Payday Loans in Eagle Lake, Florida

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No payday loan companies in Eagle Lake, FL. Consider companies in other cities:

Company nameAddressZip codePhone number
Payday Loans Fort Lauderdale 500-542 NW 6th Ave, Fort Lauderdale, FL 33311
Insight Credit Union 300 Webster St, Leesburg, FL 34748 +1 (407) 426 - 6000
Hancock Whitney Bank 1387 Shoreline Dr, Gulf Breeze, FL 32561 +1 (800) 448 - 8812
The Check Cashing Store 51 Homestead Rd, Lehigh Acres, FL 33936 +1 (239) 368 - 4692
Embassy Loans 555 S Hercules Ave STE 402, Clearwater, FL 33764 +1 (866) 277 - 5798
PNC Bank 1788 S Tamiami Trail, Venice, FL 34293 +1 (941) 408 - 0180
Florida Business Development 5950 Hazeltine National Dr625, Orlando, FL 32822 +1 (407) 816 - 8525
Advance America 18502 NW 67th Ave #20, Hialeah, FL 33015 +1 (305) 698 - 0933
Advance America 2814 Lee Blvd #8, Lehigh Acres, FL 33971 +1 (239) 369 - 5453
Check Cashing USA 3598 NW 27th Ave, Miami, FL 33142 +1 (305) 634 - 6922

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Eagle Lake, FL, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Palm Coast, FL, Payday Loan Without a Credit Check in Palm Harbor, FL, Payday Loans in Panama City, FL, Same Day Loans in Pembroke Pines, FL, Guaranteed Loans in Pensacola, FL, Payday Loan Companies in Pinellas Park, FL, Online Loans in Plant City, FL and Bad Credit Loans in Pompano Beach, FL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Eagle Lake, FL.

Beautiful sights of Eagle Lake, FL

Payday Loans Available in Eagle Lake, FL By The Following ZIP Codes:

33839

Are Payday Loans Legal In Eagle Lake, Florida?

Loan Rates and Fees, Laws and Regulations in Florida.

There are three active types of payday loans in Eagle Lake, Florida: cash advance loans , personal check loan s, installment loans . Employees may take advance loans for any period of time starting from 7 to 31 days regardless their earnings during the last one-year period. Payday loan approval is based on a borrower's credit report, which is provided by the lender and subject to verification. Credit report is delivered unchanged to the borrower who complies with lender's requirements.

Requests are usually being settled online; quick cash advance pickup service is offered as well.

Payday loans are taken for $500 and have repayment terms of 4 weeks after the date of deposit receipt. Interest rate is equal to 35% (rounded to the second decimal place); APR - 304%.

The maximum amount of all your payday loans at one time shall not exceed $500.

There is a cooling-off period of 24 hours between 2 consecutive loans.

One loan at a time is allowed. No rollovers are allowed. Criminal actions are prohibited. An administrative fee equal to 50 cents for every $10 received as an advance or rollover may be charged; fee amount depends on credit report evaluation results available 24 hours ahead of loan repayment stage, as well as it depends on contract characteristics.

Florida Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)304
Maximum Loan Amount$500 exclusive of the fees
Minimum Loan Term7 days
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges0.1

Eagle Lake, FL payday loan calculator

Payday Loans in Eagle Lake, Florida: What You Need to Know

Are you in need of quick cash to cover unexpected expenses? If so, you may be considering a payday loan. Payday loans are short-term loans that are typically due on your next paycheck. While these loans can be helpful in certain situations, it’s important to understand the risks associated with them and the laws governing payday loans in your state. In this article, we will explore everything you need to know about payday loans in Eagle Lake, Florida.

What are Payday Loans?

Payday loans are short-term loans that are typically due on your next payday. These loans are typically smaller in size and may be used to cover unexpected expenses such as medical bills, car repairs, or other emergency expenses. Payday loans are attractive because they are easy to qualify for and typically have a quick application process and fast funding. However, payday loans also come with high fees and interest rates, so it’s important to understand the risks associated with them.

Are Payday Loans Legal in Florida?

Yes, payday loans are legal in Florida. However, there are certain regulations that payday lenders must adhere to in order to operate within the state. For example, Florida law limits the amount of the loan to $500 and the term of the loan to between 7 and 31 days. Additionally, lenders are required to provide borrowers with a written contract outlining the terms of the loan, including the amount borrowed, the fees associated with the loan, and the due date.

How Do Payday Loans Work in Eagle Lake, Florida?

In Eagle Lake, Florida, payday lenders are regulated by the Florida Office of Financial Regulation. To apply for a payday loan, you will typically need to provide proof of income, such as a pay stub or bank statement, and a valid ID. Once approved, the funds will be deposited into your bank account typically within one business day. On the due date, the lender will automatically withdraw the amount borrowed plus fees from your account. If you are unable to repay the loan on time, you may be subject to additional fees and interest charges, and the lender may take legal action against you.

The Risks of Payday Loans in Eagle Lake, Florida

While payday loans can be helpful in certain situations, they also come with significant risks. The high fees and interest rates associated with payday loans can lead to a cycle of debt, where borrowers are unable to repay the loan on time and must take out additional loans to cover the fees. Additionally, payday lenders may engage in predatory lending practices, such as charging excessive fees or requiring borrowers to take out additional loans to repay the original loan.

Interesting Facts and Statistics

  • In 2019, Florida borrowers took out 7.7 million payday loans with an average loan amount of $383.
  • The average APR for payday loans in Florida is 304%, compared to an average APR of 17.64% for credit cards.
  • More than 80% of payday loans in Florida are rolled over or renewed within 14 days.

Apply Now

If you’re in need of a payday loan, TheGuaranteedLoans can help connect you with potential lenders. Fill out our online application today to get started. Remember, TheGuaranteedLoans is a connector service, not a direct lender. We are committed to connecting borrowers with potential lenders who can provide the funds they need.

At TheGuaranteedLoans, we understand that unexpected expenses can be stressful. That’s why we strive to make the lending process as easy and stress-free as possible. Apply today and get the funds you need to cover your expenses.

F.A.Q.

Can I get a payday loan in Eagle Lake, Florida if I am on Social Security or disability?

Yes, you may be able to get a payday loan in Eagle Lake, Florida if you are receiving Social Security or disability payments. However, the lender will likely require you to provide proof of income or other financial resources to show that you will be able to repay the loan.

Can I get a payday loan in Eagle Lake, Florida if I have filed for bankruptcy?

Yes, you may be able to get a payday loan in Eagle Lake, Florida even if you have filed for bankruptcy. However, the lender may still perform a credit check and may require you to provide proof of income or other financial information.