Payday Loans in Melbourne Beach, Florida

Payday Loan Companies in Melbourne Beach, FL

Company nameAddressZip codePhone number
Embassy Loans 3830 S Hwy A1A #4 32951 +1 (866) 277 - 5798

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Melbourne Beach, FL, you can try to find different companies in big cities near by. Check out the following pages here: Online Loans in Lehigh Acres, FL, Payday Loan Without a Credit Check in Melbourne, FL, Online Loans in Merritt Island, FL, 24-Hour Loan in Miami, FL, Payday Loans in Miami Beach, FL, Payday Loans in Navarre, FL, Same Day Loans in North Fort Myers, FL and Payday Loans in North Miami Beach, FL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Melbourne Beach, FL.

Beautiful sights of Melbourne Beach, FL

Payday Loans Available in Melbourne Beach, FL By The Following ZIP Codes:

32951

Are Payday Loans Legal In Melbourne Beach, Florida?

Loan Rates and Fees, Laws and Regulations in Florida.

There are three active types of payday loans in Melbourne Beach, Florida: cash advance loans , personal check loan s, installment loans . Employees may take advance loans for any period of time starting from 7 to 31 days regardless their earnings during the last one-year period. Payday loan approval is based on a borrower's credit report, which is provided by the lender and subject to verification. Credit report is delivered unchanged to the borrower who complies with lender's requirements.

Requests are usually being settled online; quick cash advance pickup service is offered as well.

Payday loans are taken for $500 and have repayment terms of 4 weeks after the date of deposit receipt. Interest rate is equal to 35% (rounded to the second decimal place); APR - 304%.

The maximum amount of all your payday loans at one time shall not exceed $500.

There is a cooling-off period of 24 hours between 2 consecutive loans.

One loan at a time is allowed. No rollovers are allowed. Criminal actions are prohibited. An administrative fee equal to 50 cents for every $10 received as an advance or rollover may be charged; fee amount depends on credit report evaluation results available 24 hours ahead of loan repayment stage, as well as it depends on contract characteristics.

Florida Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)304
Maximum Loan Amount$500 exclusive of the fees
Minimum Loan Term7 days
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges0.1

Melbourne Beach, FL payday loan calculator

F.A.Q.

Are there any fees associated with payday loans in Melbourne Beach, Florida?

Yes, payday lenders in Melbourne Beach, Florida are allowed to charge a verification fee of up to $5, as well as a processing fee of up to 10% of the loan amount.

Are there any alternatives to payday loans in Melbourne Beach, Florida?

Yes, there are several alternatives to payday loans in Melbourne Beach, Florida, such as small personal loans from banks or credit unions, or short-term loans from community organizations or non-profit organizations.

How Many Cash Advance Companies are in Melbourne Beach, FL?

With the help of our service, you will be able to find 1 cash advance companies in Melbourne Beach, FL

What Cash Advance Companies in Melbourne Beach, FL are the most popular?

You should check Embassy Loans. Also, you can start your application online on our website.