Payday Loans in Port Saint Lucie, Florida

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No payday loan companies in Port Saint Lucie, FL. Consider companies in other cities:

Company nameAddressZip codePhone number
Lafayette State Bank 340 W Main St, Mayo, FL 32066 +1 (386) 294 - 1901
First Command 104 Jazz Dr Suite A, Panama City, FL 32405 +1 (850) 874 - 1011
MoneyGram 6828 Suwannee Plaza Ln, Live Oak, FL 32060 +1 (386) 362 - 3100
CenterState Bank 400 US Hwy 27 N, Avon Park, FL 33825 +1 (863) 453 - 6400
First Federal Bank of Florida - ATM Spring & Bridge St, White Springs, FL 32096 +1 (386) 397 - 2844
El doctor del credito 14750 SW 26th St 203, Miami, FL 33185 +1 (786) 313 - 3901
Community Choice Financial 13825 SW 88th St, Miami, FL 33186 +1 (305) 752 - 9555
Florida First Capital Finance 7825 Baymeadows Way 124A, Jacksonville, FL 32256 +1 (800) 504 - 5626
Centennial Bank 612 NW Ave A, Carrabelle, FL 32322 +1 (850) 697 - 7601
Harbor Financial Services Inc 2750 Stickney Point Rd 107, Sarasota, FL 34231 +1 (941) 927 - 8459

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Port Saint Lucie, FL, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Riverview, FL, Payday Loans in Saint Cloud, FL, Payday Loans in Saint Petersburg, FL, Payday Loans in Sanford, FL, Payday Loans in Sarasota, FL, Short-term Loans in Spring Hill, FL, Payday Loans in Tallahassee, FL and Online Loans in Tampa, FL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Port Saint Lucie, FL.

Beautiful sights of Port Saint Lucie, FL

Are Payday Loans Legal In Port Saint Lucie, Florida?

Loan Rates and Fees, Laws and Regulations in Florida.

There are three active types of payday loans in Port Saint Lucie, Florida: cash advance loans , personal check loan s, installment loans . Employees may take advance loans for any period of time starting from 7 to 31 days regardless their earnings during the last one-year period. Payday loan approval is based on a borrower's credit report, which is provided by the lender and subject to verification. Credit report is delivered unchanged to the borrower who complies with lender's requirements.

Requests are usually being settled online; quick cash advance pickup service is offered as well.

Payday loans are taken for $500 and have repayment terms of 4 weeks after the date of deposit receipt. Interest rate is equal to 35% (rounded to the second decimal place); APR - 304%.

The maximum amount of all your payday loans at one time shall not exceed $500.

There is a cooling-off period of 24 hours between 2 consecutive loans.

One loan at a time is allowed. No rollovers are allowed. Criminal actions are prohibited. An administrative fee equal to 50 cents for every $10 received as an advance or rollover may be charged; fee amount depends on credit report evaluation results available 24 hours ahead of loan repayment stage, as well as it depends on contract characteristics.

Florida Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)304
Maximum Loan Amount$500 exclusive of the fees
Minimum Loan Term7 days
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges0.1

Port Saint Lucie, FL payday loan calculator

Payday Loans in Port Saint Lucie, Florida

Residents of Port Saint Lucie, Florida who need cash fast can turn to payday loans to get the money they need. Payday loans are legal in Florida, meaning that you can get credit with less stringent requirements than traditional banks. Here’s what you need to know about payday loans in Port Saint Lucie, Florida.

What is a Payday Loan?

Payday loans are short-term loans that are available to borrowers who need cash fast. The loans are typically unsecured, meaning that you don’t need to provide collateral to get a loan. The idea behind payday loans is that the borrower will repay the loan by the next payday. The amount of money that you can borrow with a payday loan varies, but it is typically between $100 and $500.

What Are the Requirements for a Payday Loan?

The requirements for a payday loan are relatively simple. Generally, you need to be over 18 and have an active checking account. You will also need to prove that you have a regular income, but the exact amount of income required varies by lender.

What Are the Benefits of a Payday Loan?

Payday loans have several benefits. First, they are easy to obtain and don’t require a lot of paperwork. Second, you can usually get the cash you need quickly. Finally, payday loans are unsecured, meaning that you don’t have to provide collateral to get a loan.

What Are the Disadvantages of a Payday Loan?

The main disadvantage of a payday loan is the high interest rate. Interest rates for payday loans are much higher than those for traditional loans. Additionally, if you miss a payment, the interest rate can quickly add up.

How Can I Find a Payday Loan Lender in Port Saint Lucie, Florida?

There are several payday loan lenders located in Port Saint Lucie, Florida. The easiest way to find a lender is to search online for “payday loans in Port Saint Lucie, Florida”. You can also check with local banks and credit unions to see if they offer payday loans.

Apply Now

If you’re looking for a payday loan in Port Saint Lucie, Florida, TheGuaranteedLoans can help. We’re not a lender, but we’re here to help you find a lender who can meet your needs. All you have to do is fill out our short, secure application and we’ll connect you with lenders who can help.

FAQ

  • What is a payday loan? A payday loan is a short-term loan that is available to borrowers who need cash fast. The loan is typically unsecured and should be repaid by the next payday.
  • What are the requirements for a payday loan? Generally, you need to be over 18 and have an active checking account. You will also need to prove that you have a regular income, but the exact amount of income required varies by lender.
  • What are the benefits of a payday loan? Payday loans are easy to obtain and don’t require a lot of paperwork. Additionally, you can usually get the cash you need quickly and they are unsecured, meaning that you don’t have to provide collateral to get a loan.
  • What are the disadvantages of a payday loan? The main disadvantage of a payday loan is the high interest rate. Additionally, if you miss a payment, the interest rate can quickly add up.
  • How can I find a payday loan lender in Port Saint Lucie, Florida? The easiest way to find a lender is to search online for “payday loans in Port Saint Lucie, Florida”. You can also check with local banks and credit unions to see if they offer payday loans.

More F.A.Q.

Is there a limit on the number of payday loans I can take out in a year in Port Saint Lucie, Florida?

There is no specific limit on the number of payday loans you can take out in a year in Port Saint Lucie, Florida. However, state law does prohibit borrowers from having more than one outstanding payday loan at a time.

Can I be charged additional fees if I make a late payment on my payday loan in Port Saint Lucie, Florida?

Yes, Florida state law allows payday lenders to charge a one-time late fee of up to 5% of the unpaid loan balance if you make a late payment on your payday loan. However, the lender must give you written notice of the late fee before charging it to your account.