Payday Loans in Monticello, Illinois

Payday Loan Companies in Monticello, IL

Company nameAddressZip codePhone number
CIBM Bank 204 S Market St 61856 +1 (217) 762 - 3700
First Mid Bank & Trust Monticello 219 W Center St 61856 +1 (217) 762 - 2111
First State Bank 201 W Main St 61856 +1 (217) 762 - 9431
State Bank of Bement Monticello 1927 N Market St 61856 +1 (217) 762 - 2265

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Monticello, IL, you can try to find different companies in big cities near by. Check out the following pages here: Quick Loan in Addison, IL, Payday Loan Without a Credit Check in Algonquin, IL, Payday Loan for Arlington Heights, IL, No Credit Check Loans in Aurora, IL, Payday Loan Companies in Bartlett, IL, Payday Loans in Belleville, IL, Payday Loan Without a Credit Check in Berwyn, IL and Payday Loans in Bloomington, IL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Monticello, IL.

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Payday Loans Available in Monticello, IL By The Following ZIP Codes:

61856

Are Payday Loans Legal In Monticello, Illinois?

Loan Rates and Fees, Laws and Regulations in Illinois.

Illinois Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)404
Maximum Loan Amount$1,000 (or 25% of the gross monthly income)
Minimum Loan Term13 days
Maximum Loan Term120 days
Number of Rollovers Allowed0
Finance Charges15.5% per $100

Monticello, IL payday loan calculator

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Customer Notice: Cash advance loans should be used for short-term personal requirements primarily, not as long-term budgetary remedies. Clients together with credit score issues ought to look for credit advice. Subject to state regulations, qualification, credit check, underwriting and approval. Rates, terms and conditions apply

Client Guidance: Payday loans are generally designed as a temporary financial bridge that allows individuals to borrow a modest amount of money until their next paycheck arrives. This type of loan is often used as an immediate financial remedy for unforeseen expenses, especially for those lacking a financial cushion or significant savings. If you find yourself struggling to manage your finances and considering a payday loan, it's crucial to consult with a qualified financial advisor. It's also important to familiarize yourself with the specific payday loan laws in your jurisdiction.

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