| Company name | Address | Zip code | Phone number |
|---|---|---|---|
| SIU Credit Union | 300 S Pershing St | 62933 | +1 (618) 457 - 3595 |
| The Bank of Herrin | W Ford St & Pershing St | 62933 | +1 (618) 942 - 6666 |
Payday Loan Companies in Nearby Cities
If there are no payday loan companies in Energy, IL, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan for Mundelein, IL, Payday Loans in Naperville, IL, Quick Loan in North Chicago, IL, Short-term Loans in Northbrook, IL, Bad Credit Loans in Oak Lawn, IL, Payday Loan for Oak Park, IL, Payday Loans in Orland Park, IL and Short-term Loans in Oswego, IL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Energy, IL.
Advise to read before applying
Beautiful sights of Energy, IL
Payday Loans Available in Energy, IL By The Following ZIP Codes:
62933
Are Payday Loans Legal In Energy, Illinois?
Loan Rates and Fees, Laws and Regulations in Illinois.
Illinois Loan Regulations
| Legal Status | Legal |
|---|---|
| Interest Rate (APR, %) | 404 |
| Maximum Loan Amount | $1,000 (or 25% of the gross monthly income) |
| Minimum Loan Term | 13 days |
| Maximum Loan Term | 120 days |
| Number of Rollovers Allowed | 0 |
| Finance Charges | 15.5% per $100 |
Energy, IL payday loan calculator
F.A.Q.
Are there any alternatives to payday loans in Energy, Illinois?
Yes, there are several alternatives to payday loans in Energy, Illinois. For example, borrowers can seek out small personal loans from banks or credit unions, apply for assistance from social service organizations, or negotiate payment plans with creditors.
Can I be charged additional fees if I make a payment on my payday loan late?
Yes, Illinois law allows lenders to charge additional fees for late payments on payday loans. The maximum late fee that can be charged is $25, or 5% of the unpaid balance, whichever is less.
How Many Cash Advance Companies are in Energy, IL?
With the help of our service, you will be able to find 2 cash advance companies in Energy, IL
What Cash Advance Companies in Energy, IL are the most popular?
You should check SIU Credit Union and The Bank of Herrin. Also, you can start your application online on our website.