| Company name | Address | Zip code | Phone number |
|---|---|---|---|
| BancorpSouth Branch | 13331 Emerald Coast Pkwy | 32550 | +1 (850) 269 - 4300 |
| Community Bank | 12590 Emerald Coast Pkwy | 32550 | +1 (850) 650 - 4231 |
| First Bank and Trust | 495 Grand Blvd Suite 270 | 32550 | +1 (850) 654 - 1994 |
| First Florida Bank | 9461 US-98 | 32550 | +1 (850) 654 - 5021 |
| Raymond James Financial Services | 495 Grand Blvd 206 | 32550 | +1 (866) 357 - 4015 |
| Regions Bank | 200 Grand Blvd | 32550 | +1 (850) 460 - 9320 |
| Synovus Bank - ATM | 4000 S Sandestin Blvd | 32550 | +1 (888) 796 - 6887 |
Payday Loan Companies in Nearby Cities
If there are no payday loan companies in Miramar Beach, FL, you can try to find different companies in big cities near by. Check out the following pages here: Online Loans in North Miami Beach, FL, Payday Loans in North Port, FL, Payday Loans in Ocala, FL, Payday Loans in Ocoee, FL, Payday Loans in Orlando, FL, Payday Loans in Ormond Beach, FL, Same Day Loans in Oviedo, FL and Payday Loan Without a Credit Check in Palm Bay, FL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Miramar Beach, FL.
Advise to read before applying
Beautiful sights of Miramar Beach, FL
Payday Loans Available in Miramar Beach, FL By The Following ZIP Codes:
32550
Are Payday Loans Legal In Miramar Beach, Florida?
Loan Rates and Fees, Laws and Regulations in Florida.
There are three active types of payday loans in Miramar Beach, Florida: cash advance loans , personal check loan s, installment loans . Employees may take advance loans for any period of time starting from 7 to 31 days regardless their earnings during the last one-year period. Payday loan approval is based on a borrower's credit report, which is provided by the lender and subject to verification. Credit report is delivered unchanged to the borrower who complies with lender's requirements.
Requests are usually being settled online; quick cash advance pickup service is offered as well.
Payday loans are taken for $500 and have repayment terms of 4 weeks after the date of deposit receipt. Interest rate is equal to 35% (rounded to the second decimal place); APR - 304%.
The maximum amount of all your payday loans at one time shall not exceed $500.
There is a cooling-off period of 24 hours between 2 consecutive loans.
One loan at a time is allowed. No rollovers are allowed. Criminal actions are prohibited. An administrative fee equal to 50 cents for every $10 received as an advance or rollover may be charged; fee amount depends on credit report evaluation results available 24 hours ahead of loan repayment stage, as well as it depends on contract characteristics.
Florida Loan Regulations
| Legal Status | Legal |
|---|---|
| Interest Rate (APR, %) | 304 |
| Maximum Loan Amount | $500 exclusive of the fees |
| Minimum Loan Term | 7 days |
| Maximum Loan Term | 31 days |
| Number of Rollovers Allowed | 0 |
| Finance Charges | 0.1 |
Miramar Beach, FL payday loan calculator
F.A.Q.
Are there any alternatives to payday loans in Miramar Beach, Florida?
Yes, there are several alternatives to payday loans in Miramar Beach, Florida that may be more affordable and less risky for borrowers. These options include credit union loans, community development financial institution loans, and small personal loans from banks or online lenders.
How can I file a complaint about a payday lender in Miramar Beach, Florida?
Borrowers who have concerns or complaints about a payday lender in Miramar Beach, Florida can contact the Florida Office of Financial Regulation. This agency can investigate and take action against payday lenders who violate state laws or regulations.
How Many Cash Advance Companies are in Miramar Beach, FL?
With the help of our service, you will be able to find 7 cash advance companies in Miramar Beach, FL
What Cash Advance Companies in Miramar Beach, FL are the most popular?
You should check BancorpSouth Branch, Community Bank, and First Bank and Trust. Also, you can start your application online on our website.