Payday Loans in Rochester, Illinois

Payday Loan Companies in Rochester, IL

Company nameAddressZip codePhone number
Bank & Trust Co 196 S Walnut St 62563 +1 (217) 498 - 9009
Rochester State Bank 133 N John St 62563 +1 (217) 498 - 7111

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Rochester, IL, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Bartlett, IL, Payday Loans in Belleville, IL, Quick Loan in Berwyn, IL, Payday Loans in Bloomington, IL, Payday Loans in Bolingbrook, IL, Guaranteed Loans in Buffalo Grove, IL, No Credit Check Loans in Calumet City, IL and Payday Loans in Carol Stream, IL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Rochester, IL.

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Payday Loans Available in Rochester, IL By The Following ZIP Codes:

62563

Are Payday Loans Legal In Rochester, Illinois?

Loan Rates and Fees, Laws and Regulations in Illinois.

Illinois Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)404
Maximum Loan Amount$1,000 (or 25% of the gross monthly income)
Minimum Loan Term13 days
Maximum Loan Term120 days
Number of Rollovers Allowed0
Finance Charges15.5% per $100

Rochester, IL payday loan calculator

F.A.Q.

How do I repay a payday loan in Rochester, Illinois?

Payday loans in Rochester, Illinois are typically repaid in full on the borrower's next payday, either through a post-dated check or electronic withdrawal from the borrower's bank account.

Are payday loans in Rochester, Illinois regulated by the state?

Yes, payday lending is regulated by the Illinois Department of Financial and Professional Regulation. Lenders must follow strict rules and regulations in order to operate in the state.

How Many Cash Advance Companies are in Rochester, IL?

With the help of our service, you will be able to find 2 cash advance companies in Rochester, IL

What Cash Advance Companies in Rochester, IL are the most popular?

You should check Bank & Trust Co and Rochester State Bank. Also, you can start your application online on our website.

Look for Short-Term Loans in Other Cities:

Addison Algonquin Arlington Heights Aurora Bartlett Belleville Berwyn Bloomington Bolingbrook Buffalo Grove Calumet City Carol Stream Carpentersville Champaign Chicago Chicago Heights Crystal Lake Danville Decatur Des Plaines Downers Grove Dundee Elgin Elk Grove Village Elmhurst Evanston Galesburg Glendale Heights Glenview Granite City Gurnee Hanover Park Hoffman Estates Joliet Lombard Moline Mount Prospect Mundelein Naperville North Chicago Northbrook Oak Lawn Oak Park Orland Park Oswego Palatine Park Ridge Pekin Peoria Plainfield Quincy Rock Island Rockford Romeoville Schaumburg Skokie Springfield Streamwood Tinley Park Urbana Waukegan Wheaton Wheeling Woodridge
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Customer Notice: Cash advance loans should be used for short-term personal requirements primarily, not as long-term budgetary remedies. Clients together with credit score issues ought to look for credit advice. Subject to state regulations, qualification, credit check, underwriting and approval. Rates, terms and conditions apply

Client Guidance: Payday loans are generally designed as a temporary financial bridge that allows individuals to borrow a modest amount of money until their next paycheck arrives. This type of loan is often used as an immediate financial remedy for unforeseen expenses, especially for those lacking a financial cushion or significant savings. If you find yourself struggling to manage your finances and considering a payday loan, it's crucial to consult with a qualified financial advisor. It's also important to familiarize yourself with the specific payday loan laws in your jurisdiction.

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