Payday Loans in Geneva, Florida

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Geneva, FL. Consider companies in other cities:

Company nameAddressZip codePhone number
BB&T 1190 Homestead Rd N, Lehigh Acres, FL 33936 +1 (239) 303 - 9599
Synovus Bank 1400 N 15th St, Immokalee, FL 34142 +1 (888) 796 - 6887
Fast Payday Loans, Inc. 700 Eglin Pkwy NE, Fort Walton Beach, FL 32547 +1 (850) 864 - 1800
Sunbelt Credit 1500 Beville Rd, Daytona Beach, FL 32114 +1 (386) 323 - 6100
Payday Loans Pompano Beach NW 77th St, Pompano Beach, FL 33321
SunTrust Bank 33075 US Hwy 19 N, Palm Harbor, FL 34684 +1 (727) 431 - 6617
AFC Automotive Finance Corp. 6136 24th St E, Bradenton, FL 34203 +1 (941) 758 - 5995
Top Payday Loans Gainesville 2776-2780 NW 23 Ave, Gainesville, FL 32605
PNC Bank 112 S Pebble Beach Blvd, Sun City Center, FL 33573 +1 (813) 633 - 6620
InstaLoan Loans 2117 Del Prado Blvd S, Cape Coral, FL 33990 +1 (239) 573 - 6653

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Geneva, FL, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Bonita Springs, FL, Payday Loans in Boynton Beach, FL, Payday Loans in Bradenton, FL, Payday Loans in Brandon, FL, Payday Loans in Cape Coral, FL, Guaranteed Loans in Clearwater, FL, Quick Loan in Clermont, FL and Payday Loans in Daytona Beach, FL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Geneva, FL.

Beautiful sights of Geneva, FL

Payday Loans Available in Geneva, FL By The Following ZIP Codes:

32732

Are Payday Loans Legal In Geneva, Florida?

Loan Rates and Fees, Laws and Regulations in Florida.

There are three active types of payday loans in Geneva, Florida: cash advance loans , personal check loan s, installment loans . Employees may take advance loans for any period of time starting from 7 to 31 days regardless their earnings during the last one-year period. Payday loan approval is based on a borrower's credit report, which is provided by the lender and subject to verification. Credit report is delivered unchanged to the borrower who complies with lender's requirements.

Requests are usually being settled online; quick cash advance pickup service is offered as well.

Payday loans are taken for $500 and have repayment terms of 4 weeks after the date of deposit receipt. Interest rate is equal to 35% (rounded to the second decimal place); APR - 304%.

The maximum amount of all your payday loans at one time shall not exceed $500.

There is a cooling-off period of 24 hours between 2 consecutive loans.

One loan at a time is allowed. No rollovers are allowed. Criminal actions are prohibited. An administrative fee equal to 50 cents for every $10 received as an advance or rollover may be charged; fee amount depends on credit report evaluation results available 24 hours ahead of loan repayment stage, as well as it depends on contract characteristics.

Florida Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)304
Maximum Loan Amount$500 exclusive of the fees
Minimum Loan Term7 days
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges0.1

Geneva, FL payday loan calculator

Payday loans, also known as cash advances, are small, short-term loans that are meant to help people cover unexpected expenses until their next payday. While these loans may be helpful in certain situations, they can also be quite expensive and could potentially put borrowers in a cycle of debt if not used responsibly. Here, we’ll take a closer look at how payday loans work in Geneva, Florida, and what you need to know before applying for one.

How Do Payday Loans Work in Geneva, Florida?

In Florida, payday loans are legal and regulated by the Florida Office of Financial Regulation. This means that lenders must be licensed and follow specific rules and regulations in order to offer payday loans. These loans typically offer between $100 and $500, and they come with high interest rates and fees. Borrowers usually have to repay the loan in full, plus interest and fees, within two to four weeks, or on their next payday.

To apply for a payday loan in Geneva, Florida, borrowers must be at least 18 years old and have a steady source of income. They will need to provide proof of their income and a valid ID, such as a driver’s license or passport. Some lenders may also require a postdated check as part of the application process.

What Are the Pros and Cons of Payday Loans?

Before applying for a payday loan in Geneva, Florida, it’s important to understand both the advantages and disadvantages of these loans.

Pros of Payday Loans:

  • Quick and easy access to cash when you need it
  • No credit check required
  • Can be used for any purpose

Cons of Payday Loans:

  • High interest rates and fees
  • Can lead to a cycle of debt if not used responsibly
  • Small loan amounts may not be enough to cover all expenses

Overall, payday loans can be a helpful solution for those who need cash quickly and don’t have other options. However, they should be used with caution and only for emergencies.

How to Find the Right Payday Loan Lender in Geneva, Florida

When looking for a payday loan lender in Geneva, Florida, it’s important to do your research and choose a reputable company. Here are some tips to help you find a lender:

  • Check with the Florida Office of Financial Regulation to make sure the lender is licensed and in good standing
  • Read reviews and ratings from other customers to get a sense of the lender’s reputation
  • Compare interest rates and fees from multiple lenders to find the best deal
  • Look for lenders who offer flexible repayment options and reasonable fees

Remember, not all payday loan lenders are created equal, so it’s important to take the time to find the right one for you.

Interesting Facts and Statistics about Payday Loans in Geneva, Florida

According to the Pew Charitable Trusts, about 5.5% of adults in Florida have taken out a payday loan at some point. The average payday loan amount in Florida is $383, and the average cost of borrowing $100 for two weeks is $16.11. While payday loans are legal in Florida, there have been efforts to put stricter regulations in place to protect consumers.

Apply Now

Are you considering a payday loan in Geneva, Florida? TheGuaranteedLoans can help connect you with potential lenders. Please note that TheGuaranteedLoans is not a direct lender and does not make credit decisions. Instead, we connect borrowers with potential lenders who may be able to offer them a loan. To start the application process, click the “Apply Now” button below.

Note: Before applying for a payday loan, be sure to read and understand all of the terms and conditions of the loan, including the interest rate, fees, and repayment schedule. Make sure you can afford to repay the loan on time without taking on additional debt.

Borrow responsibly and make informed decisions about your financial future.

F.A.Q.

Are there any restrictions on the number of payday loans that can be taken out in Geneva, Florida?

Yes, in Geneva, Florida, borrowers are limited to one outstanding payday loan at a time.

Are there any protections for borrowers in Geneva, Florida who take out payday loans?

Yes, under Florida law, payday lenders are required to provide borrowers with a written loan agreement and a 30-day cooling-off period before they can take out a second loan.