If you are having trouble repaying your payday loan in Cocoa Beach, Florida, you should contact your lender as soon as possible to discuss your options. You may be able to negotiate a payment plan or seek assistance from a credit counseling agency.

How Many Cash Advance Companies are in Cocoa Beach, FL?

With the help of our service, you will be able to find 5 cash advance companies in Cocoa Beach, FL

What Cash Advance Companies in Cocoa Beach, FL are the most popular?

You should check Space Coast Credit Union, SunTrust, and SunTrust Bank. Also, you can start your application online on our website.