Payday Loans in Ponce de Leon, Florida

No payday loan companies in Ponce de Leon, FL. Consider companies in other cities:

Company nameAddressZip codePhone number
Third Federal Savings & Loan 5030 S Cleveland Ave, Fort Myers, FL 33907 +1 (239) 931 - 3338
Advance Auto Parts 38 E Nelson Ave, Defuniak Springs, FL 32433 +1 (850) 892 - 7576
ADEC Private Equity Investments 235 S County Rd 14, Palm Beach, FL 33480
Rapid Giros 4021 23rd Ave SW, Naples, FL 34116 +1 (239) 643 - 4722
Lendmark Financial Services 2440 W Brandon Blvd, Brandon, FL 33511 +1 (813) 655 - 0558
Cash Blvd 2059 S US1, Fort Pierce, FL 34950 +1 (772) 466 - 8669
Advance America 5566 Fort Caroline Rd #28, Jacksonville, FL 32277 +1 (904) 743 - 5900
PrimeLending 999 Vanderbilt Beach Rd, Naples, FL 34108 +1 (239) 449 - 9901
Baker Loan Co 565 S 6th St, Macclenny, FL 32063 +1 (904) 259 - 3241
Cash America Pawn 105 Havendale Blvd, Auburndale, FL 33823 +1 (863) 965 - 0132

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Ponce de Leon, FL, you can try to find different companies in big cities near by. Check out the following pages here: Quick Loan in Palm Coast, FL, Payday Loans in Palm Harbor, FL, Payday Loans in Panama City, FL, Same Day Loans in Pembroke Pines, FL, Short-term Loans in Pensacola, FL, Payday Loan for Pinellas Park, FL, Payday Loans in Plant City, FL and Payday Loan Without a Credit Check in Pompano Beach, FL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Ponce de Leon, FL.

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Payday Loans Available in Ponce de Leon, FL By The Following ZIP Codes:

32455

Are Payday Loans Legal In Ponce de Leon, Florida?

Loan Rates and Fees, Laws and Regulations in Florida.

There are three active types of payday loans in Ponce de Leon, Florida: cash advance loans , personal check loan s, installment loans . Employees may take advance loans for any period of time starting from 7 to 31 days regardless their earnings during the last one-year period. Payday loan approval is based on a borrower's credit report, which is provided by the lender and subject to verification. Credit report is delivered unchanged to the borrower who complies with lender's requirements.

Requests are usually being settled online; quick cash advance pickup service is offered as well.

Payday loans are taken for $500 and have repayment terms of 4 weeks after the date of deposit receipt. Interest rate is equal to 35% (rounded to the second decimal place); APR - 304%.

The maximum amount of all your payday loans at one time shall not exceed $500.

There is a cooling-off period of 24 hours between 2 consecutive loans.

One loan at a time is allowed. No rollovers are allowed. Criminal actions are prohibited. An administrative fee equal to 50 cents for every $10 received as an advance or rollover may be charged; fee amount depends on credit report evaluation results available 24 hours ahead of loan repayment stage, as well as it depends on contract characteristics.

Florida Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)304
Maximum Loan Amount$500 exclusive of the fees
Minimum Loan Term7 days
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges0.1

Ponce de Leon, FL payday loan calculator

Look for Short-Term Loans in Other Cities:

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Customer Notice: Cash advance loans should be used for short-term personal requirements primarily, not as long-term budgetary remedies. Clients together with credit score issues ought to look for credit advice. Subject to state regulations, qualification, credit check, underwriting and approval. Rates, terms and conditions apply

Client Guidance: Payday loans are generally designed as a temporary financial bridge that allows individuals to borrow a modest amount of money until their next paycheck arrives. This type of loan is often used as an immediate financial remedy for unforeseen expenses, especially for those lacking a financial cushion or significant savings. If you find yourself struggling to manage your finances and considering a payday loan, it's crucial to consult with a qualified financial advisor. It's also important to familiarize yourself with the specific payday loan laws in your jurisdiction.

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