Payday Loans in Hampton, Florida

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No payday loan companies in Hampton, FL. Consider companies in other cities:

Company nameAddressZip codePhone number
Check 'n Go 1825 N Tamiami Trail, Ste C2, Port Charlotte, FL 33948 +1 (941) 255 - 3200
CenterState Bank 1105 W Broad St, Groveland, FL 34736 +1 (352) 429 - 2480
BB&T 161 N Causeway, New Smyrna Beach, FL 32169 +1 (386) 426 - 1444
Executive Loan Services 1515 Ringling Blvd 980, Sarasota, FL 34236 +1 (941) 951 - 6060
First Bank 316 N 15th St, Immokalee, FL 34142 +1 (239) 658 - 0704
BB&T 2318 James L Redman Pkwy, Plant City, FL 33563 +1 (813) 759 - 1240
Portside Finance 14185 Beach Blvd 12, Jacksonville, FL 32250 +1 (904) 223 - 4118
Country Federal Credit Union 602 S 6th St, Macclenny, FL 32063 +1 (904) 259 - 6702
Embassy Loans 400 Village Blvd, Unit C, West Palm Beach, FL 33409 +1 (866) 277 - 5796
Valley Bank 185 E Indiantown Rd, Jupiter, FL 33477 +1 (561) 575 - 7860

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Hampton, FL, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan for Panama City, FL, 24-Hour Loan in Pembroke Pines, FL, Guaranteed Loans in Pensacola, FL, Quick Loan in Pinellas Park, FL, Payday Loans in Plant City, FL, Payday Loans in Pompano Beach, FL, Same Day Loans in Port Charlotte, FL and Payday Loan Companies in Port Orange, FL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Hampton, FL.

Payday Loans Available in Hampton, FL By The Following ZIP Codes:

32044

Are Payday Loans Legal In Hampton, Florida?

Loan Rates and Fees, Laws and Regulations in Florida.

There are three active types of payday loans in Hampton, Florida: cash advance loans , personal check loan s, installment loans . Employees may take advance loans for any period of time starting from 7 to 31 days regardless their earnings during the last one-year period. Payday loan approval is based on a borrower's credit report, which is provided by the lender and subject to verification. Credit report is delivered unchanged to the borrower who complies with lender's requirements.

Requests are usually being settled online; quick cash advance pickup service is offered as well.

Payday loans are taken for $500 and have repayment terms of 4 weeks after the date of deposit receipt. Interest rate is equal to 35% (rounded to the second decimal place); APR - 304%.

The maximum amount of all your payday loans at one time shall not exceed $500.

There is a cooling-off period of 24 hours between 2 consecutive loans.

One loan at a time is allowed. No rollovers are allowed. Criminal actions are prohibited. An administrative fee equal to 50 cents for every $10 received as an advance or rollover may be charged; fee amount depends on credit report evaluation results available 24 hours ahead of loan repayment stage, as well as it depends on contract characteristics.

Florida Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)304
Maximum Loan Amount$500 exclusive of the fees
Minimum Loan Term7 days
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges0.1

Hampton, FL payday loan calculator

Payday loans are a helpful way to cover unexpected expenses or bridge the gap between paychecks. In Hampton, Florida, payday loans are legal, and they can be a useful tool for those who need to access cash quickly. However, if not used wisely, payday loans can lead to debt and financial strain. In this article, we’ll take a closer look at payday loans in Hampton, Florida, including how they work, what to consider before applying, and how to apply.

How Do Payday Loans Work?

A payday loan is a short-term loan designed to be repaid in full when the borrower receives their next paycheck. The terms of the loan will vary depending on the lender, but the loan amount typically ranges from $100 to $500. Payday loans are typically due within 14 to 30 days, though some lenders may offer longer repayment periods.

When you apply for a payday loan, you’ll typically need to provide proof of income and employment, as well as your bank account information. If approved, the lender will deposit the loan amount directly into your bank account. On the due date, the lender will typically withdraw the loan amount plus fees and interest directly from your bank account.

What to Consider Before Applying for a Payday Loan

Before applying for a payday loan in Hampton, Florida, there are several factors to consider. First, consider whether you truly need the loan and whether you will be able to repay the loan on time. Additionally, it’s important to shop around for a reputable lender and compare rates and fees.

It’s also important to understand the potential risks of payday loans. Due to the short repayment period, payday loans often come with high interest rates and fees. If you’re unable to repay the loan on time, you may be hit with additional fees and interest, and your credit score may be negatively impacted. In some cases, borrowers can fall into a cycle of debt, borrowing more to pay off previous loans.

Additionally, you should be aware of Florida’s payday loan regulations. Florida law limits the maximum loan amount to $500 and the maximum fee to 10% of the loan amount. Additionally, lenders are required to disclose all fees and terms in writing and may not charge prepayment penalties.

How to Apply for a Payday Loan

Applying for a payday loan in Hampton, Florida is a relatively simple process. First, research reputable lenders in the area and compare rates and fees. Next, gather the necessary documents, such as proof of income and employment, and your bank account information.

Once you’ve found a lender you trust, you can typically apply online or in-person. Online applications are typically faster and more convenient, and you can often receive a decision within minutes. If approved, the lender will typically deposit the loan amount directly into your bank account.

Statistics on Payday Loans in Hampton, Florida

  • Florida has the highest per-capita concentration of payday lenders in the country, with more than 1,000 stores statewide.
  • The average payday loan in Florida is $375 and carries fees of around $55 per two-week period.
  • 79% of payday loans in Florida are taken out within two weeks of the borrower paying off a previous payday loan.
  • Payday lenders in Florida made more than $300 million in fees in 2020.

Apply Now

If you’re considering a payday loan in Hampton, Florida, TheGuaranteedLoans can help connect you with reputable lenders in the area. As a connector service, we do not provide direct loans, but we work with a network of trusted lenders to help you find the best loan for your needs. Applying is easy- simply fill out our online application to get started.

Remember, a payday loan can be a helpful tool in the right circumstances, but it’s important to borrow responsibly and understand the potential risks.

F.A.Q.

Can payday lenders contact me at work in Hampton, Florida?

Yes, payday lenders in Hampton, Florida are allowed to contact you at work to collect on a defaulted loan. However, they are not allowed to harass or abuse you in any way, and they must stop contacting you at work if you request it.

Can I get a payday loan in Hampton, Florida if I have bad credit?

Yes, payday loans in Hampton, Florida are typically available to borrowers with bad credit. However, the lender may still perform a credit check and may require you to provide proof of income or other financial information.