Payday Loans in Scottsmoor, Florida

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No payday loan companies in Scottsmoor, FL. Consider companies in other cities:

Company nameAddressZip codePhone number
Advance America 5824 S. Jog Rd., Lake Worth, FL 33467 +1 (561) 649 - 4520
Auto Funding Corporation 1875 SW 4th Ave C6, Delray Beach, FL 33444 +1 (561) 332 - 3764
Suncoast Credit Union 25183 Chamber of Commerce Dr, Bonita Springs, FL 34135 +1 (800) 999 - 5887
Global Mart 320 Hibiscus St, Jupiter, FL 33458 +1 (561) 575 - 2337
United Cash Express 2554 Blanding Blvd A, Middleburg, FL 32068 +1 (904) 589 - 9192
E Z Payday 1002 20th Pl, Vero Beach, FL 32960 +1 (772) 567 - 8290
Check Man 304 W Howard St, Live Oak, FL 32064 +1 (386) 364 - 1331
Advance America 971 Atlantic Blvd, Atlantic Beach, FL 32233 +1 (904) 241 - 1934
Mr. Quick Loan 11923 E Dr M.L.K. Jr Blvd, Seffner, FL 33584 +1 (813) 661 - 2299
Check On Hold 1000 Palm Coast Pkwy SW, Palm Coast, FL 32137 +1 (386) 445 - 1154

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Scottsmoor, FL, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Valrico, FL, Payday Loan for Wesley Chapel, FL, 24-Hour Loan in West Palm Beach, FL, Payday Loan Without a Credit Check in Winter Garden, FL, Payday Loan Companies in Winter Haven, FL, Guaranteed Loans in Winter Springs, FL, Payday Loans in Apopka, FL and No Credit Check Loans in Boca Raton, FL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Scottsmoor, FL.

Beautiful sights of Scottsmoor, FL

Are Payday Loans Legal In Scottsmoor, Florida?

Loan Rates and Fees, Laws and Regulations in Florida.

There are three active types of payday loans in Scottsmoor, Florida: cash advance loans , personal check loan s, installment loans . Employees may take advance loans for any period of time starting from 7 to 31 days regardless their earnings during the last one-year period. Payday loan approval is based on a borrower's credit report, which is provided by the lender and subject to verification. Credit report is delivered unchanged to the borrower who complies with lender's requirements.

Requests are usually being settled online; quick cash advance pickup service is offered as well.

Payday loans are taken for $500 and have repayment terms of 4 weeks after the date of deposit receipt. Interest rate is equal to 35% (rounded to the second decimal place); APR - 304%.

The maximum amount of all your payday loans at one time shall not exceed $500.

There is a cooling-off period of 24 hours between 2 consecutive loans.

One loan at a time is allowed. No rollovers are allowed. Criminal actions are prohibited. An administrative fee equal to 50 cents for every $10 received as an advance or rollover may be charged; fee amount depends on credit report evaluation results available 24 hours ahead of loan repayment stage, as well as it depends on contract characteristics.

Florida Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)304
Maximum Loan Amount$500 exclusive of the fees
Minimum Loan Term7 days
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges0.1

Scottsmoor, FL payday loan calculator

Welcome to TheGuaranteedLoans, your go-to financial resource for payday loans in Scottsmoor, Florida. In this comprehensive guide, we will provide you with all the information you need to know before applying for a payday loan in Scottsmoor.

What are Payday Loans?

Payday loans are short-term loans intended to provide emergency funds to people who encounter financial difficulties before their next paycheck arrives. Payday loans are quick and easy to obtain, making them very popular among people who need immediate financial relief.

Payday loans are legal in Florida, including Scottsmoor. The Florida state law permits payday loan companies to provide loans with interest rates of up to 18% of the loan’s value. This means that you can borrow a payday loan of up to $500 and repay it within 31 days.

How Do Payday Loans Work?

The payday loan application process is quick and straightforward. All you need to do is provide the loan lender with your personal, employment, and banking information, and you can receive the funds within 24 hours, in some cases, on the same day you apply.

Before approving your loan application, the lender will evaluate your creditworthiness based on your credit score, income, and other factors. If your application is approved, the funds will be transferred to your bank account, and you are expected to repay the loan, plus interest, within the agreed period, which usually ranges from seven to 31 days.

What Are The Requirements To Apply For A Payday Loan?

The requirements to apply for a payday loan in Scottsmoor are straightforward. You must be at least 18 years old, have a steady income source, and a valid bank account. You must also provide personal information, such as your name, address, and Social Security number.

You don’t need to have good credit to qualify for a payday loan. Unlike traditional loans, payday loans don’t require a minimum credit score, which makes them accessible to people who have a poor or no credit history.

What Are The Benefits of Payday Loans?

  • Quick and easy application process
  • Flexible repayment terms
  • No minimum credit score requirement
  • Access to immediate funds
  • Can help you avoid costly late payment fees and overdraft charges

What Are The Risks of Payday Loans?

  • High-interest rates
  • Short repayment terms
  • Can lead to a cycle of debt if not managed properly
  • Unregulated lenders can engage in predatory lending practices

Facts and Statistics About Payday Loans in Scottsmoor, Florida

  • In 2019, there were over 7,000 payday loan stores in Florida, which generated over $3.5 billion in revenue.
  • The average payday loan debt in Florida is $340.
  • Florida has the highest concentration of payday loan stores in the United States.
  • 84% of payday loan borrowers in Florida take out more than one loan per year.
  • Florida law limits payday loans to $500 and caps the interest rate at 18% plus a verification fee of $5.

Apply Now for a Payday Loan in Scottsmoor, Florida

At TheGuaranteedLoans, we connect borrowers with a network of trusted lenders. We are not a direct lender, but a connection service that links you with potential lenders based on your loan application information.

If you need emergency funds before your next paycheck, fill out our online payday loan application form, and we will connect you with a lender that meets your needs. Remember to borrow within your means and only borrow what you can repay.

Apply now for a payday loan in Scottsmoor and find the relief you need.

F.A.Q.

Can I be charged with a crime if I fail to repay a payday loan in Scottsmoor, Florida?

No, borrowers who fail to repay a payday loan in Scottsmoor, Florida cannot be charged with a crime. However, lenders may be able to sue borrowers who default on their loans and obtain a judgment against them. This can result in wage garnishment or other legal action to recover the outstanding balance.

Can I be denied a payday loan in Scottsmoor, Florida based on my credit score?

Yes, payday lenders in Scottsmoor, Florida are allowed to consider a borrower's credit score when deciding whether to offer a loan. Borrowers with poor credit may be denied a payday loan or may be offered a loan with higher interest rates and fees.