Payday Loans in Energy, Illinois

Payday Loan Companies in Energy, IL

Company nameAddressZip codePhone number
SIU Credit Union 300 S Pershing St 62933 +1 (618) 457 - 3595
The Bank of Herrin W Ford St & Pershing St 62933 +1 (618) 942 - 6666

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Energy, IL, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan for Mundelein, IL, Payday Loans in Naperville, IL, Quick Loan in North Chicago, IL, Short-term Loans in Northbrook, IL, Bad Credit Loans in Oak Lawn, IL, Payday Loan for Oak Park, IL, Payday Loans in Orland Park, IL and Short-term Loans in Oswego, IL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Energy, IL.

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Payday Loans Available in Energy, IL By The Following ZIP Codes:

62933

Are Payday Loans Legal In Energy, Illinois?

Loan Rates and Fees, Laws and Regulations in Illinois.

Illinois Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)404
Maximum Loan Amount$1,000 (or 25% of the gross monthly income)
Minimum Loan Term13 days
Maximum Loan Term120 days
Number of Rollovers Allowed0
Finance Charges15.5% per $100

Energy, IL payday loan calculator

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Client Guidance: Payday loans are generally designed as a temporary financial bridge that allows individuals to borrow a modest amount of money until their next paycheck arrives. This type of loan is often used as an immediate financial remedy for unforeseen expenses, especially for those lacking a financial cushion or significant savings. If you find yourself struggling to manage your finances and considering a payday loan, it's crucial to consult with a qualified financial advisor. It's also important to familiarize yourself with the specific payday loan laws in your jurisdiction.

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