Payday Loans in Hosford, Florida

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No payday loan companies in Hosford, FL. Consider companies in other cities:

Company nameAddressZip codePhone number
Fast Payday Loans, Inc. 308 S Pine Ave, Ocala, FL 34474 +1 (352) 840 - 9682
Raymond James Financial Services 418 S Tamiami Trail, Osprey, FL 34229 +1 (941) 493 - 3232
MoneyGram 4912 Malloy Plaza, Marianna, FL 32448 +1 (850) 482 - 1125
Thrivent Financial for Lutherans 3125 Medical Way, Sebring, FL 33870 +1 (863) 937 - 0732
Suncoast Credit Union 19501 Cochran Blvd, Port Charlotte, FL 33948 +1 (800) 999 - 5887
Farm Credit of Central Florida 31050 Cortez Blvd, Brooksville, FL 34602 +1 (352) 544 - 5553
SunTrust Bank 2545 Military Trail, Jupiter, FL 33458 +1 (561) 277 - 4960
Seminole Loan Corporation 106 S Palmetto Ave, Sanford, FL 32771 +1 (407) 322 - 2083
Cash America Pawn 1544 3rd St SW, Winter Haven, FL 33880 +1 (863) 294 - 8424
Capital City Bank 10290 Regency Park Blvd, Port Richey, FL 34668 +1 (727) 842 - 8467

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Hosford, FL, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Homestead, FL, Quick Loan in Jacksonville, FL, Payday Loans in Jupiter, FL, No Credit Check Loans in Kissimmee, FL, Short-term Loans in Lake Worth, FL, Emergency Loan in Lakeland, FL, Payday Loans in Land O' Lakes, FL and Payday Loans in Largo, FL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Hosford, FL.

Beautiful sights of Hosford, FL

Payday Loans Available in Hosford, FL By The Following ZIP Codes:

32334

Are Payday Loans Legal In Hosford, Florida?

Loan Rates and Fees, Laws and Regulations in Florida.

There are three active types of payday loans in Hosford, Florida: cash advance loans , personal check loan s, installment loans . Employees may take advance loans for any period of time starting from 7 to 31 days regardless their earnings during the last one-year period. Payday loan approval is based on a borrower's credit report, which is provided by the lender and subject to verification. Credit report is delivered unchanged to the borrower who complies with lender's requirements.

Requests are usually being settled online; quick cash advance pickup service is offered as well.

Payday loans are taken for $500 and have repayment terms of 4 weeks after the date of deposit receipt. Interest rate is equal to 35% (rounded to the second decimal place); APR - 304%.

The maximum amount of all your payday loans at one time shall not exceed $500.

There is a cooling-off period of 24 hours between 2 consecutive loans.

One loan at a time is allowed. No rollovers are allowed. Criminal actions are prohibited. An administrative fee equal to 50 cents for every $10 received as an advance or rollover may be charged; fee amount depends on credit report evaluation results available 24 hours ahead of loan repayment stage, as well as it depends on contract characteristics.

Florida Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)304
Maximum Loan Amount$500 exclusive of the fees
Minimum Loan Term7 days
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges0.1

Hosford, FL payday loan calculator

Payday loans are short-term loans that are usually taken out in cases of emergency and when the borrower needs quick cash. Typically, payday loans are taken out by individuals who need to pay for unexpected expenses, such as car repairs or medical bills, but do not have enough money to cover the costs. Hosford, Florida, is no different. In this article, we will explore payday loans in Hosford, Florida, including its benefits, requirements, and regulations.

What Are Payday Loans?

Payday loans are short-term loans that are popular among people who need cash right away. Typically, payday loans are due on the borrower’s next payday, hence the name. Additionally, payday loans usually have high-interest rates and fees, which can make them difficult to pay off.

One of the main benefits of payday loans is that they are easy to obtain. Unlike traditional loans, payday loans do not require a lot of documentation or credit checks. This makes it possible for people with bad credit or no credit to get a loan when they need it. Additionally, payday loans are often available online, so borrowers can apply from the comfort of their own homes.

Requirements for Payday Loans in Hosford, Florida

Payday loans are legal in Florida, and Hosford is no exception. To be eligible for a payday loan in Hosford, Florida, borrowers must meet certain requirements. These requirements may include:

  • Being 18 years or older;
  • Having a valid ID;
  • Having an active bank account; and
  • Having proof of income.

Borrowers should also be aware of the loan’s repayment terms, including the interest rate, fees, and when the loan is due. It is important to read the terms and conditions of the loan carefully before signing any paperwork.

The Pros and Cons of Payday Loans in Hosford, Florida

As with any kind of loan, payday loans have their pros and cons. Some of the pros of payday loans include:

  • Availability: Payday loans are available to borrowers who may not be able to get traditional loans from banks and credit unions;
  • Fast processing: Payday loans can be processed quickly, with some lenders offering same-day or next-day funding;
  • Easy to apply: Payday loan applications are often short and simple, and can often be completed online;
  • No collateral: Payday loans do not require collateral, such as a car or a home.

However, payday loans also have their cons. Some of the cons of payday loans include:

  • High-interest rates: Payday loans often come with high-interest rates, which can make them difficult to repay;
  • Short repayment terms: Payday loans are usually due on the borrower’s next payday, which can be difficult for some borrowers;
  • Debt cycle: Borrowers who are unable to repay their payday loans may be tempted to take out more loans, leading to a cycle of debt;
  • Fees: Payday loans often come with fees that can add up quickly.

Regulations for Payday Loans in Hosford, Florida

Payday loans in Hosford, Florida, are regulated by the state of Florida. According to Florida law, payday loans cannot exceed $500, and the loan term cannot exceed 31 days. Additionally, Florida law requires payday lenders to be licensed by the state, and sets limits on interest rates and fees.

Borrowers should be aware of these regulations and do their research before taking out a payday loan in Hosford, Florida. It is important to choose a reputable lender and read the loan’s terms and conditions carefully.

Facts and Statistics about Payday Loans in Hosford, Florida

  • The average payday loan in Florida is $360;
  • In Florida, the maximum loan amount for payday loans is $500;
  • The average interest rate for a payday loan in Florida is 304% APR;
  • Florida has 1,200 payday lenders operating in the state.

Apply Now

If you need a payday loan in Hosford, Florida, TheGuaranteedLoans can connect you with potential lenders. We are a connector service, not a direct lender, and we work with a network of lenders to find loans that work for you. To get started, fill out our online application, and we will match you with potential lenders who may be able to help you get the cash you need.

Note: Payday loans are not a long-term financial solution and should not be used for long-term financial goals. If you are experiencing financial difficulties, consider reaching out to a credit counselor or financial advisor for help.

F.A.Q.

Are there any fees associated with payday loans in Hosford, Florida?

Yes, payday lenders in Hosford, Florida are allowed to charge a verification fee of up to $5, as well as a processing fee of up to 10% of the loan amount.

Are there any alternatives to payday loans in Hosford, Florida?

Yes, there are several alternatives to payday loans in Hosford, Florida, such as small personal loans from banks or credit unions, or short-term loans from community organizations or non-profit organizations.