Payday Loans in Graceville, Florida

Payday Loan Companies in Graceville, FL

Company nameAddressZip codePhone number
Bank of Jackson County 5381 Cliff St 32440 +1 (850) 263 - 3225
First Federal Bank 962 8th Ave 32440 +1 (850) 263 - 3225
Peoples Bank of Graceville 5306 Brown St 32440 +1 (850) 263 - 3267

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Graceville, FL, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan for Boca Raton, FL, Same Day Loans in Bonita Springs, FL, Payday Loans in Boynton Beach, FL, Payday Loans in Bradenton, FL, Payday Loans in Brandon, FL, Payday Loan for Cape Coral, FL, Payday Loan Companies in Clearwater, FL and Bad Credit Loans in Clermont, FL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Graceville, FL.

Beautiful sights of Graceville, FL

Payday Loans Available in Graceville, FL By The Following ZIP Codes:

32440

Are Payday Loans Legal In Graceville, Florida?

Loan Rates and Fees, Laws and Regulations in Florida.

There are three active types of payday loans in Graceville, Florida: cash advance loans , personal check loan s, installment loans . Employees may take advance loans for any period of time starting from 7 to 31 days regardless their earnings during the last one-year period. Payday loan approval is based on a borrower's credit report, which is provided by the lender and subject to verification. Credit report is delivered unchanged to the borrower who complies with lender's requirements.

Requests are usually being settled online; quick cash advance pickup service is offered as well.

Payday loans are taken for $500 and have repayment terms of 4 weeks after the date of deposit receipt. Interest rate is equal to 35% (rounded to the second decimal place); APR - 304%.

The maximum amount of all your payday loans at one time shall not exceed $500.

There is a cooling-off period of 24 hours between 2 consecutive loans.

One loan at a time is allowed. No rollovers are allowed. Criminal actions are prohibited. An administrative fee equal to 50 cents for every $10 received as an advance or rollover may be charged; fee amount depends on credit report evaluation results available 24 hours ahead of loan repayment stage, as well as it depends on contract characteristics.

Florida Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)304
Maximum Loan Amount$500 exclusive of the fees
Minimum Loan Term7 days
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges0.1

Graceville, FL payday loan calculator

F.A.Q.

What are the eligibility requirements for payday loans in Graceville, Florida?

To be eligible for a payday loan in Graceville, Florida, borrowers must be at least 18 years old, have a regular source of income, and have an active checking account.

How much can I borrow with a payday loan in Graceville, Florida?

The maximum amount that can be borrowed with a payday loan in Graceville, Florida is $500. However, some lenders may offer higher loan amounts to borrowers who meet certain eligibility criteria.

How Many Cash Advance Companies are in Graceville, FL?

With the help of our service, you will be able to find 3 cash advance companies in Graceville, FL

What Cash Advance Companies in Graceville, FL are the most popular?

You should check Bank of Jackson County, First Federal Bank, and Peoples Bank of Graceville. Also, you can start your application online on our website.