Payday Loans in Rock City, Illinois

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No payday loan companies in Rock City, IL. Consider companies in other cities:

Company nameAddressZip codePhone number
Payday Loans Bolingbrook 341 E Boughton Rd, Bolingbrook, IL 60440
Goodfield State Bank 800 W Mt Vernon St, Metamora, IL 61548 +1 (309) 367 - 2345
loanDepot 4225 Naperville Rd 125, Lisle, IL 60532 +1 (630) 427 - 8420
PLS Loan Store 1215 E 87th St, Chicago, IL 60619 +1 (773) 768 - 8000
Express Payday Loans 17855 S 80th Ave, Tinley Park, IL 60477 +1 (708) 578 - 5423
1st Gateway Credit Union 2536 E Lincolnway, Sterling, IL 61081 +1 (815) 564 - 0367
Fairfield National Bank 100 N Main St, Wayne City, IL 62895 +1 (618) 895 - 2107
Midland States Bank 303 Section Line Rd, Manteno, IL 60950 +1 (815) 468 - 3213
PLS Check Cashing Store 1830 Dempster St Ave, Evanston, IL 60202 +1 (847) 491 - 1400
Performance Equity Partners 18470 Thompson Ct 1c, Tinley Park, IL 60477 +1 (708) 478 - 8678

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Rock City, IL, you can try to find different companies in big cities near by. Check out the following pages here: Short-term Loans in Carpentersville, IL, 24-Hour Loan in Champaign, IL, Payday Loans in Chicago, IL, Payday Loans in Chicago Heights, IL, Online Loans in Crystal Lake, IL, Guaranteed Loans in Danville, IL, Payday Loans in Decatur, IL and Short-term Loans in Dekalb, IL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Rock City, IL.

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Payday Loans Available in Rock City, IL By The Following ZIP Codes:

61070

Are Payday Loans Legal In Rock City, Illinois?

Loan Rates and Fees, Laws and Regulations in Illinois.

Illinois Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)404
Maximum Loan Amount$1,000 (or 25% of the gross monthly income)
Minimum Loan Term13 days
Maximum Loan Term120 days
Number of Rollovers Allowed0
Finance Charges15.5% per $100

Rock City, IL payday loan calculator

Advise to read before applying

Payday Loans in Rock City, Illinois: What You Need to Know

When unexpected expenses rear their ugly heads, it can be tough to make ends meet. Payday loans are one option that many people turn to in order to get the cash they need quickly. If you live in Rock City, Illinois, and are considering taking out a payday loan, here’s what you need to know.

How Do Payday Loans Work?

Payday loans are short-term loans that are typically due on your next payday. When you take out a payday loan, you’ll write a post-dated check or provide the lender with your bank account information. The lender will hold onto this information and lend you the money you need. On your next payday, the lender will cash your post-dated check or withdraw the money from your bank account to repay the loan.

Are Payday Loans Legal in Illinois?

Yes, payday loans are legal in Illinois. However, there are limits to how much you can borrow and how much interest the lender can charge.

What Are the Limits on Payday Loans in Illinois?

In Illinois, you can borrow up to $1,000 or 25% of your gross monthly income, whichever is less. You have up to 31 days to pay back the loan. The lender can charge up to $15.50 per $100 borrowed as an interest rate. This means that if you borrow $100, you’ll owe $115.50 on your next payday.

  • Interest rates: Up to $15.50 per $100 borrowed
  • Loan amount: Up to $1,000 or 25% of gross monthly income, whichever is less
  • Loan term: Up to 31 days

Are There Any Additional Fees?

The lender may charge additional fees, such as a finance charge or verification fee. However, these fees are capped at $15.50 per $100 borrowed. In addition, if you’re unable to repay the loan on time, you may be charged a rollover fee, which allows you to extend the loan for an additional fee.

What Happens if You Can’t Repay the Loan on Time?

If you can’t repay the loan on time, you may be charged a rollover fee and/or late fees. These fees can add up quickly and make it even harder to pay back the loan. In addition, if you don’t repay the loan, the lender may take legal action against you or send your account to a collection agency. This can have a negative impact on your credit score and make it harder to get credit in the future.

Interesting Facts and Statistics About Payday Loans in Rock City, Illinois

  • In Illinois, 53% of payday loan borrowers earn less than $30,000 per year.
  • The average payday loan in Illinois is $375.
  • Illinois has some of the most protective payday loan laws in the country.

Apply Now

If you need cash quickly to cover unexpected expenses, TheGuaranteedLoans can help. We’re a connector service that works with a network of trusted lenders to help match you with the right loan for your needs. Our application process is easy, and you can get started today. Keep in mind that we’re not a direct lender, but we’ll facilitate your connection with potential lenders who can offer you the cash you need.

Don’t let unexpected expenses get you down. Apply for a payday loan today and take control of your finances.

F.A.Q.

Are there any restrictions on how payday loans can be used in Rock City, Illinois?

Yes, payday loans in Rock City, Illinois must be used for immediate, short-term financial needs, and cannot be used to pay off other loans or debts.

What are the interest rates and fees associated with payday loans in Rock City, Illinois?

in Rock City, Illinois, payday lenders can charge an annual interest rate of up to 99%. In addition, lenders can charge origination fees, late fees, and non-sufficient funds fees.

Look for Short-Term Loans in Other Cities:

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Customer Notice: Cash advance loans should be used for short-term personal requirements primarily, not as long-term budgetary remedies. Clients together with credit score issues ought to look for credit advice. Subject to state regulations, qualification, credit check, underwriting and approval. Rates, terms and conditions apply

Client Guidance: Payday loans are generally designed as a temporary financial bridge that allows individuals to borrow a modest amount of money until their next paycheck arrives. This type of loan is often used as an immediate financial remedy for unforeseen expenses, especially for those lacking a financial cushion or significant savings. If you find yourself struggling to manage your finances and considering a payday loan, it's crucial to consult with a qualified financial advisor. It's also important to familiarize yourself with the specific payday loan laws in your jurisdiction.

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